swisspeers review
Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026
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Our verdict
swisspeers suits investors in Switzerland who can commit a single company loan and wait out the term. Its target return of 6% is the lowest in this group, below Mintos at 9.2% and Nectaro at 10% to 14%, and there is no buyback guarantee for an early exit.
Key facts
- Best for
- A single company loan funded once in Switzerland and held to term.
- Target return
- 6% (Source, checked September 26, 2026)
- Minimum investment
- CHF 1,000 (Source, checked September 26, 2026)
- Buyback guarantee
- No (Source, checked September 26, 2026)
- Secondary market
- Yes (Source, checked September 26, 2026)
- Regulators
- SRO VQF (Source, checked September 26, 2026)
- Legal entity
- swisspeers AG (Source, checked September 26, 2026)
- Headquarters
- Switzerland (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Chat, Help-centre (Source, checked September 26, 2026)
- Official website
- swisspeers.ch
Pros and cons
Pros
- Regulated in Switzerland by SRO VQF, with swisspeers AG as the named operator
- Support runs through email, phone and chat, covering phone and chat as well as email
- There is a secondary market, so an unwanted loan can be passed on before it matures
Cons
- No buyback guarantee, so a problem loan cannot be handed back to the platform
- The target return of 6% trails Mintos at 9.2% and Nectaro at 10% to 14%
- The minimum investment of CHF 1,000 places swisspeers at 20 of 23 brands on minimum investment
Who it suits
- Investors in Switzerland who want a single fixed company loan rather than a spread of them
- Lenders who can place CHF 1,000 and hold the position to the end of its term
- People who want phone and chat help alongside email through email, phone and chat
Who should look elsewhere
- Mintos users, whose target return of 9.2% beats the 6% on offer
- Nectaro investors, whose target return runs 10% to 14%
- Afluenta users, whose target return of 197.6% points much higher
Where it sits among rivals
On the ranking charts, swisspeers places 20 of 23 brands on minimum investment and 13 of 15 on target return. Both places sit towards the back of their charts, so the platform asks for a large entry amount and offers a modest return against the rest of the comparison.
How swisspeers compares
8.7 vs 9.0
8.7 vs 9.4
8.7 vs 8.7
MarketScreener
8.7 vs 9.4
8.7 vs 8.7
8.7 vs 9.0
8.7 vs 9.3
8.7 vs 8.7
8.7 vs 8.6
8.7 vs 9.2
8.7 vs 8.7
Kitco
8.7 vs 9.1
8.7 vs 9.0
8.7 vs 9.0Pepperstone
Vaulted
wikifolio.com
Intellectia
Winvest
Libertex International
XM VN
Where swisspeers is available
- Available
- Switzerland
- Licence in Switzerland
- SRO VQF, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much do I need to start with swisspeers?+
The minimum investment is CHF 1,000, which is the whole commitment for a single company loan. That entry point is high for the category, where the median minimum across the peer group sits at €50. There is no smaller ticket to test the idea with.
What return does swisspeers target?+
The stated target return is 6%, the lowest of the brands compared here. Mintos targets 9.2% and Nectaro runs 10% to 14%, so the yield gap is clear. A target is what the platform advertises, not a promise of what a loan pays out.
Is there a buyback guarantee if a borrower stops paying?+
No. The buyback guarantee is listed as no, so swisspeers does not take a failing loan back off your book. Protection that depends on an early exit is not available, and the money stays committed for the life of the loan rather than being recoverable on request.
Who regulates swisspeers?+
swisspeers is regulated in Switzerland by SRO VQF and operates as swisspeers AG. Its home country is CH, so the platform is built around a Swiss market rather than a UK one. Nothing in the listed terms extends that authorisation to other countries.
How do I reach support?+
Support runs on email, phone and chat, so email, phone, chat and a help centre are all available. That is a broad set of channels for a lender of this size, and it means a question can be put by phone rather than only in writing.
Can I sell a loan before it matures?+
Yes, there is a secondary market, so a company loan you no longer want can be passed to another investor. It is the only stated exit, and with no buyback guarantee the price depends on who else is buying at the time you sell.
How should I read the return against the risk?+
Treat 6% as income on a loan, not as a savings rate. Across the brands compared here, the median share of retail accounts that lose money is 70.15%, and a borrower who stops paying leaves the loss with the lender. There is no buyback guarantee to absorb it.
Sources
- swisspeers.ch checked September 26, 2026
Backs: Headquarters, Legal entity, Regulators, Licences
“swisspeers AG Zürcherstrasse 12 8400 Winterthur”
- swisspeers.ch/investieren/firmenkredite checked September 26, 2026
Backs: Buyback guarantee, Minimum investment, Secondary market, Support channels, Target return
“Minimum CHF 1'000 pro Kredit”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.