Updated September 29, 2026 · BrokerCue Editorial Team
FBS vs WH SelfInvest
Where FBS and WH SelfInvest differ
| Compare |  FBS |  WH SelfInvest |
|---|---|---|
| Stock trade fee | $0Lower | $1.90 |
| Account fee | $0 | €0 |
| Inactivity fee | $0 | €0 |
| Markets | Stocks, ETFs, Forex, CFDs, Metals | Stocks, ETFs, Forex, CFDs, Options, Futures, Bonds |
| Retail accounts that lose money | 66.43% | 76% |
| Platforms | MetaTrader 4, MetaTrader 5 | NanoTrader, TradingView, Trader Workstation, Mobile Apps |
| Minimum deposit | $5 | Not confirmed |
| Regulators | Cyprus Securities and Exchange Commission | Not confirmed |
| Investor protection | EU ICS up to EUR 20,000 | Not confirmed |
| EUR/USD spread | 0.5% | Not confirmed |
| Deposit and withdrawal fees | Free | Not confirmed |
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Key differences
- WH SelfInvest scores higher overall: 9.3 vs 9.1.
- Stock trade fee is lower at FBS: $0 vs $1.90.
- Markets: only FBS offers Metals.
- Markets: only WH SelfInvest offers Options, Futures, Bonds.
- Platforms: only FBS offers MetaTrader 4, MetaTrader 5.
- Platforms: only WH SelfInvest offers NanoTrader, TradingView, Trader Workstation.
- Support channels: only FBS offers Help centre.
- Features: only WH SelfInvest offers Fractional shares, Copy trading.
Our verdict on each
FBS
Fbs Partners suits readers who want a plain, low cost picture from a firm regulated by the Cyprus Securities and Exchange Commission: the account fee is $0 and the stock trade fee is $0. The EUR/USD spread of 0.5% and the retail loss rate of 66.43% are the figures to weigh before funding.
WH SelfInvest
WH SelfInvest sits in Luxembourg and covers stocks, ETFs, forex, CFDs, options, futures and bonds under an account fee of €0 and an inactivity fee of €0, which suits investors who want many asset classes without a standing charge. Stock dealing is the cost to watch, at $1.90 a trade.
Score breakdown
| Area | FBS | WH SelfInvest |
|---|---|---|
| Cost | 9.3Higher | 9.1The standing fees are flat, at €0 and €0, while the dealing charge of $1.90 a trade pulls the score down. |
| Offer | 9.3 | 9.5Higher |
| Trust | 8.8 | Not confirmed |
How they place
| Ranking | FBS | WH SelfInvest |
|---|---|---|
| Stock and ETF brokers | 110 of 471 | 86 of 471 |
| Forex brokers | 47 of 147 | 37 of 147 |
| Low-spread forex brokers | 45 of 145 | 35 of 145 |
| CFD brokers | 37 of 122 | 29 of 122 |
Licences and countries
| Country | FBS | WH SelfInvest |
|---|---|---|
| Cyprus | Not confirmed |
Every fact side by side
| Fact | FBS | WH SelfInvest |
|---|---|---|
| Features | Demo account, Mobile app | Demo account, Fractional shares, Copy trading, Mobile appCovers more |
| Pricing model | Commission free | Not confirmed |
| Audience | Beginners | Not confirmed |
| Legal entity | Tradestone Limited | Not confirmed |
| Headquarters | Cyprus | Luxembourg |
| Founded | 2009 | Not confirmed |
| Support channels | Email, Phone, Help centreCovers more | Email, Phone |
Where each stands against the rest
| Fact | FBS | WH SelfInvest | Median |
|---|---|---|---|
| Minimum deposit | $5below the median | Not confirmed | $25 |
| Stock trade fee | $0at the median | $1.90highest quarter | $0 |
| Retail accounts that lose money | 66.43%below the median | 76%highest quarter | 72.13% |
| EUR/USD spread | 0.5%below the median | Not confirmed | 0.65% |
Median across 135 listed brokers.
Pros and cons
FBS
Pros
- An account regulated by the Cyprus Securities and Exchange Commission: Cyprus Securities and Exchange Commission licenses Tradestone Limited under 331/17, so the contract has a named entity behind it.
- The stock trade fee is $0 on a commission free model, so dealing in the shares and ETFs inside stocks, etfs and forex carries no ticket charge.
- The inactivity fee is $0, so a dormant balance is not quietly drained by account charges.
Cons
- The EUR/USD spread of 0.5% is the charge that lands on every forex and CFD trade, so currency traders feel it more than the flat fees suggest.
- The minimum deposit of $5 sits above CFI's $0, so readers who want the smallest opening balance have a lower floor elsewhere.
- The market list stocks, etfs and forex leaves out crypto and futures, which eToro covers in stocks, etfs and forex.
WH SelfInvest
Pros
- The account fee is €0 and the inactivity fee is €0, so an account left open or left idle is not billed, and the standing cost sits level with Vantage at $0.
- A single account covers stocks, etfs and forex, so shares, forex, CFDs, options, futures and bonds can be held and traded together.
- The platform choice runs from NanoTrader, TradingView and Trader Workstation, so the same account can be worked from a desktop terminal or from mobile apps.
Cons
- Stock dealing costs $1.90 a trade, where eToro charges $0 for its stock dealing.
- That dealing charge ranks 123 of 161 on our data, while the account fee sits at 1 of 138 and inactivity at 1 of 56, so the standing costs lead the table while dealing sits near the back of it.
- Support runs on email and phone, so a live chat window and a help centre are not part of the contact options.
Who each suits
FBS
Who it suits
- Beginners opening a new trading account: the minimum deposit is $5 and the account fee is $0.
- Readers who hold shares and ETFs alongside forex: stocks, etfs and forex covers that mix on the same account.
- European readers who want a Cyprus regulated firm: Cyprus Securities and Exchange Commission licenses the entity behind the brand.
Who should look elsewhere
- Readers who want the smallest possible opening balance: CFI takes $0.
- Readers who need crypto or futures in the same account: eToro lists stocks, etfs and forex, and those lines sit outside stocks, etfs and forex.
- Readers who want crypto added to a forex, CFD, stock, ETF and metals mix: Vantage covers forex, cfds and stocks.
WH SelfInvest
Who it suits
- Investors who want shares and leveraged products side by side, since stocks, etfs and forex puts forex, CFDs, options, futures and bonds in the same account.
- People who split activity between a desktop terminal and mobile apps, since NanoTrader, TradingView and Trader Workstation covers both.
- Traders who want to test before committing, since demo account, fractional shares and copy trading includes a demo account and fractional shares.
Who should look elsewhere
- Anyone who mainly wants cheap stock dealing: eToro charges $0 for stock dealing against $1.90 here.
- Crypto traders, since crypto is missing from stocks, etfs and forex although CFI covers stocks, etfs and forex.
Questions about each
FBS
What does it cost to run an account at Fbs Partners?+
The account fee is $0, the stock trade fee is $0 and the inactivity fee is $0, so nothing is charged for holding the account, dealing in shares or leaving a balance idle. Deposits and withdrawals carry no charge either. What remains on a forex or CFD trade is the spread, quoted at 0.5% on EUR/USD.
How much does the EUR/USD spread cost in practice?+
The EUR/USD spread is 0.5%. On a currency pair that spread is the dealer's charge for opening and closing, so it lands on every position rather than on a ticket line. The stock trade fee of $0 and the account fee of $0 sit alongside it, which makes the spread the number to size positions around.
WH SelfInvest
Does WH SelfInvest charge an account fee?+
The account fee is €0 and the inactivity fee is €0, so there is nothing to pay for holding the account open and nothing for leaving it idle. That is why the brand ranks 1 of 138 on our data for the account fee and 1 of 56 for inactivity.
What does it cost to buy a stock?+
A stock trade costs $1.90, and that is the charge which scales with how often you trade. It ranks 123 of 161 on our data, so anyone dealing in shares regularly will feel it far more than the flat fees. Multiply it by the number of trades you expect.
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