Updated September 28, 2026 · BrokerCue Editorial Team
CapTrader vs Fidelity
CapTrader vs Fidelity: the differences
| Compare |  CapTrader |  Fidelity |
|---|---|---|
| Minimum deposit | $2,000 | $0Lower |
| Stock trade fee | $2 | $0Lower |
| Markets | Stocks, ETFs, Forex, CFDs, Options, Futures, Crypto, Bonds, FundsCovers more | Stocks, ETFs, Options, Bonds, Funds, Futures, Forex |
| Options contract fee | €2 | $0.65 |
| Regulators | Not confirmed | SEC, FINRA, SIPC |
| Investor protection | Not confirmed | SIPC up to USD 500,000 |
| Margin rate | Not confirmed | 12.375% |
| Deposit and withdrawal fees | Free withdrawal, bank transfer deposits | Not confirmed |
| Platforms | Trader Workstation TWS, CapTrader Desktop, Trading App | Not confirmed |
| Account types | Not confirmed | IRA, Roth IRA, Joint |
Same on both: Account fee ($0), Inactivity fee ($0).
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Key differences
- Fidelity scores higher overall: 9.5 vs 8.9.
- Minimum deposit is lower at Fidelity: $0 vs $2,000.
- Stock trade fee is lower at Fidelity: $0 vs $2.
- Markets: only CapTrader offers CFDs, Crypto.
- Support channels: only CapTrader offers Help centre.
- Support channels: only Fidelity offers Phone, Community.
- Features: only Fidelity offers Crypto, Options, Futures.
- Pricing model: only CapTrader offers Low fees.
- Pricing model: only Fidelity offers Commission free.
Our verdict on each
CapTrader
CapTrader suits experienced traders who want stocks, forex, CFDs, options, futures, crypto, bonds and funds under one roof with no account or inactivity fee. The catch is the entry size: a minimum deposit of $2,000 puts it out of reach for a small first account.
Fidelity
Fidelity is a US brokerage that suits investors who want to hold and trade without a standing charge: its minimum deposit, account fee and inactivity fee all sit at $0, $0 and $0. Stock dealing is commission-free, with SIPC protection recorded as SIPC up to USD 500,000.
Score breakdown
| Area | CapTrader | Fidelity |
|---|---|---|
| Cost | 8.7Account fee and inactivity fee of $0 and $0 set against a $2,000 entry and $2 a trade. | 9.1HigherSite ranks it 1 of 138 on account fee and 1 of 161 on stock trade fee. |
| Offer | 9.2 | 9.5Higher |
| Trust | Not confirmed | 9.8 |
What each covers
| Markets | CapTrader | Fidelity |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | No |
| Options | Yes | Yes |
| Futures | Yes | Yes |
| Crypto | Yes | No |
| Bonds | Yes | Yes |
| Funds | Yes | Yes |
How they place
| Ranking | CapTrader | Fidelity |
|---|---|---|
| Stock and ETF brokers | 17 of 490 | 37 of 490 |
| Forex brokers | 7 of 147 | 14 of 147 |
| Low-spread forex brokers | 7 of 145 | 12 of 145 |
| Options trading platforms | 3 of 103 | 9 of 103 |
| Futures trading platforms | 4 of 83 | 10 of 83 |
What it costs in practice
A year: 5,000 invested, 4 US stock trades a month
CapTrader
$96
48 × $2 + 1 × $0
Fidelity
$0
48 × $0 + 1 × $0
Fidelity costs $96 less.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Sources behind this comparison
CapTrader
- captrader.com: 7 facts, checked September 26, 2026
- brokerchooser.com: 4 facts, checked September 26, 2026
Fidelity
- brokerage-review.com: 6 facts, checked September 26, 2026
- editorialge.com: 5 facts, checked September 26, 2026
- en.wikipedia.org: 4 facts, checked September 26, 2026
- fidelity.com: 1 fact, checked September 26, 2026
- sipc.org: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | CapTrader | Fidelity |
|---|---|---|
| Features | Demo account, Mobile app, Fractional shares | Fractional shares, Demo account, Mobile app, Crypto, Options, FuturesCovers more |
| Pricing model | Low fees | Commission free |
| Audience | Not confirmed | Beginners, Experienced |
| Legal entity | Not confirmed | FIDELITY BROKERAGE SERVICES LLC |
| Headquarters | Not confirmed | United States |
| Founded | Not confirmed | 1946 |
| Support channels | Help centre | Phone, Community |
Robo-advisors
| Fact | CapTrader | Fidelity |
|---|---|---|
| Portfolio types | Not confirmed | ETF, ESG, Crypto |
Where each stands against the rest
| Fact | CapTrader | Fidelity | Median |
|---|---|---|---|
| Minimum deposit | $2,000highest quarter | $0below the median | $10 |
| Stock trade fee | $2highest quarter | $0at the median | $0 |
| Account fee | $0at the median | $0at the median | $0 |
| Inactivity fee | $0at the median | $0at the median | $0 |
| Margin rate | Not confirmed | 12.375%highest quarter | 8.79% |
Median across 99 listed brokers.
Pros and cons
CapTrader
Pros
- A single account covers stocks, etfs and forex, so instruments do not need splitting across brokers.
- Platform choice of Trader Workstation TWS, CapTrader Desktop and Trading App covers desktop terminals and mobile trading.
- Trading costs read plainly: $2 a stock trade and €2 an options contract.
Cons
- Minimum deposit of $2,000 ranks 197 of 213 on our data, against $0 at CFI and $5 at Vantage.
- Stock trade fee of $2 ranks 124 of 161, while eToro charges $0 a trade.
- Support runs on help centre only, with no phone or chat channel listed.
Fidelity
Pros
- Costs sit at the floor: stock trade fee $0, account fee $0, inactivity fee $0 and minimum deposit $0
- The client entity is listed on the SIPC register as SIPC member 23292, with protection recorded at SIPC up to USD 500,000
- Account types cover retirement and shared holdings: ira, roth ira and joint
Cons
- Support runs on phone and community only, so that list carries no chat or email channel
- Options contracts cost $0.65 each, the main charge where stock dealing is free
- Margin borrowing is priced at 12.375%, a cost on top of the free equity dealing
Who each suits
CapTrader
Who it suits
- Traders running a mixed book of stocks, etfs and forex rather than one narrow market.
- Anyone who dislikes dormant account charges, with an inactivity fee of $0.
- Desktop users who prefer the Trader Workstation TWS or CapTrader Desktop over a simple app.
Who should look elsewhere
- Small first-time accounts: CFI starts at $0 and Vantage at $5, well below CapTrader's $2,000.
- Cost-first stock buyers: eToro charges $0 a trade against CapTrader's $2.
Fidelity
Who it suits
- Retirement savers, since ira, roth ira and joint are all listed as account types
- Buyers investing small amounts, as fractional shares sit in fractional shares, demo account and mobile app
- Traders who want stocks, bonds, funds, options, futures and forex in one place, as stocks, etfs and options shows
Who should look elsewhere
- Traders who want CFDs, since stocks, etfs and options leaves them out and CFI lists stocks, etfs and forex
- Anyone who prefers a required opening deposit, since $0 sets none where Vantage asks $5
Country by country
| Country | CapTrader | Fidelity |
|---|---|---|
| United States | No | Yes |
Questions about each
CapTrader
What is the minimum deposit?+
The minimum deposit is $2,000, which is the main hurdle for a first account. On our data that places CapTrader at 197 of 213. CFI takes $0 and Vantage $5, so a smaller start is easy elsewhere.
Are there account or inactivity fees?+
Neither applies. The account fee is $0 and the inactivity fee is $0, so leaving money untouched does not trigger a charge. CapTrader ranks 1 of 138 on account fee and 1 of 56 on inactivity fee.
Fidelity
What does it cost to trade stocks at Fidelity?+
Stock dealing is commission-free, with a stock trade fee of $0. The account fee is $0 and the minimum deposit is $0, so there is no standing charge to hold the account. Options contracts are the exception, at $0.65 each.
Is there an inactivity fee if I stop trading?+
The inactivity fee is $0, so an idle account is not charged for sitting still. On the site it ranks 1 of 56 brands measured for that fee. With the account fee at $0, a dormant account carries no listed running cost.
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