Retirement Goal Calculator
Set your target nest egg, current savings, and retirement time horizon, then solve for the monthly contribution needed to reach that goal. Adjust your expected real return and inflation rate to see how compound growth and inflation reshape the savings rate you need.
Your retirement planning inputs
Results appear after clicking Calculate
Enter your target savings goal and investment period, then click Calculate to view the required monthly contribution.
Target nest egg
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Required monthly contribution
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Time horizon to retirement
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Inflation-adjusted target (today's value)
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Compound growth projection to retirement
The early-start effect: longer time horizon, lower monthly contributions
Started 5 years earlier
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Started 10 years earlier
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Started 15 years earlier
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Educational retirement planning estimate, not investment advice. The inflation-adjusted target shows what your nest egg goal is worth in today's purchasing power. Compound growth projections assume a constant expected real return - actual returns vary and are not guaranteed.