Ftmo review
Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026
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Our verdict
FTMO pairs a 2 step evaluation with a fixed maximum drawdown of 10% and a profit split of 80% to 90%, below the 100% offered by Funding Pips. It suits disciplined traders who want clear published rules, a choice of account sizes and broad support coverage.
Key facts
- Best for
- Traders who want fixed, published drawdown and daily loss rules on a 2 step evaluation.
- Profit split
- 80% to 90% (Source, checked September 26, 2026)
- Maximum drawdown
- 10% (Source, checked September 26, 2026)
- Evaluation steps
- 2 step (Source, checked September 26, 2026)
- Account sizes
- $10,000 / $25,000 / $50,000 / $100,000 / $200,000 (Source, checked September 26, 2026)
- Daily loss limit
- 3% to 5% (Source, checked September 26, 2026)
- Payout frequency
- Reward claim from the 14th day after first trade; paid within 1-2 business days after invoice approval (Source, checked September 26, 2026)
- Legal entity
- FTMO s.r.o. (Source, checked September 26, 2026)
- Headquarters
- Czechia (Source, checked September 26, 2026)
- Founded
- 2015 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre, Community (Source, checked September 26, 2026)
- Official website
- ftmo.com
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Trading limits are published in plain form: a 10% maximum drawdown and a 3% to 5% daily loss limit, both easy to check against your own risk plan.
- The drawdown limit stays at 10% across the evaluation, while Alpha Capital Group works with limits of 4% to 10%.
- Account sizes of $10,000 / $25,000 / $50,000 / $100,000 / $200,000 let a trader scale the account to the capital they actually have.
- Support covers email, chat and phone, with phone and chat sitting alongside email and a help centre.
Cons
- The profit split of 80% to 90% leaves a share of each payout with the firm, where Funding Pips and Apex Trader Funding list 100% and 100%.
- The daily loss limit of 3% to 5% and the 10% maximum drawdown are both hard, so a weak session can end an evaluation on a larger size than planned.
- A reward claim only opens after a waiting period counted from the first trade, and payment waits on invoice approval, so the first payout takes patience.
Who it suits
- Traders who want the loss limits on the table before they pay: 3% to 5% a day and 10% overall.
- Traders who want to reach support by email, chat and phone, including phone and chat.
- Anyone whose capital fits one of the listed sizes, $10,000 / $25,000 / $50,000 / $100,000 / $200,000, and who can sit out the claim window after the first trade.
Who should look elsewhere
- Traders who want to keep every point of profit: Funding Pips and Apex Trader Funding publish 100% and 100% splits, against 80% to 90% here.
- Traders who want a tighter loss cap: Alpha Capital Group works with a maximum drawdown of 4% to 10%, which suits people who want a lower ceiling than 10%.
Challenge price and rules
FTMO runs a 2 step evaluation, and the account you trade is chosen from a set of sizes: $10,000 / $25,000 / $50,000 / $100,000 / $200,000. The size is the first decision, and the rest of the terms attach to it, so a larger account means a larger commitment before any result is judged. The risk rules are short and fixed: a maximum drawdown of 10% and a daily loss limit of 3% to 5%. Both are limits rather than targets, which means the downside is known before the evaluation starts. The trade-off a reader weighs is how much breathing room 10% gives against how quickly a 3% to 5% daily cap can be reached on a sharp day.
Profit split and payouts
Once an account is funded, the profit split is 80% to 90%, so the firm keeps a share of everything the account earns. That split only matters when money moves, and money does not move straight away. A reward claim opens after a waiting period counted from the first trade, and the payout is sent within a short window when an invoice has been approved. In practice the sequence is: clear the evaluation, trade, serve the claim window, then invoice. Traders who compare splits on paper should hold both parts in view, since the share you keep and the wait before you see it decide what a strong month is worth.
Who runs it
The firm behind the evaluation is FTMO s.r.o., headquartered in Czechia and trading since 2015. That is a legal entity rather than a trading brand, which matters when a payout is invoiced and a question has to reach the other side in writing. Support is the part of the operation with the widest coverage: email, chat and phone, so a question about an evaluation or a payout can reach a person as well as a knowledge base. A trader checking who is on the other side of the fee has a named company, a stated home country and a start date to go on.
How Ftmo compares
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Kitco
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Winvest
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Frequently asked questions
What does an FTMO challenge cost?+
FTMO lists the account sizes you can enter, $10,000 / $25,000 / $50,000 / $100,000 / $200,000, and the evaluation runs as a 2 step process, so the entry cost follows the size and the stage you buy. For a sense of the market, the median challenge price across the sites compared here is €56.56, and the median for prop firms is €51.74.
How many stages does the evaluation have?+
FTMO runs a 2 step evaluation, so passing takes more than a single stage and a strong result in a single stage does not carry the account through. That structure appears on 40.9% of the sites compared here, against 36.4% for the single-stage model. Each stage is judged against the same 10% maximum drawdown and 3% to 5% daily loss limit.
What are the maximum drawdown and daily loss limits?+
The maximum drawdown is 10% and the daily loss limit runs 3% to 5%. Both are hard limits rather than targets, so breaching either ends the account. For comparison, Alpha Capital Group works with a maximum drawdown of 4% to 10%, which suits traders who want a tighter ceiling to work inside.
What profit split do I keep at FTMO?+
The split is 80% to 90%, so a portion of the profit stays with the firm. Funding Pips and Apex Trader Funding publish 100% and 100% respectively, so traders who rank the share first have cheaper options. The median split across the sites compared here is 90%.
When can I claim a payout, and how quickly is it paid?+
A reward claim opens after a waiting period counted from the first trade, and the payout is sent within a short window when an invoice has been approved. The share you receive on that payout is 80% to 90%, so timing and split work together. Traders who need a quick first payment should weigh both before buying.
Who runs FTMO?+
The company behind the evaluation is FTMO s.r.o., headquartered in Czechia and trading since 2015. That is the counterparty on the terms rather than a trading brand, which is the detail to check when a payout is invoiced or a question needs an answer in writing. Account and payout questions go through email, chat and phone.
What support is available if something goes wrong?+
Support covers email, chat and phone, so a question about an evaluation or a payout can reach a person as well as a knowledge base. Across the sites compared here, help centres are listed at 84.6% while phone routes appear at 56.7%, so a phone call is the less usual of the two.
How much money do retail traders typically lose?+
Across the sites compared here, the median share of retail accounts that lose money is 70.15%, with the lower quartile at 65.75% and the upper quartile at 74.5%. An FTMO evaluation adds the challenge fee on top of that base rate, so the fee reads as the cost of trying rather than an investment.
Sources
- ftmo.com/en checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Support channels
“foundingDate: 2015-01-01”
- ftmo.com/en/faq/how-do-i-withdraw-my-profits checked September 26, 2026
Backs: Payout frequency, Profit split
“You can request a Reward claim in the Account MetriX on the 14th or any following day after the first placed trade”
- ftmo.com/en/how-it-works checked September 26, 2026
Backs: Account sizes, Evaluation steps
“Select from $10,000, $25,000, $50,000, $100,000, or $200,000 simulated accounts.”
- ftmo.com/en/trading-objectives checked September 26, 2026
Backs: Daily loss limit, Maximum drawdown
“the Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Challenge price.
Ftmo
Traders who want fixed, published drawdown and daily loss rules on a 2 step evaluation.