JPMorgan Chase review

Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026

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Our verdict

JPMorgan Chase takes a stock trade fee of $0 and an account fee of $0, and the account is a retirement wrapper rather than a trading-only platform. It suits beginners and existing Chase customers who want low costs, though the portfolio service needs $25,000 and support runs on phone and help centre only.

Key facts

Best for
Cheap retirement investing for Chase banking customers.
Minimum deposit
$0 (Source, checked September 26, 2026)
Stock trade fee
$0 (Source, checked September 26, 2026)
Account fee
$0 (Source, checked September 26, 2026)
Markets
Stocks, ETFs, Options, Bonds, Funds, Crypto (Source, checked September 26, 2026)
Regulators
FINRA, SIPC (Source, checked September 26, 2026)
Investor protection
SIPC up to USD 500,000 (Source, checked September 26, 2026)
Margin rate
12.25% (Source, checked September 26, 2026)
Options contract fee
$0.65 (Source, checked September 26, 2026)
Deposit and withdrawal fees
$25 wire fee (Source, checked September 26, 2026)
Platforms
Chase Mobile app, Chase.com (Source, checked September 26, 2026)
Account types
IRA, Roth-IRA, Joint (Source, checked September 26, 2026)
Legal entity
JPMorgan Chase Bank, N.A. (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Features
Fractional shares, Options, Mobile app, Crypto
Pricing model
Commission-free
Audience
Beginners
Official website
chase.com

Robo-advisors

Minimum investment
$25,000 (Source, checked September 26, 2026)
Regulators
FINRA, SIPC (Source, checked September 26, 2026)
Investor protection
SIPC up to USD 500,000 (Source, checked September 26, 2026)
Account types
IRA, Roth-IRA, Joint (Source, checked September 26, 2026)
Portfolio types
ETF, Crypto (Source, checked September 26, 2026)
Legal entity
JPMorgan Chase Bank, N.A. (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Get the app
App Store
Elsewhere
WikidataWikipediaLinkedInX

Pros and cons

Pros

  • Stock trades cost $0 and the account fee is $0, with a minimum deposit of $0.
  • Investor protection stands at SIPC up to USD 500,000.
  • The account list covers ira, roth ira and joint, so retirement and joint investors are served directly.

Cons

  • Support runs on phone and help centre only, with no chat or email channel listed.
  • Money moving out by wire costs $25 wire fee.
  • An options contract costs $0.65 and margin borrowing is charged at 12.25%, so the commission free model covers share trades rather than every action.
JPMorgan Chase

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Scored 9.3 / 10 by BrokerCue.

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Who it suits

  • People new to investing: the stated audience is beginners.
  • Retirement and joint investors, since the account types cover ira, roth ira and joint.
  • Investors who want options and crypto in one account, since the feature set includes fractional shares, options and mobile app.

Who should look elsewhere

  • Forex and CFD traders: CFI (stocks, etfs and forex) and eToro (stocks, etfs and forex) list markets that the JPMorgan Chase list of stocks, etfs and options does not.
  • Futures traders: eToro lists stocks, etfs and forex, so a broader instrument set sits in a single account.
  • Anyone starting a managed portfolio with a small sum: Vantage takes $5, while the JPMorgan Chase portfolio account asks $25,000.

The company behind it

The account is provided by JPMorgan Chase Bank, N.A., a bank rather than a standalone brokerage name, so the investing service sits inside an existing bank group. Support runs on phone and help centre: a phone line and a help centre. There is no chat or email channel listed, so questions go through those routes.

How JPMorgan Chase compares

Frequently asked questions

How much does it cost to trade stocks?+

Stock trades cost $0 and the account fee is $0, with a minimum deposit of $0, so a simple buy and hold account starts with no charge on either side. The pricing model is listed as commission free, and nothing per trade is added on top.

What do options and margin cost?+

An options contract costs $0.65, and borrowing on margin is charged at 12.25%. Those are the places a fee appears, which makes share and fund orders the cheapest actions in the account. Anyone trading options or using margin should read both figures before committing money.

Is my money protected if the firm fails?+

Investor protection stands at SIPC up to USD 500,000, and the account is provided by JPMorgan Chase Bank, N.A., a bank entity. That figure is the ceiling on what the protection scheme pays out, so anyone holding more than the cap should check how other brokers compare before choosing where to keep a large balance.

How do I fund the account and get money back out?+

There is no opening hurdle: the minimum deposit is $0. Transfers out by wire carry $25 wire fee, so moving a large sum out of the account costs more than holding it there. Compare that charge with the account fee, which is $0, before shifting a big balance.

What can I trade on it?+

The market list covers stocks, etfs and options, a selection built around shares, funds and crypto rather than derivatives. Forex and CFDs are not on that list, so anyone trading currency pairs or contracts for difference should look elsewhere. The feature set adds fractional shares, options and mobile app on top of the instruments.

What can I use to place trades?+

Trading runs through the Chase Mobile app and chase.com, so the same account sits in the Chase mobile app and on the web rather than on a separate investing-only tool. That suits people who already bank with Chase and want their cash and their investments in one place.

Can I use a managed portfolio?+

The portfolio option is built around etf and crypto, and it asks $25,000 to start. That sits well above the $0 minimum for the brokerage account, so the portfolio suits larger balances while the self-directed side suits small starters.

Sources

Compiled from 9 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Inactivity fee, Retail accounts that lose money.

JPMorgan Chase

JPMorgan Chase

Cheap retirement investing for Chase banking customers.

9.3/10See alternatives

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