Hapi review
Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Hapi is a cheap, app-only way into stocks, ETFs and crypto that suits beginners building a first portfolio. It charges a stock trade fee of $0 on a commission-free model, opens at $1, and holds money in a SIPC member firm.
Key facts
- Best for
- First-time investors who want stocks, ETFs and crypto in one app with no dealing commission.
- Minimum deposit
- $1 (Source, checked September 26, 2026)
- Stock trade fee
- $0 (Source, checked September 26, 2026)
- Markets
- Stocks, ETFs, Crypto (Source, checked September 26, 2026)
- Regulators
- SEC, FINRA, SIPC (Source, checked September 26, 2026)
- Investor protection
- SIPC up to USD 500,000 (Source, checked September 26, 2026)
- Platforms
- Mobile-app (Source, checked September 26, 2026)
- Legal entity
- HAPI SECURITIES LLC (Source, checked September 26, 2026)
- Support channels
- Help-centre (Source, checked September 26, 2026)
- Features
- Crypto, Fractional shares, Mobile app
- Pricing model
- Commission-free
- Audience
- Beginners
- Official website
- hapi.trade
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInXapps.apple.com
Pros and cons
Pros
- Commission-free model, so no dealing commission sits between you and the market
- Stock trade fee of $0 and a minimum deposit of $1
- Fractional shares, so small amounts buy a slice of a share
- Regulated by the SEC and FINRA, with investor protection of SIPC up to USD 500,000
Cons
- Support runs on help centre only, so no phone or chat help
- Trading runs on a mobile app alone, with no desktop platform
- Broader markets, such as CFDs, sit outside stocks, etfs and crypto
Who it suits
- Beginners starting with a small first deposit
- Investors who want stocks, ETFs and crypto in one app
- Fractional share buyers making small regular purchases
Who should look elsewhere
- Vantage, if you want a wider spread of markets
- eToro, if you need asset classes such as forex, CFDs and futures
- CFI, if you prefer a help centre alongside phone or chat support
How your money is protected
Hapi trades through a US entity, HAPI SECURITIES LLC, which is regulated by the SEC and FINRA and is a SIPC member. Investor protection is listed at SIPC up to USD 500,000, and the licence record confirms it as SIPC member SIPC member 70646. That cover applies to cash and securities held in custody if the firm fails, not to market price falls.
How Hapi compares
9.3 vs 9.0
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MarketScreener
9.3 vs 9.4
9.3 vs 8.7
9.3 vs 9.0
9.3 vs 9.3
9.3 vs 8.7
9.3 vs 8.6
9.3 vs 9.2eToro covers stocks, etfs and forex, a wider set of asset classes than Hapi.
9.3 vs 8.7
Kitco
9.3 vs 9.1
9.3 vs 9.0
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Intellectia
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Where Hapi is available
- Available
- United States
- Licence in United States
- SEC, checked September 26, 2026
- Licence in United States
- FINRA, checked September 26, 2026
- Licence in United States
- SIPC (SIPC member 70646), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does it cost to buy shares on Hapi?+
Hapi runs a commission-free model, and the stock trade fee is $0 on a standard account. There is no dealing commission added on top, so a trade costs the share price itself.
What is the minimum deposit to open an account?+
The minimum deposit is $1, low enough to start with a small amount. That sits under the €3.08 typical of the beginner brands we rank.
Is my money protected if Hapi fails?+
Yes. Hapi trades through a US entity regulated by the SEC and FINRA, and investor protection is listed at SIPC up to USD 500,000. It is a SIPC member, listed as SIPC member 70646.
Can I buy fractional shares and crypto on the same account?+
Yes. Fractional shares are supported, so you can hold a slice of a share rather than a whole one. Crypto is offered too, and your markets are stocks, etfs and crypto.
Can I use Hapi on a desktop computer?+
Hapi runs on a mobile app, so a phone is the way to trade. No desktop platform is listed, which suits mobile-first investors rather than traders wanting large screens.
How do I get help if something goes wrong?+
Support runs on help centre, a self-serve help centre rather than phone or chat. If you would rather ring someone, a brand with more support channels may suit you better.
Who is Hapi aimed at?+
Hapi is built for beginners, and its features point the same way: fractional shares, crypto and a mobile app. It suits a first portfolio built in small amounts rather than experienced traders.
Sources
- sipc.org/list-of-members checked September 26, 2026
Backs: Legal entity, Licences
“reportingFileNumber=70646; name=HAPI SECURITIES LLC”
- hapi.trade checked September 26, 2026
Backs: Investor protection, Markets, Minimum deposit, Audience, Platforms, Regulators, Stock trade fee, Pricing model, Features
- help.hapi.trade/en checked September 26, 2026
Backs: Support channels
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Account fee, Inactivity fee, Retail accounts that lose money.
Hapi
First-time investors who want stocks, ETFs and crypto in one app with no dealing commission.