flatex vs ii - BrokerCue
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Broker Comparison

flatex vs ii

Compare flatex and ii side by side: fees, regulation, platforms.

flatex

flatex

German-market flat-fee investors

flatex is a German flat-fee online broker offering stocks, ETFs, bonds, funds, CFDs, and free savings plans, โ€ฆ

VS
ii

ii

Flat-fee long-term investors

ii is a flat-fee investment platform with ISA, SIPP, Trading Account, funds, ETFs, shares, bonds, managed optโ€ฆ

Head-to-head comparison

flatex vs ii
Feature flatex ii
Minimum deposit - -
Stock trading fee EUR 5.90 flat fee per order; additional exchange fees may apply UK and US shares (incl. ETFs & Investment trusts): Core ยฃ3.99 per trade; Plus ยฃ3.99 per trade; Premium ยฃ2.99 per trade
Regulators BaFin FCA
Best for German-market flat-fee investors Flat-fee long-term investors
Markets & account
Stocks
ETFs
CFDs
-
Bonds
Funds
Investment Plans
Demo Account
-
Ready Made Portfolios
-
Multi Currency
-
Business Account
-
Isa
-
Sipp
-

Pros & cons

flatex

flatex

Pros

  • EUR 5.90 flat fee per trade regardless of order size
  • ETF and fund savings plans free of charge
  • No account, inactivity, custody, deposit, or withdrawal fees
  • Licensed German bank with BaFin regulation
  • Client cash covered by statutory deposit guarantee up to EUR 100,000
  • Securities held in segregated custody outside insolvency estate
  • Access to over 5,000 ETFs and funds

Cons

  • Platforms primarily in German, limiting accessibility for non-German speakers
  • flatex Trader 2.0 advanced platform costs EUR 15 per month
  • High FX conversion fee of 0.4% on non-EUR transactions
  • Bank transfer is the only deposit and withdrawal method
  • No options or futures trading
  • Crypto available only via ETPs and ETNs, not direct spot trading
  • Not available in most non-EU countries
ii

ii

Pros

  • Core plan starts at ยฃ5.99 per month
  • Regular investments are Free on every plan
  • No fees for transfers in or out
  • SIPP, ISA and Trading Account sit under one plan
  • Hold up to 9 currencies in SIPP and Trading Account
  • Plus includes 1 free monthly trade; Premium includes 2
  • Funds cost ยฃ1.49 on Plus and Free on Premium
  • Plus gives 5 free family accounts; Premium gives unlimited

Cons

  • Core is limited to portfolios up to ยฃ100,000
  • Junior ISA is not included on the Core plan
  • Same day GBP and EUR withdrawals cost ยฃ15
  • Other currency withdrawals cost ยฃ15
  • Telephone trades cost ยฃ49
  • Non-personal accounts add ยฃ30 per month
  • Premium costs ยฃ39.99 per month
  • Core FX conversion is 0.75%
flatex

flatex

flatex is a German flat-fee online broker offering stocks, ETFs, bonds, funds, CFDs, and free savings plans, regulated by BaFin as a licensed bank.

Your capital is at risk. Other fees apply.

ii

ii

ii is a flat-fee investment platform with ISA, SIPP, Trading Account, funds, ETFs, shares, bonds, managed options and multi-currency investing.

Your capital is at risk. Other fees apply.

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