FinecoBank vs Scalable Capital - BrokerCue
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Broker Comparison

FinecoBank vs Scalable Capital

Compare FinecoBank and Scalable Capital side by side: fees, regulation, platforms.

FinecoBank

FinecoBank

Italian investors wanting bank and brokerage combined

FinecoBank is an Italian bank and multi-asset brokerage offering stocks, ETFs, bonds, CFDs, forex, futures, oโ€ฆ

VS
Scalable Capital

Scalable Capital

Passive ETF and savings plan investors

Scalable Capital is a German neobroker and robo-advisor offering stocks, ETFs, funds, bonds, crypto ETPs and โ€ฆ

Head-to-head comparison

FinecoBank vs Scalable Capital
Feature FinecoBank Scalable Capital
Minimum deposit - -
Stock trading fee 0.19% of order value, minimum EUR 2.95 (Italy/Europe); USD 3.95-12.95 for US markets depending on account type FREE: EUR 0.99 per trade on gettex and EIX; PRIME+: free for orders EUR 250 or more, EUR 0.99 below EUR 250
Regulators Bank of Italy, CONSOB, ECB BaFin, Deutsche Bundesbank
Best for Italian investors wanting bank and brokerage combined Passive ETF and savings plan investors
Markets & account
Stocks
ETFs
Forex
-
CFDs
-
Crypto
Bonds
Options
-
Futures
-
Funds
Multi Currency
-
Investment Plans
Ready Made Portfolios
-
Fractional Shares
-

Pros & cons

FinecoBank

FinecoBank

Pros

  • Stocks and ETFs from 0.19% with EUR 2.95 minimum
  • 800+ ETFs available with zero commission
  • No inactivity, deposit, domestic withdrawal or custody fees
  • Access to 26 global markets and 20,000+ instruments
  • Integrated banking with multi-currency account
  • Bank-grade security with ECB direct supervision
  • Investor compensation up to EUR 20,000 and deposit guarantee up to EUR 100,000
  • Tax administration handled in administered regime for Italian clients

Cons

  • No demo account available
  • No fractional shares
  • Forex and CFD overnight fees are comparatively high
  • No MetaTrader 4 or MetaTrader 5 support
  • Primarily serves Italian market; UK operations wound down in 2024
  • Account monthly fee applies after 12 months (though waivable)
  • Crypto limited to CFDs and ETPs, not direct ownership
Scalable Capital

Scalable Capital

Pros

  • No account or custody fees
  • No inactivity fee
  • All savings plans execute for free from EUR 1 per month
  • PRIME+ plan offers commission-free trades for orders of EUR 250 or more, at EUR 4.99 per month
  • Robo-advisor service available alongside self-directed brokerage
  • Full banking licence with BaFin and Deutsche Bundesbank supervision
  • PRIME+ provides enhanced deposit protection of up to 5 x EUR 100,000 across multiple partner banks

Cons

  • No demo account
  • EUR 0.99 per trade on FREE plan can add up for frequent traders
  • Xetra trades cost EUR 3.99 plus a venue fee on all plans
  • Crypto ETP spread surcharge of 0.99% applies on FREE plan
  • Limited advanced charting and analysis tools
  • Instant deposit fee of 0.99% applies on FREE plan for amounts up to EUR 5,000
  • Robo-advisor charges 0.75% p.a. AUM fee
FinecoBank

FinecoBank

FinecoBank is an Italian bank and multi-asset brokerage offering stocks, ETFs, bonds, CFDs, forex, futures, options, crypto ETPs, and integrated banking in a single account.

Your capital is at risk. Other fees apply.

Scalable Capital

Scalable Capital

Scalable Capital is a German neobroker and robo-advisor offering stocks, ETFs, funds, bonds, crypto ETPs and automated savings plans on a low-cost subscription model.

Your capital is at risk. Other fees apply.

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