Updated October 13, 2026 · BrokerCue Editorial Team
CFI vs Eightcap
CFI vs Eightcap: the differences
| Compare |  CFI |  Eightcap |
|---|---|---|
| Minimum deposit | $0Lower | $100 |
| Markets | Stocks, ETFs, Forex, CFDs, CryptoCovers more | Stocks, Forex, CFDs, Crypto |
| Regulators | Cyprus Securities and Exchange Commission, FCA | Seychelles Financial Services Authority, Mauritian Financial Services Commission, Securities Commission of The Bahamas |
| Platforms | MT5, TradingView, CFI Multi Asset, CFI Trading App | TradingView, TradeLocker, MetaTrader 4, MetaTrader 5 |
| Investor protection | EU ICS up to EUR 20,000 | Not confirmed |
| Retail accounts that lose money | 66% | Not confirmed |
| Deposit and withdrawal fees | No deposit fees | Not confirmed |
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Key differences
- Regulators: only CFI offers Cyprus Securities and Exchange Commission, FCA.
- Regulators: only Eightcap offers Seychelles Financial Services Authority, Mauritian Financial Services Commission, Securities Commission of The Bahamas.
- Eightcap is licensed in 1 more country.
- Minimum deposit is lower at CFI: $0 vs $100.
- Markets: only CFI offers ETFs.
- Platforms: only CFI offers MT5, CFI Multi Asset, CFI Trading App.
- Platforms: only Eightcap offers TradeLocker, MetaTrader 4, MetaTrader 5.
- Features: only CFI offers Mobile app.
- Features: only Eightcap offers Crypto.
Our verdict on each
CFI
CFI suits traders who want one account covering stocks, etfs and forex on a commission-free model commission free, with a minimum deposit of $0 and a Cyprus entity licensed by Cyprus Securities and Exchange Commission and FCA. Note that 66% of retail accounts lose money, and protection under the EU scheme is limited.
Eightcap
Eightcap trades broad CFD access for direct ownership, since all positions track price moves without holding assets. For active traders comfortable with leverage, it pairs wide market cover with familiar external platforms and round the clock weekday guidance and practical learning tools.
Score breakdown
| Area | CFI | Eightcap |
|---|---|---|
| Cost | 9.7Higher | 8.5 |
| Offer | 9.6 | 9.6 |
| Trust | 9.4 | 9.8Higher |
Where each is licensed and available
| Country | CFI | Eightcap |
|---|---|---|
| Bahamas | Not confirmed | Securities Commission of The Bahamas SIA-F220 |
| Cyprus | Not confirmed | |
| Mauritius | Not confirmed | Mauritian Financial Services Commission GB25204603 |
| Seychelles | Not confirmed | |
| United Kingdom | Not confirmed |
How they place
| Ranking | CFI | Eightcap |
|---|---|---|
| Stock and ETF brokers | 43 of 471 | 310 of 471 |
| Forex brokers | 15 of 147 | 105 of 147 |
| Low-spread forex brokers | 13 of 145 | 103 of 145 |
| CFD brokers | 13 of 122 | 87 of 122 |
Every fact side by side
| Fact | CFI | Eightcap |
|---|---|---|
| Features | Demo account, Mobile app | Crypto, Demo account |
| Pricing model | Commission free | Commission free |
| Legal entity | Credit Financier Invest (CFI) Ltd | Eightcap International Ltd |
| Headquarters | Not confirmed | Bahamas |
| Founded | 1998 | Not confirmed |
| Support channels | Not confirmed | Email, Chat, Help centre, Community |
Prop firms
| Fact | CFI | Eightcap |
|---|---|---|
| Challenge price | Not confirmed | $59 to $1,299 |
| Profit split | Not confirmed | 80% to 90% |
| Maximum drawdown | Not confirmed | 8% to 10% |
| Evaluation steps | Not confirmed | 2 step |
| Account sizes | Not confirmed | $5K - $200K |
| Daily loss limit | Not confirmed | 4% to 5% |
| Payout frequency | Not confirmed | Every 14 days |
Where each stands against the rest
| Fact | CFI | Eightcap | Median |
|---|---|---|---|
| Minimum deposit | $0below the median | $100above the median | $25 |
| Retail accounts that lose money | 66%lowest quarter | Not confirmed | 72.05% |
Median across 134 listed brokers.
Pros and cons
CFI
Pros
- No minimum deposit, at $0, and No deposit fees, so funding does not cost a fee and the account can open at any size.
- Regulated on both sides of Europe: Cyprus Securities and Exchange Commission and FCA, with the Cyprus entity named as Credit Financier Invest (CFI) Ltd.
- A single account covers stocks, etfs and forex rather than forcing separate apps per asset class.
Cons
- Protection caps out at EU ICS up to EUR 20,000 on the Cyprus entity, so balances above that sit outside the scheme.
- 66% of retail accounts lose money, which is the risk that matters most for anyone sizing a position.
- Leverage sits alongside shares and ETFs in stocks, etfs and forex, so a single account mixes instruments with very different risk levels.
Eightcap
Pros
- Access to more than 850 CFD markets across global asset classes
- Choice of four external platforms with advanced charting and indicators
- Multilingual help available through the working week plus learning resources
Cons
- Leveraged products bring high risk of losing money quickly
- CFD only access gives price exposure without owning assets
Who each suits
CFI
Who it suits
- People who want stocks, etfs and forex held in one place instead of several broker accounts.
- Traders who prefer the commission-free model commission free and a minimum deposit of $0 over a larger entry threshold.
- Savers who want a Cyprus or UK regulated option, given Cyprus Securities and Exchange Commission and FCA and the Cyprus licence 179/12.
Who should look elsewhere
- Anyone wanting a wider asset list, since stocks, etfs and forex runs to futures as well and CFI's list is stocks, etfs and forex.
- EU traders who want a rival with a low entry point, such as XTB at €0.
- Traders put off by losses in the retail book, where 66% lose money and the median here is 70.15%.
Eightcap
Who it suits
- Active traders who want wide CFD coverage
- Chart led traders who use external platforms
Who should look elsewhere
- Investors who want to own shares outright
Questions about each
CFI
What is the minimum deposit to open a CFI account?+
The minimum deposit is $0, so an account can be opened at any size and a first deposit does not have to clear a threshold. For comparison, Vantage lists $5 and XTB €0. The median minimum across the brands ranked is €4.64, and the highest reaches €26,308.87. CFI places 1 of 213 on that measure.
Does CFI charge commission on trades?+
CFI trades on a commission-free model, commission free, so positions are opened without a per-trade commission charge. The cost of a trade therefore sits in the spread and the market rather than in a commission line. Commission-free models are common in the field, appearing for 69.8% of the brands compared. Low-fee models sit alongside them at 40.5%.
Eightcap
What does Eightcap offer?+
Eightcap focuses on contracts for difference for speculation on rising and falling prices. Positions track global markets without transferring ownership of the underlying asset. The service centres on leveraged derivatives for active traders.
Which markets can be traded at Eightcap?+
Coverage spans more than 850 CFD markets across several major groups. You can follow forex, indices, commodities, stocks and cryptocurrencies from one service. Tools for charting, analysis and risk control support movement based trading.
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