Updated September 28, 2026 · BrokerCue Editorial Team
flatex Online-Broker (DE) vs Lightspeed Financial
Where flatex Online-Broker (DE) and Lightspeed Financial differ
| Compare |  flatex Online-Broker (DE) |  Lightspeed Financial |
|---|---|---|
| Stock trade fee | €5.90 | $4.50 |
| Markets | Stocks, ETFs, Forex, CFDs, Options, Crypto, Bonds, Funds, Metals | Stocks, ETFs, Options, Futures |
| Regulators | BaFin | FINRA |
| Investor protection | EU ICS up to EUR 20,000 | SIPC up to USD 500,000 |
| Platforms | Web, Mobile | Lightspeed Trader Pro, Web & Mobile |
| Minimum deposit | Not confirmed | $10,000 |
| Account fee | €0 | Not confirmed |
| Inactivity fee | Not confirmed | $25 |
| Currency conversion fee | 0.4% | Not confirmed |
| Options contract fee | Not confirmed | $0.60 |
| Deposit and withdrawal fees | Free | Not confirmed |
| Account types | Joint | Not confirmed |
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Key differences
- flatex Online-Broker (DE) scores higher overall: 8.8 vs 8.6.
- Regulators: only flatex Online-Broker (DE) offers BaFin.
- Regulators: only Lightspeed Financial offers FINRA.
- Markets: only flatex Online-Broker (DE) offers Forex, CFDs, Crypto.
- Markets: only Lightspeed Financial offers Futures.
- Platforms: only flatex Online-Broker (DE) offers Web, Mobile.
- Platforms: only Lightspeed Financial offers Lightspeed Trader Pro, Web & Mobile.
- Support channels: only flatex Online-Broker (DE) offers Email.
- Features: only flatex Online-Broker (DE) offers Crypto.
Our verdict on each
flatex Online-Broker (DE)
flatex suits investors who prefer a flat fee per trade and no account charge. A stock trade costs €5.90, the account fee is €0 and deposits and withdrawals are free, so holding an account costs nothing beyond each order placed.
Lightspeed Financial
Lightspeed Financial suits experienced traders and day traders who put on a large amount to clear a steep entry bar. Fees of $4.50 a stock trade, $0.60 an options contract and a $10,000 minimum deposit set it well apart from cheaper platforms such as eToro.
Score breakdown
| Area | flatex Online-Broker (DE) | Lightspeed Financial |
|---|---|---|
| Cost | 8.8HigherAccount fee of €0, a flat €5.90 per stock trade and free deposits. | 8.4Minimum deposit of $10,000, stock trade fees of $4.50 and an inactivity fee of $25 put costs well above lighter rivals. |
| Offer | 9.2Higher | 9.0 |
| Trust | 8.6 | 8.6 |
Side by side, item by item
| Markets | flatex Online-Broker (DE) | Lightspeed Financial |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | No |
| CFDs | Yes | No |
| Options | Yes | Yes |
| Futures | No | Yes |
| Crypto | Yes | No |
| Bonds | Yes | No |
| Funds | Yes | No |
| Metals | Yes | No |
Where each is licensed and available
| Country | flatex Online-Broker (DE) | Lightspeed Financial |
|---|---|---|
| Germany | Not confirmed | |
| United States | Not confirmed | FINRA 104369 |
Additional countries for flatex Online-Broker (DE): 1. Additional countries for Lightspeed Financial: 1.
Sources behind this comparison
flatex Online-Broker (DE)
- flatex.de: 9 facts, checked September 26, 2026
- brokerchooser.com: 3 facts, checked September 26, 2026
- en.wikipedia.org: 2 facts, checked September 26, 2026
Lightspeed Financial
- lightspeed.com: 3 facts, checked September 26, 2026
- files.brokercheck.finra.org: 2 facts, checked September 26, 2026
- smartasset.com: 2 facts, checked September 26, 2026
- wikistock.cn: 2 facts, checked September 26, 2026
- forexsuggest.com: 1 fact, checked September 26, 2026
How they place
| Ranking | flatex Online-Broker (DE) | Lightspeed Financial |
|---|---|---|
| Stock and ETF brokers | 178 of 471 | 208 of 471 |
| Options trading platforms | 60 of 103 | 67 of 103 |
Every fact side by side
| Fact | flatex Online-Broker (DE) | Lightspeed Financial |
|---|---|---|
| Features | Crypto, Demo account, Mobile appCovers more | Demo account, Mobile app |
| Pricing model | Low fees | Low fees |
| Audience | Not confirmed | Experienced, Day traders |
| Legal entity | flatexDEGIRO SE | Not confirmed |
| Headquarters | Germany | Not confirmed |
| Support channels | Email, Phone, Help centreCovers more | Phone, Help centre |
Where each stands against the rest
| Fact | flatex Online-Broker (DE) | Lightspeed Financial | Median |
|---|---|---|---|
| Minimum deposit | Not confirmed | $10,000highest quarter | $25 |
| Account fee | €0at the median | Not confirmed | €0 |
| Inactivity fee | Not confirmed | $25highest quarter | $0 |
| Currency conversion fee | 0.4%below the median | Not confirmed | 0.45% |
| Options contract fee | Not confirmed | $0.60below the median | $0.625 |
Median across 134 listed brokers.
Pros and cons
flatex Online-Broker (DE)
Pros
- No account fee: €0 on the standard account.
- Deposits and withdrawals are free: free.
- A flat stock trade fee of €5.90 rather than a percentage, with currency exchange at 0.4%.
Cons
- The stock trade fee of €5.90 is higher than most rivals, where the site median is €0.
- Only a joint account type is listed in joint, so there is no ISA or SIPP wrapper for UK investors.
- Support runs on email, phone and help centre only, with no live chat listed.
Lightspeed Financial
Pros
- Regulated in the US by FINRA, with SIPC cover of SIPC up to USD 500,000
- Trades run across stocks, etfs and options in one account
- A demo account is available to practise before funding
Cons
- A $10,000 minimum deposit is far above the site median of €4.64
- An inactivity fee of $25 applies on dormant accounts
- Support runs on phone and help centre only
Who each suits
flatex Online-Broker (DE)
Who it suits
- Investors in Germany who want a flat fee per trade and no account charge
- Long-term stock, ETF, fund and bond holders rather than active traders
- Anyone who needs crypto, forex, CFDs and options under the same account
Who should look elsewhere
- Day traders, who pay €5.90 on every small order where eToro charges $0
- UK investors after an ISA or SIPP wrapper, since joint lists a joint account only
Lightspeed Financial
Who it suits
- Experienced traders who already trade options and futures
- Day traders who keep a large cash balance
- Anyone who wants a single account across stocks, etfs and options
Who should look elsewhere
- New investors, since no beginner audience is listed
- Small savers put off by a $10,000 minimum deposit
- Anyone wanting a free stock trade, as eToro charges $0
Current offers
flatex Online-Broker (DE)
Current offer
Bonus
20 commission-free trades on account opening: 20 trades
upon account opening
Source, checked September 26, 2026
Lightspeed Financial
Current offer
Bonus
Get Up To $10,000 Cash Back: Up to $10,000
open an account with a $25,000 deposit and maintain the amount for 3 months
Source, checked September 26, 2026
Country by country
| Country | flatex Online-Broker (DE) | Lightspeed Financial |
|---|---|---|
| Germany | Yes | No |
| United States | No | Yes |
Questions about each
flatex Online-Broker (DE)
What does it cost to trade a stock at flatex?+
A stock trade costs €5.90 per order, the same flat rate on every trade size. There is no account fee, at €0, so holding an account adds nothing to the bill. For comparison, the typical broker charges €0 per stock trade.
Is there any account or inactivity fee?+
The account fee is €0, so there is nothing to pay for holding the account open. No separate inactivity charge appears in the available details. Across the brokers listed, the highest account fee reaches €219.24.
Lightspeed Financial
What does it cost to trade stocks at Lightspeed Financial?+
A stock trade costs $4.50. That sits well above the site median stock trade fee of €0, and above what the median-ranked broker in this field charges, so the cost only makes sense for high-volume trading.
What is the minimum deposit?+
You need a minimum deposit of $10,000 to open an account. That is far higher than the site median minimum deposit of €4.64, and it rules out the small-balance investor entirely.
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