justTRADE Review

Cost-conscious German retail investors

BaFin

Founded 2019 · Germany

Why investors choose this broker

No depot management or account fees
EUR 0 order commission on stocks and ETFs - only EUR 1 in external costs per exchange trade
No commission on ETF and crypto savings plans
65+ native cryptocurrencies with 24/7 trading

Review summary

justTRADE is a German neobroker founded in 2019 that offers stocks, ETFs, derivatives, and 65+ cryptocurrencies with EUR 0 order commission plus EUR 1 external costs per exchange trade and no depot fees.

Pros

No depot management or account fees
EUR 0 order commission on stocks and ETFs - only EUR 1 in external costs per exchange trade
No commission on ETF and crypto savings plans
65+ native cryptocurrencies with 24/7 trading
Access to 1.75 million+ derivatives and certificates
Crypto staking available (ETH, SOL, ADA)
Deposit protection up to EUR 1.63M via Sutor Bank voluntary fund
Extended equity trading hours 7:30 AM to 11:00 PM

Cons

No demo account
No fractional shares outside of savings plans
Native crypto cannot be withdrawn to external wallets
EUR 500 minimum order volume for certificates and warrants
No phone customer support - email and FAQ only
No joint, minor, or business accounts
Savings plan selection limited to around 290 ETFs, ETCs, and ETPs
No foreign currency accounts

Company background

justTRADE launched on 1 October 2019 as a Frankfurt neobroker operated by JT Technologies GmbH. Founders Ralf Oetting and Michael Busshaus bring more than 25 years of brokerage experience from onvista bank and comdirect. justTRADE was the first German broker to combine securities and native cryptocurrency trading in one account. It partners with Sutor Bank - a Hamburg private bank established in 1921 - for account custody and regulatory compliance under BaFin supervision. The platform targets cost-conscious retail investors in Germany who want broad access without depot management fees. It offers approximately 10,000 stocks, 1,800 ETFs and ETCs, more than 1.75 million certificates and warrants, and over 65 native cryptocurrencies alongside 90+ crypto ETPs.

Fees and pricing

justTRADE charges EUR 0 order commission plus EUR 1 in external costs per exchange trade for stocks and ETFs. No depot management or account maintenance fee applies. ETF savings plans are commission-free from EUR 25 per month across more than 290 ETFs, ETCs, and ETPs. Certificates from Gold Partner issuers (JP Morgan, Morgan Stanley, UBS, Vontobel) are free; Silver Partner issuers (Societe Generale, DZ Bank) cost EUR 2, with a EUR 500 minimum order across all derivatives. Crypto trading costs 0.125% of order volume plus spreads, with a minimum spread of 0.30% and a minimum order of EUR 25. No fees apply to SEPA deposits, withdrawals, or inactivity.

Regulation and safety

justTRADE accounts are managed by Sutor Bank, which holds a full banking licence supervised by BaFin. Client cash is covered by statutory German deposit insurance up to EUR 100,000, with Sutor Bank's voluntary deposit protection fund extending coverage to approximately EUR 1.63 million per customer. Native crypto assets are held in custody by Tangany GmbH, a BaFin-licensed crypto custodian in Germany. Securities in the depot are segregated client assets and sit outside the broker's own balance sheet.

Platform experience

justTRADE provides a web trading platform, iOS app, and Android app, with integration into stock3 and onvista for charting and analysis. Equity trades route to LS Exchange, Quotrix, and Tradegate Exchange; a Quote Request Order compares all three prices simultaneously. OTC trades are available via multiple issuer partners. Crypto trades 24/7 and staking is available for Ethereum, Solana, and Cardano. The platform applies automatic German withholding tax and the 15% US withholding tax rate under QI status. No demo account is offered.

Pros and cons

justTRADE's main advantages include low-cost exchange trading with EUR 0 order commission plus EUR 1 external costs, no depot or account charges, access to 1.75 million derivatives, native crypto trading, and extended deposit protection through Sutor Bank's voluntary fund. Main drawbacks are no demo account, inability to withdraw native crypto to external wallets, fractional shares only within savings plans, a EUR 500 minimum for derivatives, and email-only customer support with no phone option.

Ready to open an account at justTRADE?

Open an account directly with the broker. Confirm current fees and account eligibility on the broker's website before depositing.

Open Account

Your capital is at risk. Other fees apply.

Trading fees & commissions

justTRADE charges EUR 0 order commission plus EUR 1 in external costs per exchange trade for stocks and ETFs, with no depot management fee; crypto trading costs 0.125% of order volume plus market spreads.

Fees

Item	Fee
Crypto	0.125% of order volume plus market spreads; minimum spread 0.30%
Account	Free
Custody	Free
Deposit	Free (SEPA bank transfer only)
Inactivity	Free
Withdrawal	Free
Derivatives	EUR 0 for Gold Partner issuers; EUR 2 for Silver Partner issuers; EUR 500 minimum order volume
Savings Plans	Free from EUR 25 per month

Trading platform & features

Platforms

justTRADE Web App
iOS app
Android app
stock3
onvista

Regulation and investor protection

justTRADE is operated by JT Technologies GmbH, which partners with Sutor Bank - a Hamburg-based private bank licensed and supervised by BaFin. Client accounts and deposits are held at Sutor Bank, which is a member of the voluntary German deposit protection fund.

Broker FAQs

Is justTRADE safe?

justTRADE operates through a partnership with Sutor Bank, a BaFin-licensed private bank. Client cash is protected by statutory German deposit insurance up to EUR 100,000, with Sutor Bank's voluntary fund extending coverage to approximately EUR 1.63 million per customer. Securities are held as segregated client assets.

Is justTRADE a scam?

No. justTRADE has been operating since 2019 and its accounts are managed by Sutor Bank, a BaFin-licensed institution with over 100 years of banking history.

Is justTRADE regulated and by whom?

Yes. justTRADE's accounts and depots are managed by Sutor Bank, which holds a full banking licence supervised by BaFin (Bundesanstalt fur Finanzdienstleistungsaufsicht), the German Federal Financial Supervisory Authority.

Does justTRADE keep client funds in segregated accounts?

Client cash deposits are held at Sutor Bank and covered by German deposit insurance. Securities held in the depot are segregated client assets and do not form part of justTRADE's or Sutor Bank's own balance sheet.

What happens to my money if justTRADE goes bankrupt?

Because accounts and depots are held at Sutor Bank, client assets are protected independently of JT Technologies GmbH. Cash deposits are covered up to EUR 100,000 under statutory deposit insurance, with voluntary coverage extending to approximately EUR 1.63 million. Securities remain segregated client assets.

What products does justTRADE offer?

justTRADE offers stocks (approx. 10,000), ETFs and ETCs (approx. 1,800), certificates and warrants (approx. 1.75 million), native cryptocurrencies (65+), crypto ETPs (90+), wikifolio certificates, and savings plans for ETFs and crypto.

Does justTRADE offer ETFs?

Yes. justTRADE lists approximately 1,800 ETFs, ETCs, and ETPs from providers including iShares, Vanguard, Xtrackers, and Amundi. ETF trades cost EUR 0 order commission plus EUR 1 in external costs per exchange trade. More than 290 ETFs, ETCs, and ETPs are available in commission-free savings plans.

Does justTRADE offer crypto?

Yes. justTRADE offers over 65 native cryptocurrencies including Bitcoin, Ethereum, Litecoin, Ripple, Dogecoin, and Cardano, tradeable 24/7. Staking is available for Ethereum, Solana, and Cardano. Crypto assets are held in custody by Tangany GmbH in Germany.

Can I withdraw crypto from justTRADE to an external wallet?

No. justTRADE does not currently support withdrawals of native cryptocurrency to external wallets. Crypto positions must be sold within the platform.

Does justTRADE offer derivatives or certificates?

Yes. justTRADE provides access to approximately 1.75 million certificates, warrants, and leverage products from issuers including JP Morgan, Morgan Stanley, UBS, and Vontobel. A EUR 500 minimum order volume applies to all derivative products.

What does justTRADE charge for stock trades?

justTRADE charges EUR 0 order commission plus EUR 1 in external costs per exchange trade for stocks. Market spreads apply separately. There is no minimum order volume for stock trades.

What does justTRADE charge for ETF trades?

ETF trades cost EUR 0 order commission plus EUR 1 in external costs per exchange trade. ETF savings plans are commission-free with a minimum monthly investment of EUR 25. No depot management or custody fees apply.

What does justTRADE charge for crypto?

Crypto trading costs 0.125% of the order volume plus market spreads, with a minimum spread of approximately 0.30%. The minimum crypto order is EUR 25. Crypto savings plans are commission-free.

Is there a withdrawal fee at justTRADE?

justTRADE does not state a withdrawal fee. Deposits and withdrawals are conducted via SEPA bank transfer.

Does justTRADE charge an inactivity fee?

No. justTRADE does not charge an inactivity fee.

Does justTRADE have a demo account?

No. justTRADE does not offer a demo account.

Does justTRADE have a mobile app?

Yes. justTRADE provides native apps for iOS and Android. The platform also integrates with the stock3 and onvista apps for charting and analysis.

Is justTRADE good for beginners?

justTRADE's flat-fee pricing and straightforward interface can appeal to new investors. However, the platform does not offer a demo account or fractional shares outside of savings plans, which may limit practice opportunities for complete beginners.

Is justTRADE good for long-term investing?

justTRADE suits long-term investors who want commission-free savings plans for ETFs or crypto and broad access to stocks and ETFs at a flat EUR 1 per trade. It does not offer managed portfolios, ISAs, or interest on uninvested cash balances.

Bottom line

justTRADE suits users who want a low-cost German depot combining stocks, ETFs, derivatives, and native crypto in a single account with no depot fees and a flat EUR 1 per trade. It may not suit users who require a demo account, fractional share trading outside savings plans, crypto withdrawals to external wallets, or telephone customer support.

justTRADE

Cost-conscious German retail investors

Open Account

Your capital is at risk. Other fees apply.