Updated September 28, 2026 · BrokerCue Editorial Team
flatex Online-Broker (DE) vs Wealthfront
What sets them apart
| Compare |  flatex Online-Broker (DE) |  Wealthfront |
|---|---|---|
| Stock trade fee | €5.90 | $0 |
| Account fee | €0 | $0 |
| Markets | Stocks, ETFs, Forex, CFDs, Options, Crypto, Bonds, Funds, MetalsCovers more | Stocks, ETFs, Bonds, Funds |
| Regulators | BaFin | SIPC |
| Investor protection | EU ICS up to EUR 20,000 | SIPC up to USD 500,000 |
| Deposit and withdrawal fees | Free | Free instant withdrawals |
| Platforms | Web, Mobile | Web, iOS app, Android app |
| Account types | Joint | IRA, Roth IRA, JointCovers more |
| Minimum deposit | Not confirmed | $1 |
| Currency conversion fee | 0.4% | Not confirmed |
| Interest on cash | Not confirmed | 3.55% |
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Key differences
- Wealthfront scores higher overall: 9.1 vs 8.8.
- Regulators: only flatex Online-Broker (DE) offers BaFin.
- Regulators: only Wealthfront offers SIPC.
- Markets: only flatex Online-Broker (DE) offers Forex, CFDs, Options.
- Platforms: only flatex Online-Broker (DE) offers Mobile.
- Platforms: only Wealthfront offers iOS app, Android app.
- Account types: only Wealthfront offers IRA, Roth IRA.
- Features: only flatex Online-Broker (DE) offers Crypto, Demo account.
- Features: only Wealthfront offers Fractional shares.
- Pricing model: only flatex Online-Broker (DE) offers Low fees.
Our verdict on each
flatex Online-Broker (DE)
flatex suits investors who prefer a flat fee per trade and no account charge. A stock trade costs €5.90, the account fee is €0 and deposits and withdrawals are free, so holding an account costs nothing beyond each order placed.
Wealthfront
Wealthfront suits beginners who want their portfolio run for them, with a management fee of 0.25% on automated portfolios and a deposit starting at $1. Commission-free dealing at $0 and free instant withdrawals keep running costs low, though the managed minimum is higher than some rivals.
Score breakdown
| Area | flatex Online-Broker (DE) | Wealthfront |
|---|---|---|
| Cost | 8.8Account fee of €0, a flat €5.90 per stock trade and free deposits. | 9.0HigherCash pays 3.55%, the account fee is $0 and the management fee of 0.25% sits below 0.4% for robo-advisors here. |
| Offer | 9.2 | 9.5Higher |
| Trust | 8.6 | 9.1Higher |
Choosing between them
Pick flatex Online-Broker (DE) if markets matter most.
Pick Wealthfront if offer, trust, and account types matter most.
Positions in our rankings
| Ranking | flatex Online-Broker (DE) | Wealthfront |
|---|---|---|
| Stock and ETF brokers | 178 of 471 | 129 of 471 |
| Investment platforms and apps | 36 of 86 | 27 of 86 |
Feature by feature
| Markets | flatex Online-Broker (DE) | Wealthfront |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | No |
| CFDs | Yes | No |
| Options | Yes | No |
| Crypto | Yes | No |
| Bonds | Yes | Yes |
| Funds | Yes | Yes |
| Metals | Yes | No |
| Account types | flatex Online-Broker (DE) | Wealthfront |
|---|---|---|
| IRA | No | Yes |
| Roth IRA | No | Yes |
| Joint | Yes | Yes |
What we checked
flatex Online-Broker (DE)
- flatex.de: 9 facts, checked September 26, 2026
- brokerchooser.com: 3 facts, checked September 26, 2026
- en.wikipedia.org: 2 facts, checked September 26, 2026
Wealthfront
- wealthfront.com: 14 facts, checked September 26, 2026
- sipc.org: 3 facts, checked September 26, 2026
Every fact side by side
| Fact | flatex Online-Broker (DE) | Wealthfront |
|---|---|---|
| Features | Crypto, Demo account, Mobile app | Fractional shares, Mobile app |
| Pricing model | Low fees | Commission free |
| Audience | Not confirmed | Beginners |
| Legal entity | flatexDEGIRO SE | WEALTHFRONT BROKERAGE LLC |
| Headquarters | Germany | United States |
| Founded | Not confirmed | 2011 |
| Support channels | Email, Phone, Help centre | Email, Phone, Help centre |
Where each stands against the rest
| Fact | flatex Online-Broker (DE) | Wealthfront | Median |
|---|---|---|---|
| Minimum deposit | Not confirmed | $1below the median | $25 |
| Currency conversion fee | 0.4%below the median | Not confirmed | 0.45% |
| Interest on cash | Not confirmed | 3.55%above the median | 3% |
Median across 134 listed brokers.
Pros and cons
flatex Online-Broker (DE)
Pros
- No account fee: €0 on the standard account.
- Deposits and withdrawals are free: free.
- A flat stock trade fee of €5.90 rather than a percentage, with currency exchange at 0.4%.
Cons
- The stock trade fee of €5.90 is higher than most rivals, where the site median is €0.
- Only a joint account type is listed in joint, so there is no ISA or SIPP wrapper for UK investors.
- Support runs on email, phone and help centre only, with no live chat listed.
Wealthfront
Pros
- Trading is commission-free, with a stock trade fee of $0 on share dealing.
- The cash account fee is $0, and the management fee on automated portfolios is 0.25%.
- A minimum deposit of $1 and fractional shares make it easy to spread small amounts across stocks, etfs and bonds.
Cons
- Support runs on email, phone and help centre only, which narrows the options for anyone who wants live chat.
- Managed portfolios need $500 to open, well above the typical entry point across the brokers listed here (€25).
- Asset choice stops at stocks, etfs and bonds, so the product list suits long-term holders more than active traders.
Who each suits
flatex Online-Broker (DE)
Who it suits
- Investors in Germany who want a flat fee per trade and no account charge
- Long-term stock, ETF, fund and bond holders rather than active traders
- Anyone who needs crypto, forex, CFDs and options under the same account
Who should look elsewhere
- Day traders, who pay €5.90 on every small order where eToro charges $0
- UK investors after an ISA or SIPP wrapper, since joint lists a joint account only
Wealthfront
Who it suits
- Beginners, since the audience is listed as beginners and the deposit and fee levels keep the entry small.
- US savers building retirement or shared accounts, with ira, roth ira and joint on offer.
- Long-term holders who want a robo portfolio alongside cash, reachable from Web, iOS app and Android app.
Who should look elsewhere
- Anyone who needs a lower floor for managed investing: Axos Invest starts at $100, against $500 here.
- Readers after a plan fee rather than a robo charge, since Vivid Standard charges 0.5% to 1.5%.
Current offers
flatex Online-Broker (DE)
Current offer
Bonus
20 commission-free trades on account opening: 20 trades
upon account opening
Source, checked September 26, 2026
Wealthfront
Current offer
Bonus
Cash Account APY Boost: up to 4.45% APY (3.55% base APY as of 09/18/2026)
APY Boost applies up to a $150,000 balance; 3.55% base APY as of 09/18/2026, provided by program banks and subject to change; funds held at program banks
Source, checked September 26, 2026
Country by country
| Country | flatex Online-Broker (DE) | Wealthfront |
|---|---|---|
| Germany | Yes | No |
| United States | No | Yes |
Questions about each
flatex Online-Broker (DE)
What does it cost to trade a stock at flatex?+
A stock trade costs €5.90 per order, the same flat rate on every trade size. There is no account fee, at €0, so holding an account adds nothing to the bill. For comparison, the typical broker charges €0 per stock trade.
Is there any account or inactivity fee?+
The account fee is €0, so there is nothing to pay for holding the account open. No separate inactivity charge appears in the available details. Across the brokers listed, the highest account fee reaches €219.24.
Wealthfront
What does Wealthfront charge to manage my portfolio?+
The management fee is 0.25% on automated portfolios, while the cash account fee is $0. Stock trade fees are $0, so for most readers the robo charge is the only recurring cost to weigh against a rival's plan fee.
How much do I need to get started?+
The minimum deposit is $1, so an account can be opened with a small transfer, and instant withdrawals are free if plans change. An automated portfolio needs $500 to open, which is the figure most readers should compare with other robo-advisors.
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