Updated September 29, 2026 · BrokerCue Editorial Team

eToro vs Police Friendly

eToro scores 9.2 and Police Friendly 9.0 out of 10. Compare their differences and shared features below.
eToro

eToro

Higher score in this comparison

9.2/10
Police Friendly

Police Friendly

9.0/10

Where eToro and Police Friendly differ

eToro vs Police Friendly
CompareeToroeToroReviewVisitVisitPolice FriendlyPolice FriendlyReviewSee alternativesSee alternatives
MarketsStocks, ETFs, Forex, CFDs, Crypto, FuturesStocks, Funds
RegulatorsCyprus Securities and Exchange Commission (CySEC), SIPCFinancial Conduct Authority / Prudential Regulation Authority
Investor protectionEU ICS up to EUR 20,000FSCS up to GBP 85,000
Account typesISAISA, Lisa, JisaCovers more
Minimum depositNot confirmed£50
Stock trade fee$0Not confirmed
Account fee$0Not confirmed
Deposit and withdrawal feesNot confirmed25% government charge on non-qualifying withdrawals

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Key differences

  • eToro scores higher overall: 9.2 vs 9.0.
  • Regulators: only eToro offers Cyprus Securities and Exchange Commission (CySEC), SIPC.
  • Regulators: only Police Friendly offers Financial Conduct Authority / Prudential Regulation Authority.
  • Founded is lower at Police Friendly: 1893 vs 2007.
  • eToro is licensed in 1 more country.
  • Markets: only eToro offers ETFs, Forex, CFDs.
  • Markets: only Police Friendly offers Funds.
  • Account types: only Police Friendly offers Lisa, Jisa.
  • Support channels: only eToro offers Help centre.
  • Support channels: only Police Friendly offers Email, Phone.

Our verdict on each

eToro

eToro suits readers who want to hold shares, ETFs, crypto, forex and CFDs in one app without paying commission on trades. Costs look light on the standard account, with a stock trade fee of $0 and account fee of $0, though the account fee applies to the virtual portfolio rather than every standard account.

Read the full eToro review

Police Friendly

Police Friendly is a UK friendly society for long-term savers, not active traders, offering ISA, Lifetime ISA and Junior ISA accounts with a minimum deposit of £50. Regulated in the UK and backed by FSCS up to GBP 85,000, it fits households saving steadily for a home or a child's future.

Read the full Police Friendly review

Score breakdown

eToro vs Police Friendly
AreaeToroPolice Friendly
Cost9.3HigherCommission-free pricing with a stock trade fee of $0 and account fee of $0, but currency conversion on non-USD balances sits outside that headline.8.6Low entry at £50 on isa, lisa and jisa accounts, offset by a charge on non-qualifying withdrawals.
Offer8.89.1Higher
Trust9.3Higher9.2

Positions in our rankings

eToro vs Police Friendly
RankingeToroPolice Friendly
Stock and ETF brokers6 of 474149 of 474
Investment platforms and apps2 of 9135 of 91
Stocks and shares ISA providers1 of 237 of 23

Which one suits you

Pick eToro if cost matter most.

Pick Police Friendly if offer and account types matter most.

Where these facts come from

eToro

  • etoro.com: 9 facts, checked September 26, 2026
  • esma.europa.eu: 4 facts, checked September 26, 2026

Police Friendly

  • policefriendly.org.uk: 10 facts, checked September 26, 2026

Every fact side by side

eToro vs Police Friendly
FacteToroPolice Friendly
FeaturesCrypto, Demo account, Fractional shares, Copy trading, Mobile appNot confirmed
Pricing modelCommission freeNot confirmed
AudienceBeginnersNot confirmed
Legal entityeToro (Europe) LtdMetropolitan Police Friendly Society Limited
HeadquartersCyprusUnited Kingdom
Founded20071893Lower
Support channelsHelp centreEmail, Phone

Robo-advisors

eToro vs Police Friendly
FacteToroPolice Friendly
Management fee0%Not confirmed
Minimum investment$500Not confirmed
Portfolio typesETF, ESG, Cash, CryptoNot confirmed

Where each stands against the rest

eToro vs Police Friendly
FacteToroPolice FriendlyMedian
Minimum depositNot confirmed£50above the median£20
Stock trade fee$0at the medianNot confirmed$0
Account fee$0at the medianNot confirmed$0

Median across 92 listed brokers.

Pros and cons

eToro

Pros

  • No commission on share dealing: stock trade fees are $0
  • No account fee on the standard dealing account: $0
  • Regulated in Cyprus by the Cyprus Securities and Exchange Commission, and a SIPC member in the US

Cons

  • A separate management fee of 0% applies to the managed portfolio service, so headline dealing costs are not the whole bill
  • Support runs on help centre only, so there is no stated phone or live chat route for account problems
  • The same commission-free model at XTB comes with a stated stock trade fee of €0, so commission alone does not separate the two

Police Friendly

Pros

  • A minimum deposit of £50 makes the entry point manageable for steady savers.
  • All three wrappers, isa, lisa and jisa, sit with one provider.
  • Members are covered by FSCS up to GBP 85,000 if the firm fails.

Cons

  • A government charge cuts non-qualifying withdrawals, which limits access before the account matures.
  • The investment range is limited to stocks and funds, with no wider market for ISA money.
  • The £50 minimum deposit runs ahead of CFI at $0 and Vantage at $5.

Who each suits

eToro

Who it suits

  • Beginners who want commission-free share dealing plus fractional shares
  • Readers who want stocks, ETFs, crypto, forex and CFDs in one place
  • Anyone saving in a currency other than US dollars who wants to watch the cost of conversion

Who should look elsewhere

  • Readers who want a stated phone or live chat support channel, since support runs on help centre
  • Day traders who judge a broker on spreads alone, as no spread figure is listed
  • Anyone wanting managed portfolios at no cost, since the management fee is 0%

Police Friendly

Who it suits

  • UK savers who want ISA, Lifetime ISA and Junior ISA accounts under one roof.
  • Police service members and their families, drawn to a provider run as Metropolitan Police Friendly Society Limited.
  • Long-term investors content with a stocks and funds range and no trading tools.

Who should look elsewhere

  • Traders after a wide market range: eToro covers stocks, etfs and forex.
  • Anyone starting with the smallest possible deposit: CFI takes $0 and Vantage $5.
  • Shoppers who judge cost by the entry deposit alone, since £50 sits above CFI at $0.

Current offers

Police Friendly

Current offer

  • Bonus

    Open a Lifetime ISA - Earn up to GBP50 in Gift Cards: Up to GBP50 gift card

    Pay GBP100 or more per month, or GBP50+ with Escalator; GBP30-99 gets GBP25; quote AUTUMN26

    Source, checked September 26, 2026

Country by country

eToro vs Police Friendly
CountryeToroPolice Friendly
United KingdomNoYes

Questions about each

eToro

What does it cost to buy shares with eToro?+

The stock trade fee is $0, and the account fee is $0. Both sit at the low end of the market, and eToro is ranked at 1 on trade fees and 1 on account fees among the brands compared here. Currency conversion can still apply if your balance is not in the account currency.

Is there an account fee on the standard eToro account?+

The account fee is $0 for the standard dealing account, which is why eToro places at 1 out of 138 brands on that measure. The managed portfolio service is charged differently, at a management fee of 0%, so treat the dealing and portfolio costs as two separate lines.

Police Friendly

How much do I need to open an account?+

The minimum deposit is £50, which is more than some rivals ask at the start. CFI opens at $0 and Vantage at $5, so Police Friendly suits savers who can commit a modest sum each month rather than the smallest possible stake.

Is my money protected if the provider fails?+

Investors are covered by FSCS up to GBP 85,000 under the UK compensation scheme, and the firm is authorised under the reference 110026. The regulator named is Financial Conduct Authority / Prudential Regulation Authority, which supervises both conduct and prudential standards.

eToro

Police Friendly