Updated October 13, 2026 · BrokerCue Editorial Team
Dodl vs Nottingham Building Society
Facts checked September 26, 2026.
Where Dodl and Nottingham Building Society differ
| Compare |  Dodl |  Nottingham Building Society |
|---|---|---|
| Minimum deposit | £25 | £1Lower |
| Regulators | Financial Conduct Authority | Prudential Regulation Authority |
| Deposit and withdrawal fees | free deposits and withdrawals | 25% government charge on non-qualifying withdrawals |
| Account types | ISA, SIPP, LisaCovers more | Lisa |
| Interest on cash | 3.8%Higher | 2% |
| Stock trade fee | £0 | Not confirmed |
| Markets | Stocks, ETFs, Funds | Not confirmed |
| Currency conversion fee | 0.75% | Not confirmed |
| Platforms | Dodl app | Not confirmed |
Same on both: Investor protection (FSCS up to GBP 85,000).
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Key differences
- Regulators: only Dodl offers Financial Conduct Authority.
- Regulators: only Nottingham Building Society offers Prudential Regulation Authority.
- Minimum deposit is lower at Nottingham Building Society: £1 vs £25.
- Account types: only Dodl offers ISA, SIPP.
- Interest on cash is higher at Dodl: 3.8% vs 2%.
Our verdict on each
Dodl
Dodl is an AJ Bell app aimed at UK beginners who want to sidestep dealing costs entirely. Stock trades cost £0 and cash earns 3.8%, so the saving comes from the fee-free model rather than from a richer market list.
Nottingham Building Society
Nottingham Building Society concentrates its offer here on a single online Lifetime ISA instead of a wide shelf of accounts. The focus gives savers aged 18 to 39 a clear path toward a first home or retirement with online opening, online management and branch deposits.
Score breakdown
| Area | Dodl | Nottingham Building Society |
|---|---|---|
| Cost | 8.9 | 9.2Higher |
| Offer | 9.2HigherStock trade fee of £0 across isa, sipp and lisa, plus free deposits and withdrawals, undercuts priced platforms. | 8.4 |
| Trust | 8.6 | 9.3Higher |
How they place
| Ranking | Dodl | Nottingham Building Society |
|---|---|---|
| Investment platforms and apps | 35 of 86 | 72 of 86 |
| Lifetime ISA providers | 5 of 13 | 11 of 13 |
Side by side, item by item
| Account types | Dodl | Nottingham Building Society |
|---|---|---|
| ISA | Yes | No |
| SIPP | Yes | No |
| Lisa | Yes | Yes |
Choosing between them
Pick Dodl if offer, account types, and interest on cash matter most.
Pick Nottingham Building Society if cost, trust, and minimum deposit matter most.
Every fact side by side
| Fact | Dodl | Nottingham Building Society |
|---|---|---|
| Features | Mobile app | Mobile app |
| Pricing model | Commission free, Low fees | Not confirmed |
| Audience | Beginners | Not confirmed |
| Legal entity | AJ Bell | Nottingham Building Society |
| Headquarters | Not confirmed | United Kingdom |
| Founded | Not confirmed | 1849 |
| Support channels | Email, Chat, Help centre | Not confirmed |
Where each stands against the rest
| Fact | Dodl | Nottingham Building Society | Median |
|---|---|---|---|
| Minimum deposit | £25above the median | £1below the median | £20 |
| Stock trade fee | £0at the median | Not confirmed | £0 |
| Currency conversion fee | 0.75%highest quarter | Not confirmed | 0.45% |
| Interest on cash | 3.8%highest quarter | 2%lowest quarter | 3% |
Median across 43 listed brokers.
Pros and cons
Dodl
Pros
- Stock trades cost £0, the lowest stock trade fee recorded in this comparison
- free deposits and withdrawals means moving money in and out adds nothing to a portfolio
- Cash held with the account earns interest of 3.8% while you save for a purchase
Cons
- Cash interest of 3.8% is a variable rate, so the return on uninvested money can move
- Dealing runs on Dodl app only, which suits casual investors less well than a desktop platform
- Support runs on email, chat and help centre only, so there is no phone line for urgent account problems
Nottingham Building Society
Pros
- Online Lifetime ISA built around long term saving for qualifying goals
- Opening and ongoing control stay online for straightforward everyday use
- Accepts full transfers from a single existing Lifetime ISA provider
Cons
- Only one account type is covered, so product choice stays narrow
- Opening and management remain online only without branch based control
- Joint account seekers find no option within this single product
Who each suits
Dodl
Who it suits
- UK beginners opening a first stocks, ETFs and funds portfolio
- Investors who want dealing fees at £0 and want to keep cash earning 3.8%
- Savers setting aside money in an ISA, SIPP or LISA before investing
Who should look elsewhere
- Traders who need a desktop dealing platform, because dealing sits on Dodl app
- Anyone wanting phone support, since help runs on email, chat and help centre
- Investors who trade often in foreign currency, where 0.75% charges apply
Nottingham Building Society
Who it suits
- Savers aged 18 to 39 planning a first home
- People saving for retirement from an early age
- Customers comfortable handling accounts online
Who should look elsewhere
- People wanting branch based account control
- People planning a home move within the next year
Country by country
| Country | Dodl | Nottingham Building Society |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Dodl
What does it cost to buy shares at Dodl?+
A stock trade costs £0, which is the figure that stands out on this platform. The pricing model is commission-free rather than low-fee, so dealing is designed to cost nothing. Money in and out is also free deposits and withdrawals, so a transfer adds nothing extra. The one charge to watch is 0.75% on currency conversion when you buy shares priced outside sterling.
Is my money protected at Dodl?+
Dodl is regulated by the Financial Conduct Authority, and eligible balances are covered by FSCS up to GBP 85,000. That protection is a stated limit on a claim to the firm, not a promise that investments cannot fall in value. The company operating the app is AJ Bell, so the account sits with an established UK provider rather than an offshore entity.
Nottingham Building Society
What does Nottingham Building Society offer here?+
Nottingham Building Society provides an Online Lifetime ISA for designated long term goals under a Government scheme. You open the account online and continue to manage it through the same online route. The structure defines eligibility, transfers and withdrawals around the purpose of the account.
Who is the Lifetime ISA for?+
The account serves UK residents aged 18 to 39 who save toward qualifying milestones. It fits customers who leave savings in place until later life unless using funds for a first home. It also fits people who prefer opening and directing accounts online.