What is Otoritas Jasa Keuangan (OJK)?

The OJK, Otoritas Jasa Keuangan, is the authority that licenses financial firms in Indonesia, so its name on a provider's list tells you which country's rules bind that firm. The references differ, and they are not interchangeable. Bibit's reads KEP-14/PM.21/2017, JULO's KEP-16/D.05/2020 and AdaKami's S-1108/N/B.213/2018. Indonesian rules bind the entity that holds the number, so the firm named on your account statement ought to match it. Ask for the reference before funding; a missing one is easier to spot than a wrong one.