Updated October 17, 2026 · BrokerCue Editorial Team
iuvoSAVE vs myPension
iuvoSAVE
Higher score in this comparison
myPension
iuvoSAVE vs myPension: the differences
| Compare | iuvoSAVEReviewVisitVisit | myPensionReviewSee alternativesSee alternatives |
|---|---|---|
| Minimum deposit | €10 | Not confirmed |
| Account fee | €0 | Not confirmed |
| Regulators | Not confirmed | IHK Frankfurt am Main |
| Investor protection | Not confirmed | EU ICS up to EUR 20,000 |
| Deposit and withdrawal fees | 2 free withdrawals per month, then 1 EUR per withdrawal | Not confirmed |
| Interest on cash | 5% to 7% | Not confirmed |
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Key differences
- Support channels: only iuvoSAVE offers Email, Chat.
- Support channels: only myPension offers Help centre.
Our verdict on each
iuvoSAVE
iuvoSAVE keeps activity narrowly around receivables on a P2P portal that favours mobile access and guided allocation. For investors who accept a focused portal in exchange for straightforward access and defined originator screening, the setup reads as clear and purpose built.
myPension
For long term German savers seeking digital retirement planning with ETFs, myPension provides ETF based retirement insurance with a world portfolio and online calculation tools. It combines scientific portfolio methods with flexible availability and a structure intended for provision in later life.
Score breakdown
| Area | iuvoSAVE | myPension |
|---|---|---|
| Cost | 9.1 | Not confirmed |
| Offer | 9.7Higher | 9.0 |
| Trust | 8.4 | 8.5Higher |
Every fact side by side
| Fact | iuvoSAVE | myPension |
|---|---|---|
| Features | Mobile app | Not confirmed |
| Legal entity | IUVO GROUP OÜ | myPension Altersvorsorge GmbH |
| Headquarters | Estonia | Germany |
| Founded | 2016 | 2016 |
| Support channels | Email, Chat, Phone | Phone, Help centre |
P2P lending
| Fact | iuvoSAVE | myPension |
|---|---|---|
| Target return | 5% to 15% | Not confirmed |
| Minimum investment | €10Lower | €25 |
| Buyback guarantee | No | Not confirmed |
| Secondary market | Yes | Not confirmed |
Robo-advisors
| Fact | iuvoSAVE | myPension |
|---|---|---|
| Management fee | Not confirmed | 0.64% |
| Portfolio types | Not confirmed | ETF |
Where each stands against the rest
| Fact | iuvoSAVE | myPension | Median |
|---|---|---|---|
| Minimum deposit | €10above the median | Not confirmed | €1 |
| Account fee | €0at the median | Not confirmed | €0 |
| Interest on cash | 5% to 7%highest quarter | Not confirmed | 3.25 |
Median across 53 listed brokers.
Pros and cons
iuvoSAVE
Pros
- Mobile app supports adding funds and retaining access to them at any time
- Originators pass checks on reputation, stability and compliance before publication
- Portal focuses on receivables with predictable structure for straightforward planning
Cons
- Receivables focus keeps the available range narrow around a single asset type
- Originator screening limits publication to approved names only
myPension
Pros
- Digital retirement provision built around ETFs and long term saving
- Globally diversified world portfolio following defined scientific methods
- Flexible availability of savings during the retirement saving phase
Cons
- Narrow focus on retirement provision with ETF portfolio only
- German market orientation with limited relevance beyond that market
- Digital only service without branch access for face to face meetings
Who each suits
iuvoSAVE
Who it suits
- Investors who prefer mobile access to a P2P portal
- Investors who favour guided allocation through defined criteria
Who should look elsewhere
- Investors seeking broad asset coverage beyond receivables
myPension
Who it suits
- People in Germany planning retirement with ETFs
- Savers who prefer digital planning tools
- Long term planners wanting flexible access
Who should look elsewhere
- People seeking a general brokerage account
- Savers outside Germany
Country by country
| Country | iuvoSAVE | myPension |
|---|---|---|
| Germany | No | Yes |
Questions about each
iuvoSAVE
What is iuvoSAVE?+
iuvoSAVE is a P2P portal focused on purchase of receivables with access through a dedicated mobile app. The portal invites participants to add funds and manage activity in a few steps. The concept centres on receivables as an alternative suited to varied needs.
How does the iuvoSAVE mobile app work?+
The mobile app provides the main route for managing participation on the portal. Participants add funds through the app and keep access to them at any time. The design emphasises a small number of actions for straightforward use.
myPension
What is myPension?+
myPension is digital retirement provision in Germany built around ETF based retirement cover. It focuses on long term saving for later life rather than general trading. You plan your future online and manage your retirement approach through digital tools.
Which products does myPension cover?+
myPension covers ETF based retirement insurance built around a world portfolio. The capital is invested in ETFs using defined scientific methods. The aim is long term provision for later life with flexible availability during the saving phase.
Other options to compare
Related by the facts
iuvoSAVE
myPension