DEGIRO ES review

The account fee is €0 and the inactivity fee is €0, so an idle account costs the same as an active one. On the account fee DEGIRO ES places 1 of 138 brands, and holds the same position on the inactivity fee among 56 brands.

Each stock trade costs €1 on top of a free account fee, while the median stock trade fee across the brokers we list is €0. The charge therefore bites hardest on anyone trading often and least on a buy and hold approach.

DEGIRO ES is regulated by BaFin and AFM, and the legal entity behind it is flatexDEGIRO Bank AG. Investor protection runs through the EU ICS up to EUR 20,000, which sets the ceiling on what the scheme returns if a firm fails. The licences sit in NL and Germany.

Deposits and withdrawals are free deposits and withdrawals, so moving money into or out of the account carries no separate charge. That keeps the running cost picture consistent with the €0 account fee and the €0 inactivity fee.

The list runs to stocks, etfs and bonds, so equities, ETFs, bonds, options and futures sit in one account. The pricing model is listed as low fees, and the €1 stock trade charge applies alongside that low-fee setup.

It fits investors who want the account fee and inactivity fee to stay at €0 and €0, and who are content paying €1 for each stock trade. The firm was founded in 2008 and is headquartered in the Netherlands.

The median share of retail accounts that lose money across the brokers we list is 70.15%. That figure covers the market rather than this brand, but it is the context for anyone trading options or futures, which DEGIRO ES lists under stocks, etfs and bonds.

eToro charges $0 for a stock trade, against €1 at DEGIRO ES. CFI reaches into stocks, etfs and forex, while DEGIRO ES concentrates on stocks, etfs and bonds, so the choice turns on the instruments you want rather than the ticket price alone.