Hargreaves Lansdown vs Scalable Capital - BrokerCue
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Broker Comparison

Hargreaves Lansdown vs Scalable Capital

Compare Hargreaves Lansdown and Scalable Capital side by side: fees, regulation, platforms.

Hargreaves Lansdown

Hargreaves Lansdown

UK long-term ISA and SIPP investors

Hargreaves Lansdown is the UK's largest retail investment platform, offering ISAs, SIPPs, funds, shares, ETFs…

VS
Scalable Capital

Scalable Capital

Passive ETF and savings plan investors

Scalable Capital is a German neobroker and robo-advisor offering stocks, ETFs, funds, bonds, crypto ETPs and …

Head-to-head comparison

Hargreaves Lansdown vs Scalable Capital
Feature Hargreaves Lansdown Scalable Capital
Minimum deposit - -
Stock trading fee £6.95 per online trade (0-19 trades/month); £3.95 per trade (20+ trades/month); £29 by phone; free via monthly Direct Debit regular investing FREE: EUR 0.99 per trade on gettex and EIX; PRIME+: free for orders EUR 250 or more, EUR 0.99 below EUR 250
Regulators FCA BaFin, Deutsche Bundesbank
Best for UK long-term ISA and SIPP investors Passive ETF and savings plan investors
Markets & account
Stocks
ETFs
Crypto
-
Bonds
Funds
Ready Made Portfolios
Isa
-
Sipp
-
Investment Plans
Money Market Funds
-
Fractional Shares
-

Pros & cons

Hargreaves Lansdown

Hargreaves Lansdown

Pros

  • UK's largest retail investment platform with over 2 million clients
  • Wide product range: funds, shares, ETFs, bonds, gilts, investment trusts, VCTs
  • ISA, SIPP, Lifetime ISA, Junior ISA, and Junior SIPP accounts available
  • No inactivity or withdrawal fees
  • Free monthly Direct Debit regular investing for both shares and funds
  • Extensive research tools, analyst ratings, and educational content
  • Segregated client funds and FSCS protection up to £85,000
  • No account charge for Junior ISA holders

Cons

  • No demo account available
  • Share dealing fee of £6.95 is higher than several UK competitors
  • Fund annual charge is uncapped for smaller portfolios and can be expensive at scale
  • New £1.95 fund dealing fee introduced from March 2026 where trades were previously free
  • Annual share charge cap raised to £150 per year per account from £45
  • FX conversion fees apply on all overseas share trades
  • No CFDs, forex, crypto, or spread betting products
Scalable Capital

Scalable Capital

Pros

  • No account or custody fees
  • No inactivity fee
  • All savings plans execute for free from EUR 1 per month
  • PRIME+ plan offers commission-free trades for orders of EUR 250 or more, at EUR 4.99 per month
  • Robo-advisor service available alongside self-directed brokerage
  • Full banking licence with BaFin and Deutsche Bundesbank supervision
  • PRIME+ provides enhanced deposit protection of up to 5 x EUR 100,000 across multiple partner banks

Cons

  • No demo account
  • EUR 0.99 per trade on FREE plan can add up for frequent traders
  • Xetra trades cost EUR 3.99 plus a venue fee on all plans
  • Crypto ETP spread surcharge of 0.99% applies on FREE plan
  • Limited advanced charting and analysis tools
  • Instant deposit fee of 0.99% applies on FREE plan for amounts up to EUR 5,000
  • Robo-advisor charges 0.75% p.a. AUM fee
Hargreaves Lansdown

Hargreaves Lansdown

Hargreaves Lansdown is the UK's largest retail investment platform, offering ISAs, SIPPs, funds, shares, ETFs and ready-made portfolios to over 2 million clients.

Visit Hargreaves Lansdown Read review

Your capital is at risk. Other fees apply.

Scalable Capital

Scalable Capital

Scalable Capital is a German neobroker and robo-advisor offering stocks, ETFs, funds, bonds, crypto ETPs and automated savings plans on a low-cost subscription model.

Visit Scalable Capital Read review

Your capital is at risk. Other fees apply.

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