UnitPlus review
Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026
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Our verdict
UnitPlus suits people in Germany who want a managed portfolio built from ETFs, ESG and cash, with a single management fee. It scores 4.5 on cost, and the provider is a corporate account operator registered with IHK Berlin.
Key facts
- Best for
- A managed German portfolio with one management fee and no share dealing.
- Management fee
- 0.5% (Source, checked September 26, 2026)
- Regulators
- IHK Berlin (Source, checked September 26, 2026)
- Investor protection
- EU ICS up to EUR 20,000 (Source, checked September 26, 2026)
- Account types
- Corporate (Source, checked September 26, 2026)
- Portfolio types
- ETF, ESG, Cash (Source, checked September 26, 2026)
- Legal entity
- UnitPlus InnoInvest GmbH (Source, checked September 26, 2026)
- Headquarters
- Germany (Source, checked September 26, 2026)
- Support channels
- Email, Help-centre (Source, checked September 26, 2026)
- Official website
- unitplus.eu
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- One management fee of 0.5% covers the managed portfolio, so there is no per-trade charge to track
- Portfolios span ETF, ESG and cash options, letting you mix growth and defensive holdings
- The provider is UnitPlus InnoInvest GmbH, registered with IHK Berlin
- Support runs through email and help centre, so questions go by email or the help centre
Cons
- Support runs on email and help centre only, with no phone or live chat line listed
- The account is a corporate account, so it suits company money rather than personal portfolios
- A 0.5% management fee sits above the robo-advisor median of 0.35%
Who it suits
- People in Germany who want a managed portfolio run for them rather than self-directed dealing
- Investors who prefer a single management fee to per-trade costs
- Those who want ESG and cash options alongside a core ETF portfolio
Who should look elsewhere
- Anyone wanting phone or chat support, since help runs on email and help centre
- People who need a personal, tax-wrapped account, as the listed account type is corporate
- Readers who want the cheapest robo-advisor, given the 0.5% fee
Safety and regulation
UnitPlus is operated by UnitPlus InnoInvest GmbH and is registered with IHK Berlin in Germany, under the registration number D-F-107-JGG2-54. Customer money sits behind EU ICS up to EUR 20,000, so the scheme covers balances up to the stated ceiling if the provider fails. A registered operator and a deposit guarantee together are the first things to check on any managed portfolio.
How UnitPlus compares
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Where UnitPlus is available
- Available
- Germany
- Licence in Germany
- IHK Berlin (D-F-107-JGG2-54), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does UnitPlus charge?+
UnitPlus lists a management fee of 0.5% on the managed portfolio. That sits above the robo-advisor median of 0.35%, so the cost matters most on larger balances. Readers weighing cheaper options can compare eToro at 0%.
Who regulates UnitPlus?+
The provider is UnitPlus InnoInvest GmbH, registered with IHK Berlin. Its registration number is D-F-107-JGG2-54. Registration with a German chamber gives you a named body to check, which is the first safety step for any managed portfolio.
Is my money protected?+
Customer money is covered by EU ICS up to EUR 20,000, so the scheme pays out up to that stated ceiling if the provider fails. Read the terms carefully, since the protection depends on the scheme's own rules rather than on the provider alone.
What kind of portfolios are on offer?+
Portfolios cover etf, esg and cash. ETF options give broad market exposure, ESG options tilt towards sustainability goals, and cash options hold value in money market style holdings. That spread is common, with 86.2% of the robo-advisors compared offering ETF portfolios.
How do I get help?+
Support runs through email and help centre, so you can email or use the help centre. A help centre is offered by 84.6% of the providers compared, and email support by 73.1%, so the channel is common ground rather than a standout feature.
Who is UnitPlus built for?+
The listed account type is corporate, so the service is aimed at company money rather than private portfolios. It suits an organisation that wants a managed portfolio and a single management fee, and less suitable if you are investing personally.
Where is UnitPlus based?+
The company is based in Germany, which makes it a German provider with IHK Berlin registration. For UK readers, check availability before opening an account, and consider the 78 licensed providers compared on the site for wider coverage.
Sources
- unitplus.eu/berg-serie checked September 26, 2026
Backs: Portfolio types
- unitplus.eu/en/business/referral checked September 26, 2026
Backs: Account types
“Become a UnitPlus partner and expand your offerings with UnitPlus Business”
- unitplus.eu/impressum checked September 26, 2026
Backs: Headquarters, Investor protection, Legal entity, Regulators, Support channels, Licences
“UnitPlus InnoInvest GmbH Rosenthaler Straße 40/41 10178 Berlin”
- unitplus.eu/kosten checked September 26, 2026
Backs: Management fee
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Minimum investment.
UnitPlus
A managed German portfolio with one management fee and no share dealing.