Plum vs tradegate.direct - BrokerCue
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Broker Comparison

Plum vs tradegate.direct

Compare Plum and tradegate.direct side by side: fees, regulation, platforms.

Plum

Plum

Automated savings and beginner investors

Plum is a UK savings and investment app that automates saving, offers ISA, SIPP, mutual funds, and 3,000+ indโ€ฆ

VS
tradegate.direct

tradegate.direct

Cost-conscious German retail investors

tradegate.direct is a commission-free German neobroker launched in 2024 by Tradegate AG, offering stocks, ETPโ€ฆ

Head-to-head comparison

Plum vs tradegate.direct
Feature Plum tradegate.direct
Minimum deposit - -
Stock trading fee 2 free lifetime trades then: ยฃ0.50/trade (Basic), ยฃ0.15/trade (Plus), ยฃ0.05/trade (Boost), ยฃ0.00/trade (Max); FX fee 0.60% (Basic), 0.45% (Plus), 0.30% (Boost), 0.15% (Max) per trade 0 EUR per order
Regulators FCA BaFin
Best for Automated savings and beginner investors Cost-conscious German retail investors
Markets & account
Stocks
ETFs
-
Funds
-
Fractional Shares
-
Investment Plans
Ready Made Portfolios
-
Money Market Funds
-
Isa
-
Sipp
-
Savings Vaults
-

Pros & cons

Plum

Plum

Pros

  • Free Basic plan with automated savings and stock access
  • Stocks and Shares ISA and SIPP available on paid tiers
  • Fractional stock investing from ยฃ1
  • 3,000+ individual US company stocks available
  • 26 curated mutual funds from Vanguard and BlackRock
  • FCA-regulated with FSCS protection up to ยฃ85,000 on investments
  • Automated savings powered by spending analysis
  • Multiple savings account types including Cash ISA and Lifetime ISA

Cons

  • Individual stocks cannot be held inside the Stocks and Shares ISA - only mutual funds are ISA-eligible, leaving stock gains potentially subject to capital gains tax
  • Only 26 mutual funds available, a narrower range than dedicated investment platforms
  • Stacked fees on paid tiers: subscription fee plus platform fee plus fund manager fee
  • Two free lifetime trades then a per-trade charge on Basic and Plus plans
  • Crypto available only for EU/Cyprus users via Bitpanda; not available to UK customers
  • No demo or practice account
  • Fund access requires a paid subscription; Basic plan is limited
tradegate.direct

tradegate.direct

Pros

  • Zero commissions on stocks, ETPs and mini futures
  • No account management fee
  • No inactivity fee
  • BaFin-regulated with full banking license
  • EUR 100,000 statutory deposit protection
  • Extended trading hours: 7:30 to 22:00 CET
  • Savings plans from EUR 25 per execution
  • Advanced order types including OCO and trailing stop

Cons

  • Trades only on Tradegate Exchange - no other venues
  • No crypto trading
  • No forex or CFD trading
  • No incoming portfolio transfers accepted
  • Minimum order size EUR 500 for stock purchases
  • No demo account available
  • Customer support via email only
  • No foreign currency accounts
Plum

Plum

Plum is a UK savings and investment app that automates saving, offers ISA, SIPP, mutual funds, and 3,000+ individual stocks via a tiered subscription model.

Your capital is at risk. Other fees apply.

tradegate.direct

tradegate.direct

tradegate.direct is a commission-free German neobroker launched in 2024 by Tradegate AG, offering stocks, ETPs, mini futures and savings plans on the Tradegate Exchange.

Your capital is at risk. Other fees apply.

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