Fineco (FinecoBank) review
Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026
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Our verdict
FinecoBank suits long term investors who want a wide market list without standing charges: the account fee, the inactivity fee and the minimum deposit are £0, €0 and €0. It suits active traders less well, since a stock trade costs €2.95 here.
Key facts
- Best for
- Long term investors who want a wide market list with no account, inactivity or deposit charges.
- Minimum deposit
- €0 (Source, checked September 26, 2026)
- Stock trade fee
- €2.95 (Source, checked September 26, 2026)
- Account fee
- £0 (Source, checked September 26, 2026)
- Inactivity fee
- €0 (Source, checked September 26, 2026)
- Markets
- Stocks, ETFs, Forex, CFDs, Options, Futures, Crypto, Bonds, Funds (Source, checked September 26, 2026)
- Regulators
- Bank of Italy, Consob (Source, checked September 26, 2026)
- Investor protection
- EU ICS up to EUR 20,000 (Source, checked September 26, 2026)
- Retail accounts that lose money
- 64.22% (Source, checked September 26, 2026)
- Deposit and withdrawal fees
- No fees for deposits or withdrawals (Source, checked September 26, 2026)
- Platforms
- FinecoX (Source, checked September 26, 2026)
- Account types
- SIPP (Source, checked September 26, 2026)
- Legal entity
- FinecoBank S.p.A. (Source, checked September 26, 2026)
- Headquarters
- Italy (Source, checked September 26, 2026)
- Support channels
- Email (Source, checked September 26, 2026)
- Features
- Crypto, Mobile app
- Pricing model
- Low fees
- Official website
- finecobank.com
Robo-advisors
- Regulators
- Bank of Italy, Consob (Source, checked September 26, 2026)
- Investor protection
- EU ICS up to EUR 20,000 (Source, checked September 26, 2026)
- Account types
- SIPP (Source, checked September 26, 2026)
- Portfolio types
- ETF, ESG, Cash, Crypto (Source, checked September 26, 2026)
- Legal entity
- FinecoBank S.p.A. (Source, checked September 26, 2026)
- Headquarters
- Italy (Source, checked September 26, 2026)
- Support channels
- Email (Source, checked September 26, 2026)
Pros and cons
Pros
- Account fee, inactivity fee and minimum deposit are £0, €0 and €0
- Moving money costs nothing: No fees for deposits or withdrawals
- Regulated by the Bank of Italy and Consob, with investor protection of EU ICS up to EUR 20,000
- One account covers stocks, etfs and forex
Cons
- A stock trade costs €2.95, and the stock trade fee ranking is 130 out of 161
- Support runs on email only
- The account types listed are limited to sipp
Who it suits
- Investors who hold rather than trade often, since the account fee and inactivity fee are £0 and €0
- People who want stocks, ETFs, bonds, funds, forex, crypto, options, futures and CFDs in one place, as listed under stocks, etfs and forex
- Italian and European investors, as the entity FinecoBank S.p.A. sits in Italy
Who should look elsewhere
- Frequent share traders, who pay €2.95 a stock trade here and would pay $0 at eToro
- Anyone who wants a live phone line, since support runs on email
- Investors who want an ISA, because the account types listed are sipp
How Fineco (FinecoBank) compares
9.2 vs 9.0
9.2 vs 9.4
9.2 vs 8.7
MarketScreener
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.0
9.2 vs 9.3
9.2 vs 8.7
9.2 vs 8.6
9.2 vs 9.2Its stock trade fee of $0 is lower than the €2.95 charged here on a stock trade.
9.2 vs 8.7
Kitco
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 9.0Pepperstone
Vaulted
wikifolio.com
Intellectia
Winvest
Libertex International
XM VN
Where Fineco (FinecoBank) is available
- Available
- Italy
- Licence in Italy
- Bank of Italy, checked September 26, 2026
- Licence in Italy
- Consob, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to open and run a FinecoBank dealing account?+
The account fee and the inactivity fee are both £0 and €0, and there is no minimum deposit to meet, at €0. Deposits and withdrawals carry no charge either. The only trading cost to budget for is the stock trade fee of €2.95.
How much does a stock trade cost?+
A stock trade is charged at €2.95. That sits well above the €0 median across the brands compared here, which is why Fineco ranks 130 of 161 on that measure. Traders who deal often pay more here than at a commission free platform.
Who regulates FinecoBank and what protection does it carry?+
The account is regulated by the Bank of Italy and Consob, both in Italy. Deposits are covered by investor protection of EU ICS up to EUR 20,000. The account is operated by FinecoBank S.p.A., which is based in Italy.
How do I deposit and withdraw money?+
Deposits and withdrawals are handled with no charge, as No fees for deposits or withdrawals states. There is no minimum balance to open or hold, since the minimum deposit is €0. That makes small, regular contributions practical on this account.
Which markets can I trade on FinecoBank?+
The platform covers stocks, etfs and forex. Ready made portfolios are offered in etf, esg and cash styles. Trading runs through the FinecoX platform, and the account works on the mobile app.
What account types are available?+
The account types listed are sipp. So a pension wrapper is available, while an ISA is not among them. Investors who need tax sheltering of that kind will look at a provider that lists it instead.
Who is this dealing account suited to?+
It suits investors who hold for the long term and want a wide market list without a standing charge, since the account fee and inactivity fee are £0 and €0. It suits less well the active trader, who pays €2.95 on each stock trade. The pricing model is built around low fees rather than free dealing.
Where is FinecoBank available from?+
The provider is based in Italy, and the regulated entity is FinecoBank S.p.A.. The listed regulators are the Bank of Italy and Consob, both Italian, and investor protection runs to EU ICS up to EUR 20,000.
Sources
- finecobank.com checked September 26, 2026
Backs: Account types, Portfolio types
“Fondo pensione”
- it.finecobank.com checked September 26, 2026
Backs: Features, Markets, Platforms
“Criptovalute - Piattaforma FinecoX”
- moneytothemasses.com/saving-for-your-future/investing/fin... checked September 26, 2026
Backs: Account fee
“It is free to bank with Fineco and it doesn't charge any monthly account fees”
- tradethischart.com/finecobank-review-5-things-that-you-sh... checked September 26, 2026
Backs: Deposit and withdrawal fees, Inactivity fee, Minimum deposit
“They don't charge any fees for withdrawals or deposits”
- uk.finecobank.com checked September 26, 2026
Backs: Headquarters, Investor protection, Legal entity, Regulators, Retail accounts that lose money, Support channels, Licences
“Registered Office Piazza Durante 11, Milan 20131 - Headquarters Via Rivoluzione d'Ottobre 16, Reggio Emilia”
- fxleaders.com/forex-brokers/forex-brokers-review/finecoba... checked September 26, 2026
Backs: Pricing model, Stock trade fee
“FinecoBank commissions start from 2.95 per trade on Italian stocks”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Fineco (FinecoBank)
Long term investors who want a wide market list with no account, inactivity or deposit charges.