Lime Financial vs Plum - BrokerCue
BrokerCue

Select your country to see eligible brokers

Account eligibility and broker availability depend on your country of residence. Setting this now allows us to hide brokers that do not accept clients from your country.

Broker Comparison

Lime Financial vs Plum

Compare Lime Financial and Plum side by side: fees, regulation, platforms.

Lime Financial

Lime Financial

Active traders seeking low-cost DMA

Lime Financial is a US agency broker offering commission-free stock and ETF trading, low-latency DMA, options…

VS
Plum

Plum

Automated savings and beginner investors

Plum is a UK savings and investment app that automates saving, offers ISA, SIPP, mutual funds, and 3,000+ ind…

Head-to-head comparison

Lime Financial vs Plum
Feature Lime Financial Plum
Minimum deposit - -
Stock trading fee $0 commission via market maker venues (domestic accounts); DMA routing: $0.005 per share; extended hours: $0.003 per share surcharge 2 free lifetime trades then: £0.50/trade (Basic), £0.15/trade (Plus), £0.05/trade (Boost), £0.00/trade (Max); FX fee 0.60% (Basic), 0.45% (Plus), 0.30% (Boost), 0.15% (Max) per trade
Regulators FINRA, SEC, NFA, SIPC FCA
Best for Active traders seeking low-cost DMA Automated savings and beginner investors
Markets & account
Stocks
ETFs
-
Options
-
Futures
-
Margin
-
Funds
-
Fractional Shares
-
Investment Plans
-
Ready Made Portfolios
-
Money Market Funds
-
Isa
-
Sipp
-
Savings Vaults
-

Pros & cons

Lime Financial

Lime Financial

Pros

  • Commission-free stock and ETF trading via market maker venues
  • Low DMA rate of $0.005 per share for direct routing
  • Low options commission of $0.50 per contract
  • Multiple platform choices including Lime Trader, Sterling, CQG, and Bookmap
  • IRA and multiple account types supported
  • Agency-only broker model with no proprietary trading conflicts
  • SIPC membership protects accounts up to $500,000

Cons

  • No demo or paper trading account available
  • Inactivity fee of $15 per quarter for low-activity accounts
  • Minimum account balance of $1,000 for cash accounts, $2,000 for margin
  • No OTC stock trading
  • No GTC (Good-Till-Canceled) orders supported
  • Wire transfer fees for deposits and withdrawals
  • No fractional shares
  • Platform depth may overwhelm beginner traders
Plum

Plum

Pros

  • Free Basic plan with automated savings and stock access
  • Stocks and Shares ISA and SIPP available on paid tiers
  • Fractional stock investing from £1
  • 3,000+ individual US company stocks available
  • 26 curated mutual funds from Vanguard and BlackRock
  • FCA-regulated with FSCS protection up to £85,000 on investments
  • Automated savings powered by spending analysis
  • Multiple savings account types including Cash ISA and Lifetime ISA

Cons

  • Individual stocks cannot be held inside the Stocks and Shares ISA - only mutual funds are ISA-eligible, leaving stock gains potentially subject to capital gains tax
  • Only 26 mutual funds available, a narrower range than dedicated investment platforms
  • Stacked fees on paid tiers: subscription fee plus platform fee plus fund manager fee
  • Two free lifetime trades then a per-trade charge on Basic and Plus plans
  • Crypto available only for EU/Cyprus users via Bitpanda; not available to UK customers
  • No demo or practice account
  • Fund access requires a paid subscription; Basic plan is limited
Lime Financial

Lime Financial

Lime Financial is a US agency broker offering commission-free stock and ETF trading, low-latency DMA, options, and futures via proprietary and third-party platforms.

Visit Lime Financial Read review

Your capital is at risk. Other fees apply.

Plum

Plum

Plum is a UK savings and investment app that automates saving, offers ISA, SIPP, mutual funds, and 3,000+ individual stocks via a tiered subscription model.

Visit Plum Read review

Your capital is at risk. Other fees apply.

Not the right match?

Line up any two brokers side by side, or browse the full list to find your next platform.

Compare another broker Browse all brokers