XM vs XTB - BrokerCue
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Broker Comparison

XM vs XTB

Compare XM and XTB side by side: fees, regulation, platforms.

XM

XM

Forex and CFD traders globally

XM is a multi-asset CFD and forex broker founded in 2009, offering 1,400-plus instruments across MetaTrader 4…

VS
XTB

XTB

Investors who want ETFs, stocks and CFDs in one app

XTB combines stocks, ETFs, CFDs, options, ETF plans, cash interest and a multi-currency card. Its German bran…

Head-to-head comparison

XM vs XTB
Feature XM XTB
Minimum deposit - 1 EUR
Stock trading fee Shares account: $10,000 minimum deposit; commission rates apply and vary by market 0% commission up to 100 000 EUR monthly turnover; above that 0.2%, minimum 10 EUR
Regulators CySEC, ASIC, DFSA, FSCA, FSC, FSA BaFin, KNF, FCA, CySEC
Best for Forex and CFD traders globally Investors who want ETFs, stocks and CFDs in one app
Markets & account
Stocks
ETFs
-
Forex
CFDs
Crypto
Options
-
Margin
-
Multi Currency
Demo Account
-
Fractional Shares
-
Investment Plans
-

Pros & cons

XM

XM

Pros

  • Low $5 minimum deposit on Standard and Ultra Low accounts
  • No deposit or withdrawal fees on standard payment methods
  • Regulated by CySEC and ASIC among other authorities
  • Over 1,400 instruments including forex, stock CFDs, indices and commodities
  • Full MetaTrader 4 and MetaTrader 5 support with copy trading and automated trading
  • Negative balance protection on all accounts
  • Free demo account with up to $100,000 virtual funds
  • Extensive multilingual educational content and live webinars

Cons

  • Standard account spreads are wide compared to many competitors (EUR/USD from 1.6 pips)
  • $5 monthly inactivity fee after 90 days
  • Zero account (raw spreads) limited to EU entity only
  • No cTrader or TradingView native integration
  • Crypto and some instruments unavailable through all regulatory entities
  • XM brand not available to UK or US residents
  • Shares account requires a $10,000 minimum deposit
XTB

XTB

Pros

  • 0% stock and ETF commission up to 100 000 EUR monthly turnover
  • Minimum deposit is 1 EUR
  • Fractional shares are available for selected stocks
  • ETF investment plans can start from 15 EUR
  • Automatic interest on non-invested cash
  • XTB card supports accounts in up to 25 currencies
  • Negative balance protection is available for CFDs

Cons

  • Trades above 100 000 EUR cost 0.2%, minimum 10 EUR
  • Currency conversion fee is 0.50%
  • Inactivity fee can reach 10 EUR per month after one year
  • Crypto is offered as CFDs
  • Retail CFD leverage is capped at 1:30
XM

XM

XM is a multi-asset CFD and forex broker founded in 2009, offering 1,400-plus instruments across MetaTrader 4 and MetaTrader 5 with a $5 minimum deposit.

Visit XM Read review

Your capital is at risk. Other fees apply.

XTB

XTB

XTB combines stocks, ETFs, CFDs, options, ETF plans, cash interest and a multi-currency card. Its German branch is supervised by KNF and BaFin.

Visit XTB Read review

Your capital is at risk. Other fees apply.

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