Updated September 28, 2026 · BrokerCue Editorial Team
Charles Schwab vs justTRADE
Where Charles Schwab and justTRADE differ
| Compare |  Charles Schwab |  justTRADE |
|---|---|---|
| Stock trade fee | $0 | €0 |
| Markets | Stocks, ETFs, Options, Futures, Bonds, Funds | Stocks, ETFs, Crypto |
| Regulators | SIPC | Federal Financial Supervisory Authority (BaFin) |
| Investor protection | SIPC up to USD 500,000 | EU ICS up to EUR 20,000 |
| Minimum deposit | $0 | Not confirmed |
| Account fee | $0 | Not confirmed |
| Inactivity fee | $0 | Not confirmed |
| Margin rate | 12.075% | Not confirmed |
| Options contract fee | $0.65 | Not confirmed |
| Platforms | Thinkorswim, Schwab Mobile | Not confirmed |
| Account types | IRA, Roth IRA, Joint, Corporate | Not confirmed |
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Key differences
- Charles Schwab scores higher overall: 9.0 vs 8.9.
- Regulators: only Charles Schwab offers SIPC.
- Regulators: only justTRADE offers Federal Financial Supervisory Authority (BaFin).
- Markets: only Charles Schwab offers Options, Futures, Bonds.
- Markets: only justTRADE offers Crypto.
- Features: only Charles Schwab offers Fractional shares, Demo account.
- Features: only justTRADE offers Crypto.
Our verdict on each
Charles Schwab
Charles Schwab suits investors who want a wide US market range at a low running cost, with $0 on stock trades and an account fee of $0. It is less suited to those who want forex, CFDs or crypto on the same account.
justTRADE
justTRADE suits euro zone investors who want to hold stocks, ETFs and crypto in one app without paying per trade. It scores 7.1 overall, with stock trade fees of €0 and a mobile app as the main draw, and it is regulated in its home market of DE.
Score breakdown
| Area | Charles Schwab | justTRADE |
|---|---|---|
| Cost | 9.1Stock trades cost $0, the account fee is $0 and the inactivity fee is $0. Options contracts add $0.65. | 9.4HigherStock trade fees are €0 on the commission-free model, first on stock trade fee among 161 brands. |
| Offer | 9.5Higher | 8.8 |
| Trust | 8.6 | 8.6 |
What each covers
| Markets | Charles Schwab | justTRADE |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Options | Yes | No |
| Futures | Yes | No |
| Crypto | No | Yes |
| Bonds | Yes | No |
| Funds | Yes | No |
How they place
| Ranking | Charles Schwab | justTRADE |
|---|---|---|
| Stock and ETF brokers | 137 of 471 | 163 of 471 |
Every fact side by side
| Fact | Charles Schwab | justTRADE |
|---|---|---|
| Features | Fractional shares, Demo account, Mobile app | Crypto, Mobile app |
| Pricing model | Commission free | Commission free |
| Legal entity | CHARLES SCHWAB & CO INC | JT Technologies GmbH |
| Headquarters | United States | Germany |
| Support channels | Chat, Phone, Help centre | Not confirmed |
Robo-advisors
| Fact | Charles Schwab | justTRADE |
|---|---|---|
| Management fee | 0% | Not confirmed |
| Minimum investment | $5,000 | Not confirmed |
| Portfolio types | ETF, Cash | Not confirmed |
Where each stands against the rest
| Fact | Charles Schwab | justTRADE | Median |
|---|---|---|---|
| Minimum deposit | $0below the median | Not confirmed | $25 |
| Account fee | $0at the median | Not confirmed | $0 |
| Inactivity fee | $0at the median | Not confirmed | $0 |
| Margin rate | 12.075%highest quarter | Not confirmed | 8.75% |
| Options contract fee | $0.65above the median | Not confirmed | $0.625 |
Median across 134 listed brokers.
Pros and cons
Charles Schwab
Pros
- Stock trades cost $0 and there is an account fee of $0, so holding a balance costs nothing to keep open
- No inactivity charge either, with an inactivity fee of $0, so an unused account is not billed
- Markets run stocks, etfs and options, which covers shares, exchange traded funds, options, futures, bonds and funds in one place
Cons
- Options contracts carry a fee of $0.65 each, so a derivative trade costs more than the $0 charged on a stock trade
- The listed markets are stocks, etfs and options, and forex, contracts for difference and crypto are not among them
- Support runs on chat, phone and help centre, and email is not among those channels
justTRADE
Pros
- Stock trade fees of €0 on a commission-free pricing model
- Crypto sits alongside stocks and ETFs, so one account covers three asset classes
- Regulated by the Federal Financial Supervisory Authority (BaFin) in Germany
Cons
- Investor protection is EU ICS up to EUR 20,000, the EU scheme cap, so larger portfolios sit above it
- Forex, CFDs and bonds are not among its markets (stocks, etfs and crypto), which cover stocks, ETFs and crypto
Who each suits
Charles Schwab
Who it suits
- Investors buying US shares and exchange traded funds who care about what each trade costs
- Retirement savers who want tax-advantaged accounts next to a taxable account
- Fractional share investors building a position gradually with small monthly amounts
Who should look elsewhere
- Anyone wanting forex, contracts for difference or crypto, where eToro lists stocks, etfs and forex against Schwab's stocks, etfs and options
- Traders who want a per contract derivative fee waived, since options cost $0.65 here
- Investors starting a managed portfolio with less than the $5,000 the service asks for
justTRADE
Who it suits
- Euro zone residents who want one app for stocks, ETFs and crypto
- Long term investors who pay nothing per trade and value regulated custody
- Beginners who want a simple mobile app rather than a wide dealing platform
Who should look elsewhere
- Investors who hold more than the EU investor compensation cap in cash
- Traders who need forex, CFDs, bonds or futures on the same account
- Anyone wanting a stocks and shares ISA or SIPP wrapper
Country by country
| Country | Charles Schwab | justTRADE |
|---|---|---|
| Germany | No | Yes |
| United States | Yes | No |
Questions about each
Charles Schwab
How much does it cost to trade stocks at Charles Schwab?+
Stock trades cost $0, and there is no account charge on top, with the account fee at $0. Trading is commission free, so the cost of a buy or sell is not driven by a per trade ticket. Options are the exception, priced at $0.65 per contract.
Is there an inactivity fee if I leave my account empty?+
The inactivity fee is $0, so an unused brokerage account is not billed for sitting still. That keeps a dormant account free to hold, which matters if you fund once and add to it occasionally. The same applies to the account fee, which is $0.
justTRADE
How much does it cost to buy a stock on justTRADE?+
Stock trade fees are €0 because the broker runs a commission-free model. The site median for stock trade fees is €0, and justTRADE sits first on that measure among the 161 brands compared.
Who regulates justTRADE and where?+
The broker is regulated by the Federal Financial Supervisory Authority (BaFin) in Germany, the country of its registered entity, JT Technologies GmbH. The crypto side runs under a MiCA CASP licence, reference MiCA CASP 529900YERL5TV5YJCR45. German supervision is the regulatory framework that applies to the account.
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