Updated September 29, 2026 · BrokerCue Editorial Team
Axos Invest vs Scalable Capital
Axos Invest vs Scalable Capital: the differences
| Compare | Axos Invest ReviewSee alternativesSee alternatives |  Scalable Capital |
|---|---|---|
| Minimum investment | $100 | €20 |
| Regulators | SIPC | Federal Financial Supervisory Authority (BaFin) |
| Investor protection | SIPC up to USD 500,000 | EU ICS up to EUR 20,000 |
| Portfolio types | ETF | ETF, ESGCovers more |
| Management fee | Not confirmed | 0.245% to 0.375% |
| Account types | Joint, Roth IRA, IRA | Not confirmed |
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Key differences
- Scalable Capital scores higher overall: 9.0 vs 8.8.
- Regulators: only Axos Invest offers SIPC.
- Regulators: only Scalable Capital offers Federal Financial Supervisory Authority (BaFin).
- Portfolio types: only Scalable Capital offers ESG.
- Support channels: only Scalable Capital offers Phone, Email.
Our verdict on each
Axos Invest
Axos Invest suits US savers who want a managed ETF portfolio alongside self-directed trading in one account. It earns its place on protection, with SIPC up to USD 500,000, while the options contract fee of $0.80 is the cost to watch if you trade options often.
Scalable Capital
Scalable Capital suits investors who want to start small and later hand a pot of money to a managed portfolio. The self-directed account takes a minimum deposit of €1, while the managed plan starts from €20 with fees of 0.245% to 0.375% a year.
Score breakdown
| Area | Axos Invest | Scalable Capital |
|---|---|---|
| Cost | 8.7The $100 entry point sits above the €25 site median, and the ranking on minimum investment is 43 of 82. | 9.3Higher |
| Offer | 8.9 | 9.3HigherCash interest of 2.6%, a mobile app, and managed portfolios across etf and esg options. |
| Trust | 8.7Higher | 8.6 |
Where they rank in our lists
| Ranking | Axos Invest | Scalable Capital |
|---|---|---|
| Stock and ETF brokers | 172 of 471 | 147 of 471 |
| Robo-advisors | 69 of 151 | 56 of 151 |
Every fact side by side
| Fact | Axos Invest | Scalable Capital |
|---|---|---|
| Legal entity | AXOS INVEST LLC | Scalable Capital Bank GmbH |
| Headquarters | Not confirmed | Germany |
| Founded | Not confirmed | 2014 |
| Support channels | Chat, Help centre | Phone, Chat, Email, Help centreCovers more |
Brokers
| Fact | Axos Invest | Scalable Capital |
|---|---|---|
| Minimum deposit | Not confirmed | €1 |
| Stock trade fee | $0 | Not confirmed |
| Markets | Stocks, ETFs, Options, Funds | Stocks, ETFs, Crypto |
| Features | Mobile app | Mobile app |
| Pricing model | Commission free | Not confirmed |
| Options contract fee | $0.80 | Not confirmed |
| Interest on cash | Not confirmed | 2.6% |
Where each stands against the rest
| Fact | Axos Invest | Scalable Capital | Median |
|---|---|---|---|
| Management fee | Not confirmed | 0.245% to 0.375%below the median | 0.35 |
Median across 87 listed brokers.
Pros and cons
Axos Invest
Pros
- One platform covers the managed portfolio and self-directed dealing across stocks, etfs and options.
- The managed range is ETF based, listed as etf, so diversification comes from funds rather than hand-picked shares.
- A mobile app is included, listed under mobile app, for checking the portfolio away from a desktop.
Cons
- Support runs on chat and help centre only, so there is no phone line listed for account questions.
- Account choice stops at joint, roth ira and ira, so the wrappers offered by some rivals are not part of the platform.
- The managed entry point of $100 sits above the €25 site median, and options add $0.80 a contract on top.
Scalable Capital
Pros
- A low entry point of €1 on the self-directed account
- Managed portfolios start from €20 with fees of 0.245% to 0.375%
- Regulated by the Federal Financial Supervisory Authority (BaFin) and deposits sit under EU ICS up to EUR 20,000
Cons
- Managed fees of 0.245% to 0.375% a year sit above the cheapest managed rivals
- Support runs on phone, chat and email only, with no branch or in-person service
- Managed portfolios are limited to etf and esg options, so there is no custom mandate
Who each suits
Axos Invest
Who it suits
- US savers who want retirement wrappers, since the platform lists joint, roth ira and ira.
- Readers who keep trading costs down, since stock trades cost $0 and the pricing model is commission free.
- Couples investing together, since a joint account forms part of joint, roth ira and ira.
Who should look elsewhere
- Anyone who wants to begin with no outlay, since Acorns Checking asks $0.
- Readers who prefer a smaller euro ticket, since Vivid Standard opens at €2.
Scalable Capital
Who it suits
- New investors who want to build a portfolio in a mobile app from a small first deposit
- Savers with a lump sum who want a ready made ETF or ESG portfolio
- Investors who care more about a named regulator and deposit protection than the lowest management fee
Who should look elsewhere
- You want a wider choice of instruments, as stocks, etfs and crypto is a single market cluster rather than a full exchange list
- You need advice built around you, because managed portfolios cover only etf and esg options
- You are comparing the very lowest managed fee, since 0.245% to 0.375% is not the cheapest on the market
Country by country
| Country | Axos Invest | Scalable Capital |
|---|---|---|
| United States | Yes | No |
Questions about each
Axos Invest
What does it cost to trade stocks and options on Axos Invest?+
Axos Invest charges $0 for a stock trade on the self-directed side, and the pricing model is listed as commission free. Options carry a contract fee of $0.80, so a strategy leaning on options pays more per trade than one that only buys shares and funds.
How much do I need to start a managed portfolio?+
The managed portfolios start at $100, so a single transfer of that size opens the account. That is lighter than eToro, which asks $500 for its portfolios, and it leaves room to add money in stages rather than committing a large sum on day one.
Scalable Capital
What is the minimum deposit to start investing?+
The self-directed account takes a minimum deposit of €1, so you can open and fund it from a small amount. That entry point is well below the typical requirement, which is one of the reasons people try the app first. You can add to it as your savings grow.
How much does the managed portfolio cost?+
Management fees run at 0.245% to 0.375% a year on the managed side, charged on the portfolio rather than per trade. That sits above the cheapest managed plans elsewhere, so it pays to compare before committing a large lump sum. Smaller pots feel the percentage more.
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