Nemo.Money review

Updated September 30, 2026 · BrokerCue Editorial Team · Facts checked September 30, 2026

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Our verdict

Nemo.Money suits beginners who want app based stock and ETF access with custody costs kept low, since stock trade fees sit at $0 alongside an account fee of $0. You should weigh that appeal against CFD risk, with retail accounts that lose money at 70% and regulation tied to ADGM Financial Services Regulatory Authority.

Key facts

Best for
Beginners seeking mobile access to stocks and ETFs with low custody drag
Minimum deposit
$10 (Source, checked September 30, 2026)
Stock trade fee
$0 (Source, checked September 30, 2026)
Account fee
$0 (Source, checked September 30, 2026)
Markets
Stocks, ETFs, Forex, CFDs, Crypto, Metals (Source, checked September 30, 2026)
Regulators
ADGM Financial Services Regulatory Authority (Source, checked September 30, 2026)
Retail accounts that lose money
70% (Source, checked September 30, 2026)
Deposit and withdrawal fees
Free deposits, free withdrawals over $1000 (Source, checked September 30, 2026)
Platforms
iOS, Android (Source, checked September 30, 2026)
Maximum retail leverage
1:30 (Source, checked September 30, 2026)
Interest on cash
6% (Source, checked September 30, 2026)
Legal entity
Exinity ME Limited (Source, checked September 30, 2026)
Headquarters
United Arab Emirates (Source, checked September 30, 2026)
Support channels
Help-centre (Source, checked September 30, 2026)
Features
Crypto, Demo account, Mobile app
Pricing model
Commission-free
Audience
Beginners
Official website
nemo.money

Investing tools

Free plan
Yes (Source, checked September 30, 2026)
Tool type
Research, Portfolio-tracker (Source, checked September 30, 2026)
Markets
Stocks, ETFs, Forex, CFDs, Crypto, Metals (Source, checked September 30, 2026)
Platforms
iOS, Android (Source, checked September 30, 2026)
Legal entity
Exinity ME Limited (Source, checked September 30, 2026)
Headquarters
United Arab Emirates (Source, checked September 30, 2026)
Support channels
Help-centre (Source, checked September 30, 2026)
Pricing model
Commission-free

Apps and profiles

Get the app
Google Play
Elsewhere
Xfacebook.cominstagram.comyoutube.comtiktok.com

Pros and cons

Pros

  • Stock trade fees at $0 keep dealing costs contained for equity orders.
  • Account fee at $0 limits ongoing custody drag on smaller balances.
  • Minimum deposit at $10 allows a modest start, below several account minimums elsewhere, while XTB asks €0.
  • Market coverage spans stocks, ETFs and forex, giving broader choice than many app only stock accounts.

Cons

  • Support runs on help centre only, which limits choice if you prefer phone or live chat help.
  • CFD risk remains material, with retail accounts that lose money at 70%.
  • Mobile access is limited to iOS and Android, which may deter desktop centred workflows.
Nemo.Money

Ready to try Nemo.Money?

Scored 8.9 / 10 by BrokerCue.

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Who it suits

  • New investors wanting mobile stock exposure with modest funding may favour Nemo.Money over ActivTrades, given stock trade fees at $0 and coverage of stocks, ETFs and forex.
  • ETF savers seeking low custody drag may favour Nemo.Money over Bitpanda, with account fee at $0 and minimum deposit at $10.

Who should look elsewhere

  • Active CFD traders wanting desktop tools and wider support choice may prefer ActivTrades, as Nemo.Money support runs on help centre only.
  • Cost sensitive starters comparing entry thresholds may prefer XTB, with minimum deposit at €0 against Nemo.Money at $10.

Fees and costs

Nemo.Money places stock dealing costs at $0, while the account fee is $0. That pairing keeps custody and execution charges contained for buy and hold equity use, with funding terms stated as Free deposits, free withdrawals over $1000. The minimum deposit to begin is $10. You should review pricing notes around withdrawals, since terms distinguish between deposit handling and withdrawals linked to transfer size, and confirm how those funding terms apply to your chosen payment method before committing larger sums.

How your money is protected

Nemo.Money lists oversight by ADGM Financial Services Regulatory Authority, with licence reference 200015. That regulatory link defines which rulebook applies to client handling, complaints and supervision, rather than implying cover from another jurisdiction. You should verify the licence entry in the official register, confirm that the legal entity named at signup matches the licensed firm, and save disclosure documents that explain how client money is held and what protections apply in that framework.

How it compares on our data

On account fee, Nemo.Money sits at 1 among 152 brands compared, reflecting the account fee level captured in the dataset. On stock trade fee, the rank is 1 among 190 brands compared, again reflecting light equity dealing costs. On minimum deposit, the rank is 100 among 188 brands compared, which shows that entry remains modest yet above the lowest deposit models tracked across the comparison set.

Account opening and funding

You can begin with a minimum deposit of $10, which keeps the initial funding step accessible for cautious starters. Funding terms are stated as Free deposits, free withdrawals over $1000, so deposits carry limited friction while larger withdrawals benefit from clearer terms. You should check accepted payment methods, processing times and any payment provider charges before transferring, and confirm minimums for subsequent deposits as well as documentation checks that may apply during verification.

Markets and platforms

Nemo.Money covers stocks, ETFs and forex, spanning stocks and ETFs alongside forex, CFDs, crypto and metals for varied exposure. Access is provided through iOS and Android, which places the emphasis firmly on app based portfolio management rather than desktop analysis. You should confirm market availability in your country of residence, review order types supported on mobile, and consider whether app only access fits the way you monitor positions and respond to market moves.

The company behind it

The operating entity is Exinity ME Limited, domiciled in United Arab Emirates, with licence reference 200015. Day to day help is provided through help centre, so guidance is centred on self help material and submitted requests. You should confirm the entity shown in account documents, note the domicile for complaints and legal questions, and test the help centre coverage for funding, trading and account changes before building a larger balance.

How Nemo.Money compares

Where Nemo.Money is available

Available
Everywhere except Belarus, Cuba, Iran, North Korea, Russia, Syria, United States
Licence in United Arab Emirates
ADGM Financial Services Regulatory Authority (200015), checked September 30, 2026

Frequently asked questions

What will I pay to hold stocks with Nemo.Money?+

Stock trade fees sit at $0 and the account fee is $0. Funding terms are described as Free deposits, free withdrawals over $1000. You should review the pricing pages before placing orders, as spreads and withdrawals over certain levels can still affect overall cost.

Who regulates Nemo.Money and which entity holds my account?+

Nemo.Money operates through Exinity ME Limited and lists oversight by ADGM Financial Services Regulatory Authority. Its licence reference is 200015. You should confirm the entity and licence details in the public register before funding, and keep records of disclosures provided during signup.

How much do I need to open and fund an account?+

Opening requires a minimum deposit of $10. Funding terms are stated as Free deposits, free withdrawals over $1000. You can start with a modest transfer, then check processing times and limits in the help centre before adding larger amounts or arranging a withdrawal.

Which devices and markets can I use on Nemo.Money?+

Nemo.Money supports iOS and Android for account access and trading. The lineup covers stocks, ETFs and forex, including stocks, ETFs, forex, CFDs, crypto and metals. You should check device compatibility and market availability in your location before relying on the app for regular orders.

How do I get help if something goes wrong?+

Support runs on help centre, so you will rely on self help articles and submitted queries rather than phone or live chat. You should browse the help centre before opening, test response times with a general question, and keep copies of any guidance received about your account.

How risky is CFD trading with Nemo.Money?+

Retail accounts that lose money stand at 70%, so leveraged products carry elevated danger of loss. You should assess whether you understand margin, consider using the demo account mentioned in the feature set, and limit position size until you gain experience with market moves.

Is Nemo.Money suited to beginners?+

Nemo.Money is positioned around beginners in its audience facts, with mobile access and a modest entry point. It may suit you if you want guided stock exposure rather than complex desktop tools. Experienced traders seeking broad research or desktop platforms may prefer ActivTrades or XTB.

Sources

  • nemo.money checked September 30, 2026

    Backs: Features, Headquarters, Legal entity, Markets, Platforms, Retail accounts that lose money, Tool type

    “Trade stocks, ETFs, crypto, and CFDs with zero commission on the Nemo.money app”

  • nemo.money/affiliate checked September 30, 2026

    Backs: Audience

    “built for beginner and intermediate investors”

  • nemo.money/faq checked September 30, 2026

    Backs: Support channels

    “FAQs - Get Support”

  • nemo.money/faq/deposits-and-withdrawals checked September 30, 2026

    Backs: Minimum deposit

    “Deposits start at $10 with Nemo”

  • nemo.money/pricing/cfd checked September 30, 2026

    Backs: Deposit and withdrawal fees, Maximum retail leverage

    “Nemo doesn't charge any fees for depositing. Withdrawals over $1000 are free too”

  • nemo.money/pricing/stocks checked September 30, 2026

    Backs: Account fee, Free plan, Pricing model, Stock trade fee

    “zero commissions and no monthly fee - Stocks and ETFs”

  • nemo.money/save checked September 30, 2026

    Backs: Interest on cash

    “Earn 6% AER in USD on your cash”

  • adgm.com/public-registers/fsra/firms/financial-firms/exin... checked September 30, 2026

    Backs: Regulators, Licences

Compiled from 8 source pages, checked September 30, 2026. We did not open an account.

Not confirmed yet: Inactivity fee, Investor protection.

Nemo.Money

Nemo.Money

Beginners seeking mobile access to stocks and ETFs with low custody drag

8.9/10See alternatives

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