Updated September 29, 2026 · BrokerCue Editorial Team

flatex Online-Broker (DE) vs Plus500

flatex Online-Broker (DE) scores 8.8 and Plus500 9.4 out of 10. Compare their differences and shared features below.

flatex Online-Broker (DE)

8.8/10

Facts checked September 26, 2026.

Plus500

9.4/10

Facts checked September 26, 2026.

flatex Online-Broker (DE) vs Plus500: the differences

flatex Online-Broker (DE) vs Plus500
Compare
flatex Online-Broker (DE)flatex Online-Broker (DE)
ReviewSee alternativesSee alternatives
Plus500Plus500
ReviewSee alternativesSee alternatives
MarketsStocks, ETFs, Forex, CFDs, Options, Crypto, Bonds, Funds, MetalsCovers moreStocks, ETFs, Forex, Options, Crypto
RegulatorsBaFinFinancial Conduct Authority, Cyprus Securities and Exchange Commission
Investor protectionEU ICS up to EUR 20,000FSCS up to GBP 85,000
PlatformsWeb, MobilePlus500 WebTrader, Plus500 Mobile App
Stock trade fee€5.90Not confirmed
Account fee€0Not confirmed
Retail accounts that lose moneyNot confirmed81%
Currency conversion fee0.4%Not confirmed
Deposit and withdrawal feesFreeNot confirmed
Account typesJointNot confirmed

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Key differences

  • Plus500 scores higher overall: 9.4 vs 8.8.
  • Regulators: only flatex Online-Broker (DE) offers BaFin.
  • Regulators: only Plus500 offers Financial Conduct Authority, Cyprus Securities and Exchange Commission.
  • Plus500 is licensed in 1 more country.
  • Markets: only flatex Online-Broker (DE) offers CFDs, Bonds, Funds.
  • Platforms: only flatex Online-Broker (DE) offers Web, Mobile.
  • Platforms: only Plus500 offers Plus500 WebTrader, Plus500 Mobile App.
  • Support channels: only flatex Online-Broker (DE) offers Phone.
  • Support channels: only Plus500 offers Chat.
  • Features: only flatex Online-Broker (DE) offers Crypto.

Our verdict on each

flatex Online-Broker (DE)

flatex suits investors who prefer a flat fee per trade and no account charge. A stock trade costs €5.90, the account fee is €0 and deposits and withdrawals are free, so holding an account costs nothing beyond each order placed.

Read the full flatex Online-Broker (DE) review

Plus500

Plus500 suits UK and European retail traders who want one account covering stocks, etfs and forex in a single app. The UK arm is authorised by the Financial Conduct Authority, with FSCS up to GBP 85,000 behind UK balances and costs charged per trade rather than as a flat account fee.

Read the full Plus500 review

Score breakdown

flatex Online-Broker (DE) vs Plus500
Areaflatex Online-Broker (DE)Plus500
Cost8.8Account fee of €0, a flat €5.90 per stock trade and free deposits.Not confirmed
Offer9.29.3Higher
Trust8.69.5Higher

Which one suits you

Pick flatex Online-Broker (DE) if markets matter most.

Pick Plus500 if trust matter most.

How they place

flatex Online-Broker (DE) vs Plus500
Rankingflatex Online-Broker (DE)Plus500
Stock and ETF brokers178 of 47157 of 471
Forex brokers75 of 14725 of 147
Low-spread forex brokers73 of 14523 of 145
Options trading platforms60 of 10315 of 103

Every fact side by side

flatex Online-Broker (DE) vs Plus500
Factflatex Online-Broker (DE)Plus500
FeaturesCrypto, Demo account, Mobile appCovers moreDemo account, Mobile app
Pricing modelLow feesNot confirmed
Legal entityflatexDEGIRO SEPlus500UK Ltd
HeadquartersGermanyNot confirmed
Support channelsEmail, Phone, Help centreChat, Email, Help centre

Where each stands against the rest

flatex Online-Broker (DE) vs Plus500
Factflatex Online-Broker (DE)Plus500Median
Stock trade fee€5.90highest quarterNot confirmed€1
Account fee€0at the medianNot confirmed€0
Retail accounts that lose moneyNot confirmed81%highest quarter72.05%
Currency conversion fee0.4%below the medianNot confirmed0.45%

Median across 52 listed brokers.

Pros and cons

flatex Online-Broker (DE)

Pros

  • No account fee: €0 on the standard account.
  • Deposits and withdrawals are free: free.
  • A flat stock trade fee of €5.90 rather than a percentage, with currency exchange at 0.4%.

Cons

  • The stock trade fee of €5.90 is higher than most rivals, where the site median is €0.
  • Only a joint account type is listed in joint, so there is no ISA or SIPP wrapper for UK investors.
  • Support runs on email, phone and help centre only, with no live chat listed.

Plus500

Pros

  • Costs are charged per trade, with no account fee listed
  • UK protection stands at FSCS up to GBP 85,000
  • One account spans stocks, etfs and forex in the same app

Cons

  • Losses run high at 81% of retail accounts
  • Support runs on chat, email and help centre only, with no phone line
  • Retail loss of 81% tops the site median of 70.15%

Who each suits

flatex Online-Broker (DE)

Who it suits

  • Investors in Germany who want a flat fee per trade and no account charge
  • Long-term stock, ETF, fund and bond holders rather than active traders
  • Anyone who needs crypto, forex, CFDs and options under the same account

Who should look elsewhere

  • Day traders, who pay €5.90 on every small order where eToro charges $0
  • UK investors after an ISA or SIPP wrapper, since joint lists a joint account only

Plus500

Who it suits

  • UK retail traders wanting one app for several asset classes
  • First-time traders who can practise on the demo account
  • Traders who prefer one platform over several brokers

Who should look elsewhere

  • Long-term investors wanting ISA or SIPP style accounts
  • Traders wanting CFDs or futures, absent from stocks, etfs and forex
  • Traders who want a phone line rather than chat, email and help centre

Current offers

flatex Online-Broker (DE)

Current offer

  • Bonus

    20 commission-free trades on account opening: 20 trades

    upon account opening

    Source, checked September 26, 2026

Country by country

flatex Online-Broker (DE) vs Plus500
Countryflatex Online-Broker (DE)Plus500
GermanyYesNo

Questions about each

flatex Online-Broker (DE)

What does it cost to trade a stock at flatex?+

A stock trade costs €5.90 per order, the same flat rate on every trade size. There is no account fee, at €0, so holding an account adds nothing to the bill. For comparison, the typical broker charges €0 per stock trade.

Is there any account or inactivity fee?+

The account fee is €0, so there is nothing to pay for holding the account open. No separate inactivity charge appears in the available details. Across the brokers listed, the highest account fee reaches €219.24.

Plus500

What does Plus500 cost to trade?+

Plus500 charges per trade rather than a flat account fee, and no account fee is listed for the brand. Retail loss figures sit high at 81%, so costs per trade matter more than an annual charge.

Is Plus500 regulated in the UK?+

Yes. The UK arm trades as Plus500UK Ltd and is authorised by the Financial Conduct Authority under 509909. A Cyprus entity is separately authorised by the Cyprus Securities and Exchange Commission under 250/14.

Other options to compare

Other matchups

Plus500

Plus500

Higher score in this comparison

9.4/10See alternatives

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