Updated September 29, 2026 · BrokerCue Editorial Team
Finhabits vs quantfury
Where Finhabits and quantfury differ
| Compare |  Finhabits |  quantfury |
|---|---|---|
| Account fee | $120 | $0Lower |
| Markets | Stocks, ETFs | Stocks, ETFs, Forex, Futures, CryptoCovers more |
| Regulators | U.S. Securities and Exchange Commission (SEC) | Financial Conduct Authority (FCA), Securities Commission of The Bahamas, SEC and FINRA, Financial Superintendence of Colombia (SFC) |
| Investor protection | SIPC up to USD 500,000 | FSCS up to GBP 85,000 |
| Minimum deposit | $0 | Not confirmed |
| Stock trade fee | Not confirmed | $0 |
| Margin rate | Not confirmed | 0% |
| Platforms | Not confirmed | Web Platform, Mobile App |
| Account types | IRA, Roth IRA | Not confirmed |
| Maximum retail leverage | Not confirmed | 20x trading power |
| Interest on cash | Not confirmed | 4.5% |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- quantfury scores higher overall: 9.3 vs 8.5.
- Regulators: only Finhabits offers U.S. Securities and Exchange Commission (SEC).
- Regulators: only quantfury offers Financial Conduct Authority (FCA), Securities Commission of The Bahamas, SEC and FINRA.
- quantfury is licensed in 3 more countries.
- Account fee is lower at quantfury: $0 vs $120.
- Markets: only quantfury offers Forex, Futures, Crypto.
- Support channels: only Finhabits offers Email, Phone.
- Features: only quantfury offers Crypto.
Our verdict on each
Finhabits
Finhabits is a US robo-advisor built for beginners, opening at a minimum deposit of $0 and running managed stocks and etfs portfolios under US regulation. The trade-off is the $120 account fee, which sits on top of the 1% management fee.
quantfury
Quantfury suits traders who want commission-free dealing across stocks, ETFs, forex, futures and crypto, and who are happy to self-serve. The stock trade fee is $0 and the account fee is $0, both of which rank at the top of our data.
Score breakdown
| Area | Finhabits | quantfury |
|---|---|---|
| Cost | 8.1Management fee of 1% against a 0.35% median here, plus an account fee of $120 and a minimum deposit of $0. | 9.5Higher |
| Offer | 8.9 | 9.1HigherCommission-free model, stock trade fee of $0 and account fee of $0 |
| Trust | 8.7 | 9.1Higher |
Side by side, item by item
| Markets | Finhabits | quantfury |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | No | Yes |
| Futures | No | Yes |
| Crypto | No | Yes |
How they place
| Ranking | Finhabits | quantfury |
|---|---|---|
| Stock and ETF brokers | 213 of 471 | 77 of 471 |
What we checked
Finhabits
- finhabits.com: 9 facts, checked September 26, 2026
- finder.com: 1 fact, checked September 26, 2026
- flexoffers.com: 1 fact, checked September 26, 2026
quantfury
- quantfury.com: 13 facts, checked September 26, 2026
- help.quantfury.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Finhabits | quantfury |
|---|---|---|
| Features | Mobile app | Crypto, Mobile appCovers more |
| Pricing model | Not confirmed | Commission free |
| Audience | Beginners | Not confirmed |
| Legal entity | Finhabits, Inc. | Quantfury Trading UK Limited |
| Headquarters | United States | Not confirmed |
| Founded | Not confirmed | 2017 |
| Support channels | Email, Phone, Help centreCovers more | Help centre |
Where each stands against the rest
| Fact | Finhabits | quantfury | Median |
|---|---|---|---|
| Minimum deposit | $0below the median | Not confirmed | $25 |
| Stock trade fee | Not confirmed | $0at the median | $0 |
| Account fee | $120highest quarter | $0at the median | $0 |
| Margin rate | Not confirmed | 0%lowest quarter | 8.75% |
| Interest on cash | Not confirmed | 4.5%highest quarter | 3% |
Median across 134 listed brokers.
Pros and cons
Finhabits
Pros
- Regulated by the U.S. Securities and Exchange Commission, with investor protection listed as SIPC up to USD 500,000.
- Support runs on email, phone and help centre, so help is easy to reach.
- The portfolio build is etf focused, with picks made for you across stocks and etfs.
Cons
- The $120 account fee is the sting, sitting on top of the 1% management fee.
- The range is limited to stocks and etfs, so there is no wider asset choice.
- Account types come down to ira and roth ira options at a brand based in the United States.
quantfury
Pros
- Stock trade fee of $0 ranks 1 of 161 brands in our data
- Account fee of $0 ranks 1 of 138 brands on our data
- Commission-free model on commission free for stocks, ETFs, forex, futures and crypto
Cons
- Support runs on help centre only, so questions about money and positions go through articles rather than a live team
- Margin is charged at 0%, but leverage up to 20x trading power magnifies how fast a losing position can grow
- The market list in stocks, etfs and forex stops short of the CFD and metal ranges that peers such as eToro and Vantage carry
Who each suits
Finhabits
Who it suits
- US beginners, since the service is built for beginners.
- Savers who want the holdings chosen for them across stocks and etfs.
- People already investing for retirement, matching the ira and roth ira list.
Who should look elsewhere
- Readers who want to pay nothing on management can start with eToro, where the fee is 0%.
- Anyone after a wider fee band should look at Vivid Standard, at 0.5% to 1.5%.
- Investors who treat the protection scheme as the deciding factor can also check Axos Invest, which names SIPC.
quantfury
Who it suits
- Traders who pay a commission per trade elsewhere and want that cost gone
- Investors who keep cash on the platform and want it to earn 4.5%
- Crypto holders who want spot, not leveraged derivatives, alongside equities
Who should look elsewhere
- Anyone who needs a human support line, since support runs on help centre
- Forex traders who need metals or CFDs, missing from stocks, etfs and forex
Country by country
| Country | Finhabits | quantfury |
|---|---|---|
| United States | Yes | No |
Questions about each
Finhabits
What does Finhabits cost to run an account?+
Finhabits charges a management fee of 1% on the portfolio and an account fee of $120. The account fee is the part to watch, since it is a flat charge on top of the percentage. The median management fee across the robo-advisors compared here is 0.35%.
How much do I need to put in before I can start?+
The minimum deposit is $0, so there is no floor to clear before saving begins. Accounts come as ira and roth ira options, which decides the wrapper you hold. The listed feature is mobile app, so the app is the main way in.
quantfury
What does it cost to trade stocks on Quantfury?+
The stock trade fee is $0 and the account fee is $0, under a commission-free model. In our data the trade fee ranks 1 of 161 brands and the account fee 1 of 138. Uninvested cash earns 4.5%, so holding a balance is not a drag.
Is my money protected if Quantfury fails?+
UK clients are covered by the Financial Conduct Authority licence 577611 and sit under the FSCS, with investor protection of FSCS up to GBP 85,000. Clients in the Bahamas, the US and Colombia are covered under their own regulators instead, under SIA-F204, CRD#: 318437/SEC#: 8-70934 and Resolution 2287 of 2024.
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