Updated October 13, 2026 · BrokerCue Editorial Team
Eightcap vs XTB
What sets them apart
| Compare |  Eightcap |  XTB |
|---|---|---|
| Minimum deposit | $100 | €0 |
| Markets | Stocks, Forex, CFDs, Crypto | Stocks, ETFs, Forex, CFDs, CryptoCovers more |
| Regulators | Seychelles Financial Services Authority, Mauritian Financial Services Commission, Securities Commission of The Bahamas | Cyprus Securities and Exchange Commission (CySEC), FCA, KNF |
| Platforms | TradingView, TradeLocker, MetaTrader 4, MetaTrader 5 | XStation 5, XStation Mobile |
| Stock trade fee | Not confirmed | €0 |
| Account fee | Not confirmed | €0 |
| Inactivity fee | Not confirmed | €10 |
| Investor protection | Not confirmed | EU ICS up to EUR 20,000 |
| Retail accounts that lose money | Not confirmed | 77% |
| Currency conversion fee | Not confirmed | 0.5% |
| Deposit and withdrawal fees | Not confirmed | Free deposits; free withdrawals above 100 EUR/USD |
| Maximum retail leverage | Not confirmed | 1:30 |
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Key differences
- Regulators: only Eightcap offers Seychelles Financial Services Authority, Mauritian Financial Services Commission, Securities Commission of The Bahamas.
- Regulators: only XTB offers Cyprus Securities and Exchange Commission (CySEC), FCA, KNF.
- Markets: only XTB offers ETFs.
- Platforms: only Eightcap offers TradingView, TradeLocker, MetaTrader 4.
- Platforms: only XTB offers XStation 5, XStation Mobile.
- Support channels: only Eightcap offers Help centre, Community.
- Support channels: only XTB offers Phone.
- Features: only XTB offers Mobile app.
- Pricing model: only XTB offers Low fees.
Our verdict on each
Eightcap
Eightcap trades broad CFD access for direct ownership, since all positions track price moves without holding assets. For active traders comfortable with leverage, it pairs wide market cover with familiar external platforms and round the clock weekday guidance and practical learning tools.
XTB
XTB suits retail traders who want to hold stocks, ETFs, forex, CFDs and crypto under one Cyprus-based account without a monthly charge. The account fee is €0, deposits cost nothing, and CySEC, FCA and KNF authorisations sit behind a legal entity founded in 2002.
Score breakdown
| Area | Eightcap | XTB |
|---|---|---|
| Cost | 8.5 | 9.1Higher |
| Offer | 9.6Higher | 9.3 |
| Trust | 9.8Higher | 9.6 |
What each covers
| Markets | Eightcap | XTB |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | No | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | Yes |
| Crypto | Yes | Yes |
What we checked
Eightcap
- eightcap.com: 9 facts, checked September 26, 2026
XTB
- xtb.com: 10 facts, checked September 26, 2026
- hello-brokers.com: 5 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- eupersonalfinance.eu: 1 fact, checked September 26, 2026
- linkedin.com: 1 fact, checked September 26, 2026
How they place
| Ranking | Eightcap | XTB |
|---|---|---|
| Stock and ETF brokers | 310 of 471 | 3 of 471 |
| Forex brokers | 105 of 147 | 2 of 147 |
| Low-spread forex brokers | 103 of 145 | 2 of 145 |
| CFD brokers | 87 of 122 | 2 of 122 |
Every fact side by side
| Fact | Eightcap | XTB |
|---|---|---|
| Features | Crypto, Demo account | Demo account, Mobile app, CryptoCovers more |
| Pricing model | Commission free | Commission free, Low feesCovers more |
| Audience | Not confirmed | Beginners |
| Legal entity | Eightcap International Ltd | XTB Limited |
| Headquarters | Bahamas | Cyprus |
| Founded | Not confirmed | 2002 |
| Support channels | Email, Chat, Help centre, Community | Email, Chat, Phone |
Prop firms
| Fact | Eightcap | XTB |
|---|---|---|
| Challenge price | $59 to $1,299 | Not confirmed |
| Profit split | 80% to 90% | Not confirmed |
| Maximum drawdown | 8% to 10% | Not confirmed |
| Evaluation steps | 2 step | Not confirmed |
| Account sizes | $5K - $200K | Not confirmed |
| Daily loss limit | 4% to 5% | Not confirmed |
| Payout frequency | Every 14 days | Not confirmed |
Where each stands against the rest
| Fact | Eightcap | XTB | Median |
|---|---|---|---|
| Stock trade fee | Not confirmed | €0below the median | €1 |
| Account fee | Not confirmed | €0at the median | €0 |
| Inactivity fee | Not confirmed | €10above the median | €2.45 |
| Retail accounts that lose money | Not confirmed | 77%highest quarter | 72.05% |
| Currency conversion fee | Not confirmed | 0.5%above the median | 0.45% |
Median across 52 listed brokers.
Pros and cons
Eightcap
Pros
- Access to more than 850 CFD markets across global asset classes
- Choice of four external platforms with advanced charting and indicators
- Multilingual help available through the working week plus learning resources
Cons
- Leveraged products bring high risk of losing money quickly
- CFD only access gives price exposure without owning assets
XTB
Pros
- Account fee of €0 on the standard account, and stock trades cost €0.
- Minimum deposit of €0, so the account opens without a funding floor.
- Regulated by CySEC, the FCA and KNF across Cyprus, the UK and Poland.
Cons
- An inactivity fee of €10 applies, unlike eToro, which has no such charge.
- Forex and CFD trading is not cost free: fx trading costs 0.5%.
- CFDs carry a high proportion of losing retail accounts, and XTB's own figure is 77%.
Who each suits
Eightcap
Who it suits
- Active traders who want wide CFD coverage
- Chart led traders who use external platforms
Who should look elsewhere
- Investors who want to own shares outright
XTB
Who it suits
- Retail traders in the UK and Europe who want stocks, ETFs, forex, CFDs and crypto in one account
- Beginners who want a demo account and a mobile app before committing money
- Cost conscious traders who will not hold a balance large enough to trigger the inactivity fee
Who should look elsewhere
- Vantage, if a small minimum deposit of $5 suits a smaller starting balance better
- CFI, for traders who want forex and CFDs without paying an fx charge of 0.5%
- Anyone who plans to hold an idle balance for a long period, given the inactivity fee of €10
Questions about each
Eightcap
What does Eightcap offer?+
Eightcap focuses on contracts for difference for speculation on rising and falling prices. Positions track global markets without transferring ownership of the underlying asset. The service centres on leveraged derivatives for active traders.
Which markets can be traded at Eightcap?+
Coverage spans more than 850 CFD markets across several major groups. You can follow forex, indices, commodities, stocks and cryptocurrencies from one service. Tools for charting, analysis and risk control support movement based trading.
XTB
What does XTB charge to open and hold an account?+
The account fee is €0, so there is no monthly or annual cost to keeping the account open. A stock trade costs €0 on the same account. The only recurring charge to watch is an inactivity fee of €10 for traders whose balance sits idle.
Is there a minimum deposit at XTB?+
The minimum deposit is €0, which means the account can be opened and funded with a small amount. It is a lower floor than the $5 asked by Vantage, so it suits a trader testing the platform before scaling up.
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