Updated September 29, 2026 · BrokerCue Editorial Team
ATC Brokers vs CFI
ATC Brokers vs CFI: the differences
| Compare |  ATC Brokers |  CFI |
|---|---|---|
| Minimum deposit | $2,000 | $0Lower |
| Markets | Forex, CFDs, Crypto, Metals | Stocks, ETFs, Forex, CFDs, Crypto |
| Regulators | FCA, CIMA | Cyprus Securities and Exchange Commission, FCA |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Deposit and withdrawal fees | Intl wire USD 40 | No deposit fees |
| Platforms | MT4, MT Pro | MT5, TradingView, CFI Multi Asset, CFI Trading App |
| Retail accounts that lose money | Not confirmed | 66% |
| Maximum retail leverage | 200:1 | Not confirmed |
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Key differences
- CFI scores higher overall: 9.6 vs 8.8.
- Regulators: only ATC Brokers offers CIMA.
- Regulators: only CFI offers Cyprus Securities and Exchange Commission.
- Founded is lower at CFI: 1998 vs 2005.
- Minimum deposit is lower at CFI: $0 vs $2,000.
- Markets: only ATC Brokers offers Metals.
- Markets: only CFI offers Stocks, ETFs.
- Platforms: only ATC Brokers offers MT4, MT Pro.
- Platforms: only CFI offers MT5, TradingView, CFI Multi Asset.
- Features: only CFI offers Mobile app.
Our verdict on each
ATC Brokers
ATC Brokers suits experienced UK and European traders who want a properly regulated account rather than a cheap one to start. The minimum deposit of $2,000 is well above the site median of €4.64, and the firm answers to the FCA in GB and CIMA in Cayman Islands.
CFI
CFI suits traders who want one account covering stocks, etfs and forex on a commission-free model commission free, with a minimum deposit of $0 and a Cyprus entity licensed by Cyprus Securities and Exchange Commission and FCA. Note that 66% of retail accounts lose money, and protection under the EU scheme is limited.
Score breakdown
| Area | ATC Brokers | CFI |
|---|---|---|
| Cost | 8.2Minimum deposit sits at $2,000 against a site median of €4.64, and a demo account is available. | 9.7Higher |
| Offer | 8.9 | 9.6Higher |
| Trust | 9.3 | 9.4Higher |
Where these facts come from
ATC Brokers
- compareforexbrokers.com: 6 facts, checked September 26, 2026
- atcbrokers.com: 2 facts, checked September 26, 2026
- brokersome.com: 1 fact, checked September 26, 2026
- fxleaders.com: 1 fact, checked September 26, 2026
CFI
- media.cfifinancial.com: 4 facts, checked September 26, 2026
- play.google.com: 3 facts, checked September 26, 2026
- dailyforex.com: 2 facts, checked September 26, 2026
- forex.wikibit.com: 1 fact, checked September 26, 2026
- investinglive.com: 1 fact, checked September 26, 2026
How they place
| Ranking | ATC Brokers | CFI |
|---|---|---|
| Forex brokers | 73 of 147 | 15 of 147 |
| Low-spread forex brokers | 71 of 145 | 13 of 145 |
| CFD brokers | 62 of 122 | 13 of 122 |
Every fact side by side
| Fact | ATC Brokers | CFI |
|---|---|---|
| Features | Demo account | Demo account, Mobile appCovers more |
| Pricing model | Not confirmed | Commission free |
| Audience | Experienced | Not confirmed |
| Legal entity | Not confirmed | Credit Financier Invest (CFI) Ltd |
| Founded | 2005 | 1998Lower |
Where each stands against the rest
| Fact | ATC Brokers | CFI | Median |
|---|---|---|---|
| Minimum deposit | $2,000highest quarter | $0below the median | $25 |
| Retail accounts that lose money | Not confirmed | 66%lowest quarter | 72.05% |
Median across 134 listed brokers.
Pros and cons
ATC Brokers
Pros
- Regulated in GB by the FCA under licence 591361 and in KY by CIMA under licence 1448274
- Investor protection of FSCS up to GBP 85,000 on UK-regulated business
- Markets span forex, cfds and crypto
Cons
- A minimum deposit of $2,000 is high next to the site median of €4.64
- A wire transfer costs Intl wire USD 40
- Leverage of 200:1 on retail accounts magnifies losses
CFI
Pros
- No minimum deposit, at $0, and No deposit fees, so funding does not cost a fee and the account can open at any size.
- Regulated on both sides of Europe: Cyprus Securities and Exchange Commission and FCA, with the Cyprus entity named as Credit Financier Invest (CFI) Ltd.
- A single account covers stocks, etfs and forex rather than forcing separate apps per asset class.
Cons
- Protection caps out at EU ICS up to EUR 20,000 on the Cyprus entity, so balances above that sit outside the scheme.
- 66% of retail accounts lose money, which is the risk that matters most for anyone sizing a position.
- Leverage sits alongside shares and ETFs in stocks, etfs and forex, so a single account mixes instruments with very different risk levels.
Who each suits
ATC Brokers
Who it suits
- Experienced traders who already know how much they want to deposit
- UK residents who want the money covered by a UK protection scheme
- Traders who want forex, CFDs, crypto and metals on the same account
Who should look elsewhere
- Beginners testing small amounts, who face a high minimum deposit
- Anyone wanting many share and ETF listings, since the market list centres on forex, cfds and crypto
CFI
Who it suits
- People who want stocks, etfs and forex held in one place instead of several broker accounts.
- Traders who prefer the commission-free model commission free and a minimum deposit of $0 over a larger entry threshold.
- Savers who want a Cyprus or UK regulated option, given Cyprus Securities and Exchange Commission and FCA and the Cyprus licence 179/12.
Who should look elsewhere
- Anyone wanting a wider asset list, since stocks, etfs and forex runs to futures as well and CFI's list is stocks, etfs and forex.
- EU traders who want a rival with a low entry point, such as XTB at €0.
- Traders put off by losses in the retail book, where 66% lose money and the median here is 70.15%.
Questions about each
ATC Brokers
How much do I need to deposit to start?+
The minimum deposit is $2,000. That is a high starting point, and it sits well above the site median of €4.64. If you want to test the service first, a demo account is available, so you can learn the platform without funding anything.
Who regulates ATC Brokers?+
Regulators are listed as FCA and CIMA. In GB the firm holds FCA licence 591361, and in KY it holds CIMA licence 1448274. Two licences in two jurisdictions means you should confirm which entity your account sits under before you transfer money.
CFI
What is the minimum deposit to open a CFI account?+
The minimum deposit is $0, so an account can be opened at any size and a first deposit does not have to clear a threshold. For comparison, Vantage lists $5 and XTB €0. The median minimum across the brands ranked is €4.64, and the highest reaches €26,308.87. CFI places 1 of 213 on that measure.
Does CFI charge commission on trades?+
CFI trades on a commission-free model, commission free, so positions are opened without a per-trade commission charge. The cost of a trade therefore sits in the spread and the market rather than in a commission line. Commission-free models are common in the field, appearing for 69.8% of the brands compared. Low-fee models sit alongside them at 40.5%.
Other options to compare
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