Updated October 13, 2026 · BrokerCue Editorial Team
InvestEngine vs Totality
Facts checked September 26, 2026.
InvestEngine vs Totality: the differences
| Compare |  InvestEngine |  Totality |
|---|---|---|
| Stock trade fee | £0 | $1 |
| Markets | ETFs | Stocks, ETFs, Forex, CFDs, Options, Futures, Crypto, BondsCovers more |
| Platforms | Web, iOS, Android | Totality Core, Totality Edge, Totality Apex |
| Account types | ISA, SIPP, Corporate | Joint, Corporate |
| Minimum deposit | £100 | Not confirmed |
| Account fee | £0 | Not confirmed |
| Regulators | Financial Conduct Authority (FCA) | Not confirmed |
| Investor protection | FSCS up to GBP 85,000 | Not confirmed |
| Options contract fee | Not confirmed | $0.75 |
| Deposit and withdrawal fees | Free | Not confirmed |
| Interest on cash | 0% | Not confirmed |
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Key differences
- Markets: only Totality offers Stocks, Forex, CFDs.
- Platforms: only InvestEngine offers Web, iOS, Android.
- Platforms: only Totality offers Totality Core, Totality Edge, Totality Apex.
- Account types: only InvestEngine offers ISA, SIPP.
- Account types: only Totality offers Joint.
- Features: only InvestEngine offers Fractional shares, Mobile app.
- Features: only Totality offers Demo account.
Our verdict on each
InvestEngine
InvestEngine suits beginners who want their money spread across ETFs without picking shares themselves. Costs stay thin: an account fee of £0, a stock trade fee of £0 and a single portfolio management charge of 0.25%, with deposits and withdrawals free.
Totality
For active investors seeking international diversification, Totality operates as Australia's global investing infrastructure company with multi asset market access. It provides stocks, ETFs, bonds, options, futures, FX and CFDs through professional platforms for self directed investors, asset managers and institutions.
Score breakdown
| Area | InvestEngine | Totality |
|---|---|---|
| Cost | 9.0Higher | 8.5 |
| Offer | 8.8The isa, sipp and corporate account range wraps one ETF plan for savers and firms alike. | 9.5Higher |
| Trust | 8.4 | Not confirmed |
Where they rank in our lists
| Ranking | InvestEngine | Totality |
|---|---|---|
| Stock and ETF brokers | 195 of 471 | 452 of 471 |
| Investment platforms and apps | 42 of 86 | 83 of 86 |
Licences and countries
| Country | InvestEngine | Totality |
|---|---|---|
| United Kingdom | Not confirmed |
Choosing between them
Pick InvestEngine if cost matter most.
Pick Totality if offer and markets matter most.
What we checked
InvestEngine
- investengine.com: 10 facts, checked September 26, 2026
- blog.investengine.com: 2 facts, checked September 26, 2026
- help.investengine.com: 1 fact, checked September 26, 2026
Totality
- totality.com.au: 6 facts, checked September 26, 2026
Every fact side by side
| Fact | InvestEngine | Totality |
|---|---|---|
| Features | Fractional shares, Mobile app | Demo account |
| Pricing model | Commission free | Not confirmed |
| Audience | Beginners | Not confirmed |
| Legal entity | InvestEngine (UK) Limited | Not confirmed |
| Headquarters | United Kingdom | Not confirmed |
| Founded | 2019 | Not confirmed |
| Support channels | Email, Help centre | Not confirmed |
Robo-advisors
| Fact | InvestEngine | Totality |
|---|---|---|
| Management fee | 0.25% | Not confirmed |
| Minimum investment | £1 | Not confirmed |
| Portfolio types | ETF | Not confirmed |
Where each stands against the rest
| Fact | InvestEngine | Totality | Median |
|---|---|---|---|
| Minimum deposit | £100highest quarter | Not confirmed | £20 |
| Account fee | £0at the median | Not confirmed | £0 |
| Options contract fee | Not confirmed | $0.75highest quarter | $0.625 |
| Interest on cash | 0%lowest quarter | Not confirmed | 3% |
Median across 43 listed brokers.
Pros and cons
InvestEngine
Pros
- An account fee of £0 and a stock trade fee of £0 leave almost nothing to pay for holding or trading.
- Investor protection is FSCS up to GBP 85,000, with the platform regulated by the Financial Conduct Authority.
- The platform list covers Web, iOS and Android, and fractional shares make small regular buys work.
Cons
- Shares are not among its markets (etfs), so the range stays on funds rather than a general dealing list.
- Support runs on email and help centre, with no phone number for urgent account questions.
- Cash waiting to be invested earns 0%.
Totality
Pros
- More than 23000 global stocks accessible across 50 plus exchanges
- More than 7400 ETFs spanning broad index, sector and thematic ideas
- More than 2900 listed options with chain trading and risk analytics
Cons
- Crypto linked offering covers nine pairs alongside crypto ETP exposure
- Platform focus remains on institutional grade charting and automated signals
Who each suits
InvestEngine
Who it suits
- Beginners who want a curated portfolio and can start from a minimum investment of £1.
- ISA and SIPP holders in the UK who would rather not pay an account fee.
- Investors who only need help by email and are happy to stay inside a single asset class.
Who should look elsewhere
- CFI, for anyone who wants to open with a minimum deposit of $0 rather than £100.
- Vantage, for anyone who wants a smaller entry point, since its minimum deposit is $5.
- eToro, for traders who want share dealing, because shares are not among its markets (etfs).
Totality
Who it suits
- Self directed investors seeking performance and control
- Active traders thinking across global markets
- Asset managers and institutions needing scalable infrastructure
Who should look elsewhere
- Beginners wanting only simple domestic investing
Country by country
| Country | InvestEngine | Totality |
|---|---|---|
| United Kingdom | Yes | No |
Questions about each
InvestEngine
What does it cost to hold an InvestEngine account?+
The account fee is £0 and a stock trade costs £0, so buying and holding leaves most of the pot intact. The only ongoing charge is the portfolio management fee of 0.25%, which is taken on the portfolio rather than per trade. Cash left uninvested earns 0%.
Is my money protected if the platform fails?+
The Financial Conduct Authority is the regulator named on the licence, and the platform states investor protection of FSCS up to GBP 85,000. The account is run by InvestEngine (UK) Limited, a UK company, so UK rules and the protection scheme both apply to the account.
Totality
What markets can you trade with Totality?+
Totality covers global stocks, ETFs, bonds, options, futures, FX and CFDs from a single platform. It also provides exposure to crypto linked pairs and crypto ETPs without wallets or cold storage. Discovery, analysis and execution stay connected across asset classes.
Who is Totality designed for?+
Totality serves self directed investors who want performance, control and professional grade tools. It also serves asset managers, institutions and SMSF investors focused on flexibility and long term wealth. Technology supports wealth and advisory firms alongside aligned partners.
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