Updated October 13, 2026 · BrokerCue Editorial Team
Tickmill vs XTB
Tickmill vs XTB: the differences
| Compare | Tickmill ReviewSee alternativesSee alternatives |  XTB |
|---|---|---|
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, BondsCovers more | Stocks, ETFs, Forex, CFDs, Crypto |
| Retail accounts that lose money | 73% | 77% |
| Deposit and withdrawal fees | Zero fees on deposits and withdrawals | Free deposits; free withdrawals above 100 EUR/USD |
| Platforms | MetaTrader 4, MetaTrader 5 | XStation 5, XStation Mobile |
| Minimum deposit | Not confirmed | €0 |
| Stock trade fee | Not confirmed | €0 |
| Account fee | Not confirmed | €0 |
| Inactivity fee | Not confirmed | €10 |
| Regulators | Not confirmed | Cyprus Securities and Exchange Commission (CySEC), FCA, KNF |
| Investor protection | Not confirmed | EU ICS up to EUR 20,000 |
| Currency conversion fee | Not confirmed | 0.5% |
| Maximum retail leverage | Not confirmed | 1:30 |
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Key differences
- Markets: only Tickmill offers Bonds.
- Platforms: only Tickmill offers MetaTrader 4, MetaTrader 5.
- Platforms: only XTB offers XStation 5, XStation Mobile.
- Support channels: only Tickmill offers Help centre.
- Support channels: only XTB offers Email, Chat, Phone.
- Features: only XTB offers Crypto.
- Pricing model: only XTB offers Commission free.
Our verdict on each
Tickmill
Tickmill is a broker offering stocks, ETFs, forex, CFDs, crypto and bonds through MetaTrader 4 and MetaTrader 5. It suits new investors because you can practise with a demo account and follow markets on a mobile app before choosing live trading.
XTB
XTB suits retail traders who want to hold stocks, ETFs, forex, CFDs and crypto under one Cyprus-based account without a monthly charge. The account fee is €0, deposits cost nothing, and CySEC, FCA and KNF authorisations sit behind a legal entity founded in 2002.
Score breakdown
| Area | Tickmill | XTB |
|---|---|---|
| Cost | Not confirmed | 9.1 |
| Offer | Not confirmed | 9.3 |
| Trust | Not confirmed | 9.6 |
Availability and regulation
| Country | Tickmill | XTB |
|---|---|---|
| Cyprus | Not confirmed | Cyprus Securities and Exchange Commission (CySEC) MiCA CASP 259400HM2TR4U3LF5D43 |
| Poland | Not confirmed | |
| United Kingdom | Not confirmed |
Feature by feature
| Markets | Tickmill | XTB |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | Yes |
| Crypto | Yes | Yes |
| Bonds | Yes | No |
Where they rank in our lists
| Ranking | Tickmill | XTB |
|---|---|---|
| Stock and ETF brokers | 447 of 471 | 3 of 471 |
| Forex brokers | 141 of 147 | 2 of 147 |
| Low-spread forex brokers | 139 of 145 | 2 of 145 |
| CFD brokers | 115 of 122 | 2 of 122 |
What we checked
Tickmill
- tickmill.com: 8 facts, checked September 26, 2026
XTB
- xtb.com: 10 facts, checked September 26, 2026
- hello-brokers.com: 5 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- eupersonalfinance.eu: 1 fact, checked September 26, 2026
- linkedin.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Tickmill | XTB |
|---|---|---|
| Features | Demo account, Mobile app | Demo account, Mobile app, CryptoCovers more |
| Pricing model | Low fees | Commission free, Low feesCovers more |
| Audience | Not confirmed | Beginners |
| Legal entity | Tickmill Europe Ltd | XTB Limited |
| Headquarters | Not confirmed | Cyprus |
| Founded | Not confirmed | 2002 |
| Support channels | Help centre | Email, Chat, Phone |
Where each stands against the rest
| Fact | Tickmill | XTB | Median |
|---|---|---|---|
| Minimum deposit | Not confirmed | €0below the median | €1 |
| Stock trade fee | Not confirmed | €0below the median | €1 |
| Account fee | Not confirmed | €0at the median | €0 |
| Inactivity fee | Not confirmed | €10above the median | €2.45 |
| Retail accounts that lose money | 73%above the median | 77%highest quarter | 72.05% |
| Currency conversion fee | Not confirmed | 0.5%above the median | 0.45% |
Median across 52 listed brokers.
Pros and cons
Tickmill
Pros
- Access to shares, ETFs, currencies, CFDs, crypto and bonds together
- Choice of MetaTrader 4 and MetaTrader 5 for trading
- App for your phone plus practice account for building confidence slowly
XTB
Pros
- Account fee of €0 on the standard account, and stock trades cost €0.
- Minimum deposit of €0, so the account opens without a funding floor.
- Regulated by CySEC, the FCA and KNF across Cyprus, the UK and Poland.
Cons
- An inactivity fee of €10 applies, unlike eToro, which has no such charge.
- Forex and CFD trading is not cost free: fx trading costs 0.5%.
- CFDs carry a high proportion of losing retail accounts, and XTB's own figure is 77%.
Who each suits
Tickmill
Who it suits
- Beginners wanting guided practice before live trading
- People curious about shares, currencies and crypto in one place
XTB
Who it suits
- Retail traders in the UK and Europe who want stocks, ETFs, forex, CFDs and crypto in one account
- Beginners who want a demo account and a mobile app before committing money
- Cost conscious traders who will not hold a balance large enough to trigger the inactivity fee
Who should look elsewhere
- Vantage, if a small minimum deposit of $5 suits a smaller starting balance better
- CFI, for traders who want forex and CFDs without paying an fx charge of 0.5%
- Anyone who plans to hold an idle balance for a long period, given the inactivity fee of €10
Questions about each
Tickmill
What markets can you trade with Tickmill?+
Tickmill covers stocks, ETFs, forex, CFDs, crypto and bonds. You can follow company shares for longer term ideas and watch currencies for shorter moves. You can keep varied interests together under one broker account.
What tools help beginners get started?+
Tickmill provides a practice account alongside a mobile app. You can explore how orders behave and learn key terms at your own pace. You can then decide whether live trading matches your goals and habits.
XTB
What does XTB charge to open and hold an account?+
The account fee is €0, so there is no monthly or annual cost to keeping the account open. A stock trade costs €0 on the same account. The only recurring charge to watch is an inactivity fee of €10 for traders whose balance sits idle.
Is there a minimum deposit at XTB?+
The minimum deposit is €0, which means the account can be opened and funded with a small amount. It is a lower floor than the $5 asked by Vantage, so it suits a trader testing the platform before scaling up.
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