BUX
Pros
- Zero Orders and investment plan orders are commission-free
- Basic account has no monthly subscription fee
- No inactivity fee
- Fractional shares enable small investment amounts
- Recurring investment plans automate saving
- Regulated by AFM, DNB and FCA
- Available in eight European countries
- Part of ABN AMRO group adds financial backing
Cons
- Basic tier has a 0.20%/year variable service fee on invested assets
- Market orders cost EUR 0.99-3.99 depending on asset type and tier
- Zero Orders available only on Plus and Prime tiers
- FX markup of 0.25-0.75% applies on US stock trades
- No demo account
- Limited to European markets, not available globally
- Product range narrower than full-service brokers - no bonds, options or crypto
- Web platform is secondary to the mobile app