Updated September 29, 2026 · BrokerCue Editorial Team
ATC Brokers vs Fineco Bank
What sets them apart
| Compare |  ATC Brokers |  Fineco Bank |
|---|---|---|
| Markets | Forex, CFDs, Crypto, Metals | Stocks, ETFs, CFDs, Options, Futures, Crypto, Bonds |
| Regulators | FCA, CIMA | Bank of Italy, Consob |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Platforms | MT4, MT Pro | FinecoX |
| Minimum deposit | $2,000 | Not confirmed |
| Stock trade fee | Not confirmed | $3.95 |
| Deposit and withdrawal fees | Intl wire USD 40 | Not confirmed |
| Maximum retail leverage | 200:1 | Not confirmed |
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Key differences
- Fineco Bank scores higher overall: 9.0 vs 8.8.
- Regulators: only ATC Brokers offers FCA, CIMA.
- Regulators: only Fineco Bank offers Bank of Italy, Consob.
- ATC Brokers is licensed in 1 more country.
- Markets: only ATC Brokers offers Forex, Metals.
- Markets: only Fineco Bank offers Stocks, ETFs, Options.
- Platforms: only ATC Brokers offers MT4, MT Pro.
- Platforms: only Fineco Bank offers FinecoX.
- Features: only ATC Brokers offers Demo account.
- Features: only Fineco Bank offers Crypto.
Our verdict on each
ATC Brokers
ATC Brokers suits experienced UK and European traders who want a properly regulated account rather than a cheap one to start. The minimum deposit of $2,000 is well above the site median of €4.64, and the firm answers to the FCA in GB and CIMA in Cayman Islands.
Fineco Bank
Fineco Bank is an Italian bank with a brokerage attached, so money and trading sit under one roof. It suits investors who want shares, bonds and derivatives in a single account, and less suits anyone shopping on the stock trade fee, which stands at $3.95.
Score breakdown
| Area | ATC Brokers | Fineco Bank |
|---|---|---|
| Cost | 8.2Minimum deposit sits at $2,000 against a site median of €4.64, and a demo account is available. | 8.4HigherThe stock trade fee of $3.95 ranks 133 of 161 brands, above the site median of €0. |
| Offer | 8.9 | 9.1Higher |
| Trust | 9.3 | 9.5Higher |
Side by side, item by item
| Markets | ATC Brokers | Fineco Bank |
|---|---|---|
| Stocks | No | Yes |
| ETFs | No | Yes |
| Forex | Yes | No |
| CFDs | Yes | Yes |
| Options | No | Yes |
| Futures | No | Yes |
| Crypto | Yes | Yes |
| Bonds | No | Yes |
| Metals | Yes | No |
How they place
| Ranking | ATC Brokers | Fineco Bank |
|---|---|---|
| CFD brokers | 62 of 122 | 48 of 122 |
What we checked
ATC Brokers
- compareforexbrokers.com: 6 facts, checked September 26, 2026
- atcbrokers.com: 2 facts, checked September 26, 2026
- brokersome.com: 1 fact, checked September 26, 2026
- fxleaders.com: 1 fact, checked September 26, 2026
Fineco Bank
- uk.finecobank.com: 4 facts, checked September 26, 2026
- it.finecobank.com: 3 facts, checked September 26, 2026
- 55brokers.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | ATC Brokers | Fineco Bank |
|---|---|---|
| Features | Demo account | Crypto |
| Audience | Experienced | Not confirmed |
| Legal entity | Not confirmed | FinecoBank S.p.A. |
| Headquarters | Not confirmed | Italy |
| Founded | 2005 | Not confirmed |
Where each stands against the rest
| Fact | ATC Brokers | Fineco Bank | Median |
|---|---|---|---|
| Minimum deposit | $2,000highest quarter | Not confirmed | $25 |
| Stock trade fee | Not confirmed | $3.95highest quarter | $0 |
Median across 134 listed brokers.
Pros and cons
ATC Brokers
Pros
- Regulated in GB by the FCA under licence 591361 and in KY by CIMA under licence 1448274
- Investor protection of FSCS up to GBP 85,000 on UK-regulated business
- Markets span forex, cfds and crypto
Cons
- A minimum deposit of $2,000 is high next to the site median of €4.64
- A wire transfer costs Intl wire USD 40
- Leverage of 200:1 on retail accounts magnifies losses
Fineco Bank
Pros
- One account covers stocks, etfs and cfds through the FinecoX platform
- Regulated by the Bank of Italy and Consob, with investor protection of EU ICS up to EUR 20,000
- The account is run by FinecoBank S.p.A., an Italian banking entity rather than a trading desk
Cons
- A stock trade fee of $3.95 puts it 133 of 161 brands on share dealing
- eToro's stock trade fee is $0, so per trade cost here is the weaker point
Who each suits
ATC Brokers
Who it suits
- Experienced traders who already know how much they want to deposit
- UK residents who want the money covered by a UK protection scheme
- Traders who want forex, CFDs, crypto and metals on the same account
Who should look elsewhere
- Beginners testing small amounts, who face a high minimum deposit
- Anyone wanting many share and ETF listings, since the market list centres on forex, cfds and crypto
Fineco Bank
Who it suits
- Investors who want shares, bonds and derivatives in one account rather than several platforms
- People who prefer their cash held by a licensed bank under EU investor protection
- Italian residents who want a bank relationship that includes a brokerage arm
Who should look elsewhere
- Traders shopping on the per trade cost, who would find eToro's $0 lighter than $3.95
- Readers wanting forex and metals in the same account, which points to Vantage and its forex, cfds and stocks
Country by country
| Country | ATC Brokers | Fineco Bank |
|---|---|---|
| Italy | No | Yes |
Questions about each
ATC Brokers
How much do I need to deposit to start?+
The minimum deposit is $2,000. That is a high starting point, and it sits well above the site median of €4.64. If you want to test the service first, a demo account is available, so you can learn the platform without funding anything.
Who regulates ATC Brokers?+
Regulators are listed as FCA and CIMA. In GB the firm holds FCA licence 591361, and in KY it holds CIMA licence 1448274. Two licences in two jurisdictions means you should confirm which entity your account sits under before you transfer money.
Fineco Bank
What does it cost to buy shares?+
The stock trade fee is $3.95, which places Fineco Bank 133 of 161 brands on that measure. The site median for share dealing is €0, so this is a priced dealing model rather than a commission-free one. Small tickets feel the difference quickly.
Who regulates Fineco Bank?+
Fineco Bank is regulated by the Bank of Italy and by Consob, which is the pair listed under Bank of Italy and Consob. Both are Italian, so the account is supervised in Italy. A UK or European reader therefore opens an Italian bank's account, governed by Italian rules rather than a home market regime.
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