Updated September 29, 2026 · BrokerCue Editorial Team
Lightyear vs quantfury
Lightyear vs quantfury: the differences
| Compare |  Lightyear |  quantfury |
|---|---|---|
| Stock trade fee | $1 | $0Lower |
| Account fee | €0 | $0 |
| Markets | Stocks, ETFs, Crypto, Bonds, Funds | Stocks, ETFs, Forex, Futures, Crypto |
| Regulators | Estonian Financial Supervision Authority, Estonian Financial Supervision Authority (EFSA) | Financial Conduct Authority (FCA), Securities Commission of The Bahamas, SEC and FINRA, Financial Superintendence of Colombia (SFC) |
| Investor protection | EU ICS up to EUR 20,000 | FSCS up to GBP 85,000 |
| Interest on cash | 2.42% | 4.5%Higher |
| Inactivity fee | €0 | Not confirmed |
| Currency conversion fee | 0.35% | Not confirmed |
| Margin rate | Not confirmed | 0% |
| Deposit and withdrawal fees | Free bank transfers in and out | Not confirmed |
| Platforms | Not confirmed | Web Platform, Mobile App |
| Account types | Corporate | Not confirmed |
| Maximum retail leverage | Not confirmed | 20x trading power |
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Key differences
- quantfury scores higher overall: 9.3 vs 8.9.
- Regulators: only Lightyear offers Estonian Financial Supervision Authority, Estonian Financial Supervision Authority (EFSA).
- Regulators: only quantfury offers Financial Conduct Authority (FCA), Securities Commission of The Bahamas, SEC and FINRA.
- quantfury is licensed in 3 more countries.
- Stock trade fee is lower at quantfury: $0 vs $1.
- Markets: only Lightyear offers Bonds, Funds.
- Markets: only quantfury offers Forex, Futures.
- Interest on cash is higher at quantfury: 4.5% vs 2.42%.
- Features: only Lightyear offers Fractional shares.
- Features: only quantfury offers Mobile app.
Our verdict on each
Lightyear
Lightyear suits you if you want stocks, ETFs, bonds, funds and crypto in a place with clear upkeep costs and email based help. Your stock trades cost $1, account upkeep sits at €0 and inactivity stays at €0 while cover reaches EU ICS up to EUR 20,000.
quantfury
Quantfury suits traders who want commission-free dealing across stocks, ETFs, forex, futures and crypto, and who are happy to self-serve. The stock trade fee is $0 and the account fee is $0, both of which rank at the top of our data.
Score breakdown
| Area | Lightyear | quantfury |
|---|---|---|
| Cost | 9.1Upkeep at €0 and inactivity at €0 with trades at $1 | 9.5Higher |
| Offer | 8.8Covers stocks, ETFs and crypto with fractional shares and crypto access for varied plans | 9.1HigherCommission-free model, stock trade fee of $0 and account fee of $0 |
| Trust | 8.7Cover through EU ICS up to EUR 20,000 alongside Estonian supervision for reassurance | 9.1Higher |
Side by side, item by item
| Markets | Lightyear | quantfury |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | No | Yes |
| Futures | No | Yes |
| Crypto | Yes | Yes |
| Bonds | Yes | No |
| Funds | Yes | No |
Positions in our rankings
| Ranking | Lightyear | quantfury |
|---|---|---|
| Stock and ETF brokers | 38 of 471 | 77 of 471 |
Licences and countries
| Country | Lightyear | quantfury |
|---|---|---|
| Bahamas | Not confirmed | Securities Commission of The Bahamas SIA-F204 |
| Colombia | Not confirmed | Financial Superintendence of Colombia (SFC) Resolution 2287 of 2024 |
| Estonia | Estonian Financial Supervision Authority (EFSA) MiCA CASP 254900BBBJZF2IE8EN54 | Not confirmed |
| United Kingdom | Not confirmed | |
| United States | Not confirmed | SEC and FINRA CRD#: 318437/SEC#: 8-70934 |
Sources behind this comparison
Lightyear
- lightyear.com: 12 facts, checked September 29, 2026
quantfury
- quantfury.com: 13 facts, checked September 26, 2026
- help.quantfury.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Lightyear | quantfury |
|---|---|---|
| Features | Crypto, Fractional shares | Crypto, Mobile app |
| Pricing model | Low fees | Commission free |
| Legal entity | Not confirmed | Quantfury Trading UK Limited |
| Founded | Not confirmed | 2017 |
| Support channels | Not confirmed | Help centre |
Robo-advisors
| Fact | Lightyear | quantfury |
|---|---|---|
| Minimum investment | €1 | Not confirmed |
| Portfolio types | ETF, Cash, Crypto | Not confirmed |
Where each stands against the rest
| Fact | Lightyear | quantfury | Median |
|---|---|---|---|
| Stock trade fee | $1highest quarter | $0at the median | $0 |
| Inactivity fee | €0below the median | Not confirmed | €2.45 |
| Currency conversion fee | 0.35%below the median | Not confirmed | 0.45% |
| Margin rate | Not confirmed | 0%lowest quarter | 8.75% |
| Interest on cash | 2.42%below the median | 4.5%highest quarter | 3% |
Median across 91 listed brokers.
Pros and cons
Lightyear
Pros
- Account upkeep at €0 and inactivity at €0 keep quiet months calm
- You can hold stocks, ETFs and crypto with fractional shares available for smaller positions
- You can begin from €1, below many peers, with cash interest at 2.42%
Cons
- Stock trades at $1 look pricey beside ActivTrades at $0 for frequent equity orders
- Currency conversion at 0.35% adds cost when you trade outside your base currency
- Support runs on email and help centre only, so you use email and help centre without phone or chat
quantfury
Pros
- Stock trade fee of $0 ranks 1 of 161 brands in our data
- Account fee of $0 ranks 1 of 138 brands on our data
- Commission-free model on commission free for stocks, ETFs, forex, futures and crypto
Cons
- Support runs on help centre only, so questions about money and positions go through articles rather than a live team
- Margin is charged at 0%, but leverage up to 20x trading power magnifies how fast a losing position can grow
- The market list in stocks, etfs and forex stops short of the CFD and metal ranges that peers such as eToro and Vantage carry
Who each suits
Lightyear
Who it suits
- You want upkeep at €0 and inactivity at €0 and prefer XTB only if ticket fees matter more
- You seek stocks, ETFs and crypto from modest sums starting at €1 rather than eToro style ranged pricing
Who should look elsewhere
- You trade stocks very often and want ticket fees of $0 from ActivTrades rather than fees of $1
- You want phone or chat help rather than help on email and help centre, so XTB may suit you better
quantfury
Who it suits
- Traders who pay a commission per trade elsewhere and want that cost gone
- Investors who keep cash on the platform and want it to earn 4.5%
- Crypto holders who want spot, not leveraged derivatives, alongside equities
Who should look elsewhere
- Anyone who needs a human support line, since support runs on help centre
- Forex traders who need metals or CFDs, missing from stocks, etfs and forex
Questions about each
Lightyear
What will I pay to trade stocks and keep the account open?+
Stock orders carry fees of $1. Account upkeep sits at €0 and inactivity stays at €0. Currency conversion applies at 0.35% when your trade currency differs from your account currency.
Who regulates Lightyear and where can I check it?+
Lightyear names Estonian Financial Supervision Authority and Estonian Financial Supervision Authority (EFSA) as its supervisors. Oversight sits in Estonia under MiCA CASP 254900BBBJZF2IE8EN54. You can check the licence details on the relevant public register before you fund an account.
quantfury
What does it cost to trade stocks on Quantfury?+
The stock trade fee is $0 and the account fee is $0, under a commission-free model. In our data the trade fee ranks 1 of 161 brands and the account fee 1 of 138. Uninvested cash earns 4.5%, so holding a balance is not a drag.
Is my money protected if Quantfury fails?+
UK clients are covered by the Financial Conduct Authority licence 577611 and sit under the FSCS, with investor protection of FSCS up to GBP 85,000. Clients in the Bahamas, the US and Colombia are covered under their own regulators instead, under SIA-F204, CRD#: 318437/SEC#: 8-70934 and Resolution 2287 of 2024.
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