Updated October 17, 2026 · BrokerCue Editorial Team
Pepperstone vs WH SelfInvest
Pepperstone vs WH SelfInvest: the differences
| Compare |  Pepperstone |  WH SelfInvest |
|---|---|---|
| Stock trade fee | $0.020Lower | $1.90 |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Metals | Stocks, ETFs, Forex, CFDs, Options, Futures, Bonds |
| Retail accounts that lose money | 74.1% | 76% |
| Platforms | TradingView, MetaTrader 4, MetaTrader 5, CTrader, Pepperstone platform | NanoTrader, TradingView, Trader Workstation, Mobile Apps |
| Minimum deposit | $10 | Not confirmed |
| Account fee | Not confirmed | €0 |
| Inactivity fee | Not confirmed | €0 |
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Key differences
- WH SelfInvest scores higher overall: 9.3 vs 9.2.
- Stock trade fee is lower at Pepperstone: $0.020 vs $1.90.
- Markets: only Pepperstone offers Crypto, Metals.
- Markets: only WH SelfInvest offers Options, Futures, Bonds.
- Platforms: only Pepperstone offers MetaTrader 4, MetaTrader 5, CTrader.
- Platforms: only WH SelfInvest offers NanoTrader, Trader Workstation, Mobile Apps.
- Support channels: only Pepperstone offers Help centre.
- Support channels: only WH SelfInvest offers Phone.
Our verdict on each
Pepperstone
Pepperstone is a CFD broker with several platforms and a demo account. It suits active traders, though leveraged CFDs carry a high risk of quick losses.
WH SelfInvest
WH SelfInvest sits in Luxembourg and covers stocks, ETFs, forex, CFDs, options, futures and bonds under an account fee of €0 and an inactivity fee of €0, which suits investors who want many asset classes without a standing charge. Stock dealing is the cost to watch, at $1.90 a trade.
Score breakdown
| Area | Pepperstone | WH SelfInvest |
|---|---|---|
| Cost | 8.9 | 9.1HigherThe standing fees are flat, at €0 and €0, while the dealing charge of $1.90 a trade pulls the score down. |
| Offer | 9.5 | 9.5 |
Feature by feature
| Markets | Pepperstone | WH SelfInvest |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | Yes |
| Options | No | Yes |
| Futures | No | Yes |
| Crypto | Yes | No |
| Bonds | No | Yes |
| Metals | Yes | No |
Also worth a look
ActivTrades has stock trade fee at $0, against $0.020 for Pepperstone and $1.90 for WH SelfInvest.
ActivTrades reviewHow they place
| Ranking | Pepperstone | WH SelfInvest |
|---|---|---|
| Stock and ETF brokers | 22 of 471 | 86 of 471 |
Every fact side by side
| Fact | Pepperstone | WH SelfInvest |
|---|---|---|
| Features | Not confirmed | Demo account, Fractional shares, Copy trading, Mobile app |
| Headquarters | Not confirmed | Luxembourg |
| Support channels | Email, Help centre | Email, Phone |
Where each stands against the rest
| Fact | Pepperstone | WH SelfInvest | Median |
|---|---|---|---|
| Minimum deposit | $10below the median | Not confirmed | $25 |
| Stock trade fee | $0.020above the median | $1.90highest quarter | $0 |
| Account fee | Not confirmed | €0at the median | €0 |
| Inactivity fee | Not confirmed | €0below the median | €2.45 |
| Retail accounts that lose money | 74.1%above the median | 76%highest quarter | 72.21% |
Median across 136 listed brokers.
Pros and cons
Pepperstone
Pros
- Several platforms, including MetaTrader, cTrader and TradingView.
- Two pricing styles, one all in and one commission based.
- A demo account with virtual funds before going live.
Cons
- Leverage can cause fast losses, and a high share of retail accounts lose money.
- Overnight positions can pay or earn interest, with larger midweek rollovers.
- Withdrawals must go to an account or card in your own name.
WH SelfInvest
Pros
- The account fee is €0 and the inactivity fee is €0, so an account left open or left idle is not billed, and the standing cost sits level with Vantage at $0.
- A single account covers stocks, etfs and forex, so shares, forex, CFDs, options, futures and bonds can be held and traded together.
- The platform choice runs from NanoTrader, TradingView and Trader Workstation, so the same account can be worked from a desktop terminal or from mobile apps.
Cons
- Stock dealing costs $1.90 a trade, where eToro charges $0 for its stock dealing.
- That dealing charge ranks 123 of 161 on our data, while the account fee sits at 1 of 138 and inactivity at 1 of 56, so the standing costs lead the table while dealing sits near the back of it.
- Support runs on email and phone, so a live chat window and a help centre are not part of the contact options.
Who each suits
Pepperstone
Who it suits
- Traders who want a choice of MetaTrader, cTrader and TradingView.
- Frequent FX, gold or index CFD traders.
Who should look elsewhere
- Anyone who cannot accept fast losses from leverage.
- Long term investors who want to own shares outright.
WH SelfInvest
Who it suits
- Investors who want shares and leveraged products side by side, since stocks, etfs and forex puts forex, CFDs, options, futures and bonds in the same account.
- People who split activity between a desktop terminal and mobile apps, since NanoTrader, TradingView and Trader Workstation covers both.
- Traders who want to test before committing, since demo account, fractional shares and copy trading includes a demo account and fractional shares.
Who should look elsewhere
- Anyone who mainly wants cheap stock dealing: eToro charges $0 for stock dealing against $1.90 here.
- Crypto traders, since crypto is missing from stocks, etfs and forex although CFI covers stocks, etfs and forex.
Questions about each
Pepperstone
Does Pepperstone charge fees on deposits or withdrawals?+
The company charges no internal funding or withdrawal fees, though your bank or payment provider may apply its own charges. Deposits can be made by debit or credit card, digital wallet, or domestic and international bank transfer. Withdrawals must go to an account or card in the same name.
Can I practise on a demo account first?+
Yes. A demo account uses virtual funds in a live market environment and runs on the same platforms as live accounts. You can test strategies, try order types and explore charts and indicators without risking capital. Demo accounts cannot be reactivated once closed, so keep notes on what you tested.
WH SelfInvest
Does WH SelfInvest charge an account fee?+
The account fee is €0 and the inactivity fee is €0, so there is nothing to pay for holding the account open and nothing for leaving it idle. That is why the brand ranks 1 of 138 on our data for the account fee and 1 of 56 for inactivity.
What does it cost to buy a stock?+
A stock trade costs $1.90, and that is the charge which scales with how often you trade. It ranks 123 of 161 on our data, so anyone dealing in shares regularly will feel it far more than the flat fees. Multiply it by the number of trades you expect.
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