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Broker Comparison

CMC Invest vs Vanguard

Compare CMC Invest and Vanguard side by side: fees, regulation, platforms.

CMC Invest

CMC Invest

App-based long-term investors using ISAs and SIPPs

CMC Invest is an app-based investing platform with ยฃ0 commission, GIA, flexible ISAs, SIPP, stocks, ETFs and โ€ฆ

VS
Vanguard

Vanguard

Long-term fund and ETF investors

Vanguard offers funds, ETFs, stocks, bonds, margin, options, Cash Plus and advice services, with $0 online coโ€ฆ

Head-to-head comparison

CMC Invest vs Vanguard
Feature CMC Invest Vanguard
Minimum deposit ยฃ1 $0 to open an account
Stock trading fee ยฃ0 commission $0 online stock trading
Regulators FCA FINRA
Best for App-based long-term investors using ISAs and SIPPs Long-term fund and ETF investors
Markets & account
Stocks
ETFs
Bonds
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Options
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Funds
Multi Currency
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Isa
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Sipp
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Fractional Shares
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Ready Made Portfolios
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Money Market Funds
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Margin
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Pros & cons

CMC Invest

CMC Invest

Pros

  • ยฃ0 commission on all in-app trades
  • Core plan has no monthly price plan fee
  • FX fee falls to 0.39% on Premium
  • USD and EUR wallets reduce repeat FX conversions
  • Uninvested cash earns up to 3.30% AER on Premium
  • Transfers can start in-app in as little as 30 seconds
  • Flexible ISAs allow same-year withdrawals and redeposits

Cons

  • Plus costs up to ยฃ6.99/month
  • Premium costs up to ยฃ10.99/month
  • Core FX fee is 0.99%
  • Failed payments or late settlement cost ยฃ25 plus interest
  • Paper documents cost ยฃ3 + VAT per document
  • UK share buys carry 0.50% stamp duty
  • UK share trades over ยฃ10,000 may add a ยฃ1 PTM levy
  • Mutual funds are only on Plus and Premium
Vanguard

Vanguard

Pros

  • $0 online commissions for stocks, ETFs and Vanguard mutual funds
  • $1 minimum for Vanguard ETFs through fractional shares
  • $0 Cash Plus minimum balance and no service fee with e-delivery
  • Digital Advisor starts at $100 with no advisory fee for 90 days
  • SIPC coverage up to $500,000 for eligible brokerage securities
  • Free dividend reinvestment with no commission

Cons

  • $25 annual account service fee unless e-delivery is selected
  • Most Vanguard mutual funds require a $3,000 minimum
  • Individual bonds require a $1,000 minimum investment
  • Personal Advisor requires a $50,000 minimum
  • Cash Plus has no issued checks or ATM card
  • Cash Plus transactions may face 7-day or 60-day holding periods
CMC Invest

CMC Invest

CMC Invest is an app-based investing platform with ยฃ0 commission, GIA, flexible ISAs, SIPP, stocks, ETFs and mutual funds. FX and plan fees vary by tier.

Your capital is at risk. Other fees apply.

Vanguard

Vanguard

Vanguard offers funds, ETFs, stocks, bonds, margin, options, Cash Plus and advice services, with $0 online commissions on major listed products.

Your capital is at risk. Other fees apply.

Not the right match?

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