Updated September 28, 2026 · BrokerCue Editorial Team
Empower Personal Dashboard vs Nest Wealth
Where Empower Personal Dashboard and Nest Wealth differ
| Compare |  Empower Personal Dashboard |  Nest Wealth |
|---|---|---|
| Management fee | 0%Lower | 0.35% |
| Minimum investment | $0 | CA$1,000 |
| Account types | IRA | Joint, Corporate |
| Portfolio types | ETF, CashCovers more | ETF |
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Key differences
- Empower Personal Dashboard scores higher overall: 9.4 vs 8.9.
- Management fee is lower at Empower Personal Dashboard: 0% vs 0.35%.
- Account types: only Empower Personal Dashboard offers IRA.
- Account types: only Nest Wealth offers Joint, Corporate.
- Portfolio types: only Empower Personal Dashboard offers Cash.
- Support channels: only Empower Personal Dashboard offers Phone.
Our verdict on each
Empower Personal Dashboard
Empower Personal Dashboard suits US savers who want a managed retirement account without a fee attached. The management fee is 0% and the minimum investment is $0, so the cost side is as light as it gets. It fits people who would rather set it and leave it than trade.
Nest Wealth
Nest Wealth is a Canadian robo-advisor for households wanting a managed, ETF-based portfolio rather than self-directed trading. A management fee of 0.35% keeps the running cost modest, while the account fee of CAD 60 to CAD 1,800 and the CAD 1,000 entry level set it apart from cheaper automated options.
Score breakdown
| Area | Empower Personal Dashboard | Nest Wealth |
|---|---|---|
| Cost | 9.9HigherManagement fee 0%, account fee $0 and minimum investment $0 sit at the free end of costs. | 8.8A management fee of 0.35% plus an account fee of CAD 60 to CAD 1,800, against 0.5% to 1.5% elsewhere and a 0% model. |
| Offer | 8.8Higher | 8.7 |
| Trust | Not confirmed | 9.1 |
What each covers
| Portfolio types | Empower Personal Dashboard | Nest Wealth |
|---|---|---|
| ETF | Yes | Yes |
| Cash | Yes | No |
| Account types | Empower Personal Dashboard | Nest Wealth |
|---|---|---|
| IRA | Yes | No |
| Joint | No | Yes |
| Corporate | No | Yes |
What it costs in practice
10,000 invested for a year
Empower Personal Dashboard
0
0% of 10,000
Nest Wealth
35
0.35% of 10,000
Empower Personal Dashboard comes out 35 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Sources behind this comparison
Empower Personal Dashboard
- empower.com: 7 facts, checked September 26, 2026
Nest Wealth
- nestwealth.com: 8 facts, checked September 26, 2026
How they place
| Ranking | Empower Personal Dashboard | Nest Wealth |
|---|---|---|
| Stock and ETF brokers | 12 of 471 | 167 of 471 |
| Robo-advisors | 4 of 151 | 66 of 151 |
Every fact side by side
| Fact | Empower Personal Dashboard | Nest Wealth |
|---|---|---|
| Legal entity | Empower Advisory Group, LLC | Nest Wealth Asset Management Inc. |
| Headquarters | United States | Canada |
| Founded | Not confirmed | 2014 |
| Support channels | Email, Phone, Help centreCovers more | Email, Help centre |
Brokers
| Fact | Empower Personal Dashboard | Nest Wealth |
|---|---|---|
| Minimum deposit | $0 | Not confirmed |
| Stock trade fee | $0 | Not confirmed |
| Account fee | $0 | CA$60 to CA$1,800 |
| Markets | Stocks, ETFs, FundsCovers more | ETFs |
| Features | Mobile app | Not confirmed |
| Pricing model | Commission free, Low fees | Not confirmed |
Where each stands against the rest
| Fact | Empower Personal Dashboard | Nest Wealth | Median |
|---|---|---|---|
| Management fee | 0%lowest quarter | 0.35%above the median | 0.345% |
Median across 86 listed brokers.
Pros and cons
Empower Personal Dashboard
Pros
- Management fee of 0% and an account fee of $0, so nothing leaves the balance each year.
- Minimum investment of $0 and a minimum deposit of $0, so a small first contribution is enough.
- Stock trades cost $0 across stocks, etfs and funds, with managed portfolios in ETF and cash styles.
Cons
- The account type is an IRA, so it is a retirement account rather than a general dealing account.
- Markets stop at stocks, etfs and funds, with no crypto, options or forex added on.
- Support runs on email, phone and help centre, so there is no live chat for quick questions.
Nest Wealth
Pros
- A management fee of 0.35% sits under the robo-advisor median of 0.4%
- The CAD 1,000 minimum is below the robo-advisor median of €60.06
- Portfolios cover etf for a hands-off approach
Cons
- An account fee of CAD 60 to CAD 1,800 sits on top of the management fee
- The CAD 1,000 minimum is well above the $100 entry point
- Support runs on email and help centre only
Who each suits
Empower Personal Dashboard
Who it suits
- US savers building a retirement account who want it run for them at no annual charge.
- People who prefer ETF and cash portfolios over picking their own shares.
- Long-term investors content with a conventional asset range.
Who should look elsewhere
- eToro, where the managed portfolios start at $500.
- Vivid Standard, which charges a management fee of 0.5% to 1.5%.
- Axos Invest, where managed portfolios start at $100.
Nest Wealth
Who it suits
- Households that would rather hold a managed portfolio than place trades
- Investors who can commit at least CAD 1,000 to get started
- People who prefer ETF portfolios of etf
Who should look elsewhere
- Anyone wanting to pick and place trades, since the account covers etfs only
- Buyers starting small, because the CAD 1,000 minimum is high next to the alternatives
- eToro, Vivid Standard and Axos Invest readers after a 0% or a wider fee choice
Questions about each
Empower Personal Dashboard
What does Empower Personal Dashboard charge?+
The management fee is 0% and the account fee is $0, so nothing is taken out of the balance for holding or running the account. Trading is separate, and the stock trade fee is $0, which keeps running costs thin overall.
Is there a minimum to get started?+
The minimum investment is $0 and the minimum deposit is $0, so you can begin with a small amount rather than waiting for a large balance. That makes it a practical first step for anyone building a retirement pot gradually.
Nest Wealth
What does Nest Wealth charge?+
The management fee is 0.35% and the account fee is CAD 60 to CAD 1,800, both in Canadian dollars. Neither is a per-trade commission, so the cost follows the size of the portfolio you hold.
Is there a minimum investment?+
Yes, the minimum investment is CAD 1,000. That sits below the robo-advisor median of €60.06 on the site, so the entry point is not the highest in the category.
Other options to compare
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