Updated October 18, 2026 · BrokerCue Editorial Team
Go and Grow by Bondora vs LANDE
LANDE
Go and Grow by Bondora
Higher score in this comparison
Where Go and Grow by Bondora and LANDE differ
| Compare | Go and Grow by BondoraReviewSee alternativesSee alternatives | LANDEReviewVisitVisit |
|---|---|---|
| Target return | 6% | 11.2%Higher |
| Minimum investment | €1Lower | €50 |
| Secondary market | No | YesHas it |
| Regulators | Finnish Regional State Administrative Agency, Estonian Financial Supervision Authority (FSA) | Bank of Latvia |
Same on both: Buyback guarantee (No).
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Key differences
- Go and Grow by Bondora scores higher overall: 9.3 vs 9.1.
- Regulators: only Go and Grow by Bondora offers Finnish Regional State Administrative Agency, Estonian Financial Supervision Authority (FSA).
- Regulators: only LANDE offers Bank of Latvia.
- Go and Grow by Bondora is licensed in 1 more country.
- Minimum investment is lower at Go and Grow by Bondora: €1 vs €50.
- Target return is higher at LANDE: 11.2% vs 6%.
- Secondary market: only LANDE.
Our verdict on each
Go and Grow by Bondora
Go and Grow by Bondora suits investors who can start small and leave money invested, with a minimum investment of €1 that sits below the lending-group median. The trade-off is the return: a target return of 6%, below Mintos, Nectaro and Afluenta.
LANDE
LANDE suits investors who want to fund companies directly and can leave their money in place until a loan matures. Entry sits at €50 per loan and the stated target return is 11.2%, while LANDE offers no buyback guarantee, so early access to cash rests on the secondary market.
Score breakdown
| Area | Go and Grow by Bondora | LANDE |
|---|---|---|
| Cost | 9.9Higher | 9.0Investors pay €0 and the platform earns through borrower-side service fees, so no investor charge cuts into the stated return. |
| Offer | 8.5 | 9.0HigherLoans run from €50, a secondary market lets investors sell loans earlier, and the stated target return is 11.2%. |
| Trust | 9.4Higher | 9.2Supervised by the Bank of Latvia, with money tied to loans that run to their end. |
Choosing between them
Pick Go and Grow by Bondora if cost and minimum investment matter most.
Pick LANDE if offer, target return, and secondary market matter most.
The bill, worked out
1,000 for a year at the target return (not guaranteed)
Go and Grow by Bondora
60
6% of 1,000
LANDE
112
11.2% of 1,000
LANDE comes out 52 higher in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked October 1, 2026.
Positions in our rankings
| Ranking | Go and Grow by Bondora | LANDE |
|---|---|---|
| P2P lending platforms | 27 of 62 | 1 of 62 |
Sources behind this comparison
Go and Grow by Bondora
- goandgrow.eu: 8 facts, checked September 26, 2026
- help.goandgrow.eu: 1 fact, checked September 26, 2026
LANDE
- lande.finance: 6 facts, checked October 1, 2026
Every fact side by side
| Fact | Go and Grow by Bondora | LANDE |
|---|---|---|
| Legal entity | Go&Grow OÜ | Not confirmed |
| Headquarters | Estonia | Latvia |
| Founded | 2008 | Not confirmed |
| Support channels | Email, Help centre | Not confirmed |
Brokers
| Fact | Go and Grow by Bondora | LANDE |
|---|---|---|
| Minimum deposit | Not confirmed | €50 |
| Account fee | Not confirmed | €0 |
| Investor protection | Not confirmed | EU ICS up to EUR 20,000 |
| Pricing model | Not confirmed | Commission free |
| Audience | Not confirmed | Beginners, Experienced |
Where each stands against the rest
| Fact | Go and Grow by Bondora | LANDE | Median |
|---|---|---|---|
| Target return | 6%lowest quarter | 11.2%below the median | 12% |
| Minimum investment | €1lowest quarter | €50at the median | €50 |
Median across 43 listed brokers.
Pros and cons
Go and Grow by Bondora
Pros
- A €1 entry amount, well under the lending-group median of €50, so a small sum can still be spread across loans.
- An established lender: the business dates back to 2008 and the account is run by Go&Grow OÜ in Estonia.
- The operator and its regulators are named plainly, Finnish Regional State Administrative Agency and Estonian Financial Supervision Authority (FSA), rather than left to a marketplace listing.
Cons
- No buyback guarantee: a missed payment stays on your account, with no promise to take the loan back.
- No secondary market: a loan cannot be sold on to another investor before it is repaid.
- Support runs on email and help centre only, so there is no phone or live chat route to a person.
LANDE
Pros
- Investors pay €0, and LANDE takes its earning from borrower-side service fees rather than from what investors receive.
- Loans can be bought from €50, an entry point the platform presents as open to newcomers and experienced investors alike.
- A secondary market lets investors sell loans before they reach their end, rather than waiting out every term.
Cons
- Funds stay with a loan until it reaches its end and LANDE offers no buyback guarantee, so the stated 11.2% comes with a wait the reader cannot shorten.
- The 11.2% figure sits on money tied to individual companies, and LANDE's revenue comes from borrower-side service fees, so nothing in that structure cushions a business that pays late.
- The €50 entry point applies to each loan, so spreading money across borrowers takes repeated purchases rather than one outlay.
Who each suits
Go and Grow by Bondora
Who it suits
- Savers who can commit money and let loans finish, with a minimum investment of €1 opening the account.
- Investors who prefer a stated target of 6% to the higher figures advertised elsewhere.
- People who want the operator named before they commit: Go&Grow OÜ in Estonia.
Who should look elsewhere
- Mintos, for a higher stated target return of 9.2%.
- Nectaro, if a 10% to 14% target return is what you are after.
- Afluenta, whose stated target return of 197.6% sits far above Go and Grow.
LANDE
Who it suits
- Investors who want their money to reach companies directly instead of sitting on a deposit.
- Readers starting small, since loans can be bought from €50.
- Investors with a longer horizon who are comfortable waiting for a loan to reach its end.
Who should look elsewhere
- Anyone who needs their money on a fixed date: the cash stays with a loan until it reaches its end and LANDE offers no buyback guarantee.
- Readers who will not look at the company behind a single loan, because the money goes into individual businesses.
Questions about each
Go and Grow by Bondora
What is the smallest amount I can put in?+
The minimum investment is €1, below the lending-group median of €50. That low floor makes it easy to hold a spread of loans rather than a single borrower. Loans are held until they are paid off, so the amount is committed rather than available on demand.
What target return does Go and Grow advertise?+
The stated target return is 6%. In the lending group compared, the median target return is 9.2% and the lowest is 5%, so Go and Grow sits at the low end. Treat it as the advertised rate on the loans, not a promise of what the account pays after defaults.
LANDE
What is the smallest amount I can put into a LANDE loan?+
Loans can be bought from €50. That figure applies to each loan, so spreading money across several companies takes repeated purchases. LANDE presents this entry point as the reason beginners and experienced investors can both take part.
Does LANDE charge investors anything?+
Investors pay €0. LANDE says investors carry no hidden fees, and that the platform earns through borrower-side service fees instead, which it says keeps investment terms transparent. A reader comparing platforms can therefore read the loan terms without stripping an investor charge out of them.
Other options to compare
Other matchups
Related by the facts
LANDE
Go and Grow by Bondora