Updated September 29, 2026 · BrokerCue Editorial Team
VT Markets vs XTB
What sets them apart
| Compare |  VT Markets |  XTB |
|---|---|---|
| Minimum deposit | $100 | €0 |
| Regulators | ASIC, FSCA, SIPC | Cyprus Securities and Exchange Commission (CySEC), FCA, KNF |
| Investor protection | SIPC up to USD 500,000 | EU ICS up to EUR 20,000 |
| Retail accounts that lose money | 74% to 89% | 77% |
| Deposit and withdrawal fees | zero fees on deposits and withdrawals | Free deposits; free withdrawals above 100 EUR/USD |
| Platforms | MT4, MT5, TradingView, VT Markets App | XStation 5, XStation Mobile |
| Maximum retail leverage | 1:500 | 1:30 |
| Stock trade fee | Not confirmed | €0 |
| Account fee | Not confirmed | €0 |
| Inactivity fee | Not confirmed | €10 |
| Currency conversion fee | Not confirmed | 0.5% |
Same on both: Markets (Stocks, ETFs, Forex, CFDs, Crypto).
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Key differences
- XTB scores higher overall: 9.3 vs 9.0.
- Regulators: only VT Markets offers ASIC, FSCA, SIPC.
- Regulators: only XTB offers Cyprus Securities and Exchange Commission (CySEC), FCA, KNF.
- Founded is lower at XTB: 2002 vs 2015.
- Platforms: only VT Markets offers MT4, MT5, TradingView.
- Platforms: only XTB offers XStation 5, XStation Mobile.
- Features: only VT Markets offers Copy trading.
Our verdict on each
VT Markets
VT Markets suits traders who want a single account across stocks, etfs and forex, with zero fees on deposits and withdrawals, regulation by ASIC, FSCA and SIPC and a demo account, copy trading and a mobile app. The catch: the minimum deposit is $100, and retail accounts that lose money run 74% to 89% here.
XTB
XTB suits retail traders who want to hold stocks, ETFs, forex, CFDs and crypto under one Cyprus-based account without a monthly charge. The account fee is €0, deposits cost nothing, and CySEC, FCA and KNF authorisations sit behind a legal entity founded in 2002.
Score breakdown
| Area | VT Markets | XTB |
|---|---|---|
| Cost | 8.5 | 9.1Higher |
| Offer | 9.6Higher | 9.3 |
| Trust | 9.2 | 9.6Higher |
Positions in our rankings
| Ranking | VT Markets | XTB |
|---|---|---|
| Stock and ETF brokers | 153 of 471 | 3 of 471 |
| Forex brokers | 67 of 147 | 2 of 147 |
| Low-spread forex brokers | 65 of 145 | 2 of 145 |
| CFD brokers | 56 of 122 | 2 of 122 |
Licences and countries
| Country | VT Markets | XTB |
|---|---|---|
| Australia | ASIC 428901 | Not confirmed |
| Cyprus | Not confirmed | Cyprus Securities and Exchange Commission (CySEC) MiCA CASP 259400HM2TR4U3LF5D43 |
| Poland | Not confirmed | |
| South Africa | FSCA 50865 | Not confirmed |
| United Kingdom | Not confirmed | |
| United States | SIPC SIPC member 71021 | Not confirmed |
What each covers
| Markets | VT Markets | XTB |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | Yes |
| Crypto | Yes | Yes |
Every fact side by side
| Fact | VT Markets | XTB |
|---|---|---|
| Features | Demo account, Copy trading, Mobile app, CryptoCovers more | Demo account, Mobile app, Crypto |
| Pricing model | Not confirmed | Commission free, Low fees |
| Audience | Not confirmed | Beginners |
| Legal entity | RB INTERNATIONAL MARKETS (USA) LLC | XTB Limited |
| Headquarters | Australia | Cyprus |
| Founded | 2015 | 2002Lower |
| Support channels | Not confirmed | Email, Chat, Phone |
Where each stands against the rest
| Fact | VT Markets | XTB | Median |
|---|---|---|---|
| Stock trade fee | Not confirmed | €0below the median | €1 |
| Account fee | Not confirmed | €0at the median | €0 |
| Inactivity fee | Not confirmed | €10above the median | €2.45 |
| Retail accounts that lose money | 74% to 89%above the median | 77%highest quarter | 72.05 |
| Currency conversion fee | Not confirmed | 0.5%above the median | 0.45% |
Median across 52 listed brokers.
Pros and cons
VT Markets
Pros
- Deposits and withdrawals carry zero fees on deposits and withdrawals.
- A single account covers stocks, etfs and forex, so forex, CFDs, equities and crypto share one login.
- Regulation by ASIC, FSCA and SIPC, with investor protection stated as SIPC up to USD 500,000.
Cons
- The minimum deposit of $100 sits above the site median of €4.64, ranking 148 of 213 on that measure.
- Retail accounts that lose money run 74% to 89%, above the site median of 70.15%.
- Retail leverage of 1:500 magnifies losses as readily as gains, so position sizing matters more here than elsewhere.
XTB
Pros
- Account fee of €0 on the standard account, and stock trades cost €0.
- Minimum deposit of €0, so the account opens without a funding floor.
- Regulated by CySEC, the FCA and KNF across Cyprus, the UK and Poland.
Cons
- An inactivity fee of €10 applies, unlike eToro, which has no such charge.
- Forex and CFD trading is not cost free: fx trading costs 0.5%.
- CFDs carry a high proportion of losing retail accounts, and XTB's own figure is 77%.
Who each suits
VT Markets
Who it suits
- Traders holding several asset classes who want forex, CFDs, equities and crypto under a single login.
- Anyone who puts a regulated broker and a stated protection scheme above a low headline deposit.
- Copy traders and app traders, since demo account, copy trading and mobile app and MT4, MT5 and TradingView are both offered.
Who should look elsewhere
- CFI, whose minimum deposit is $0, if you want to start with a small balance.
- Vantage, asking $5 to open an account, suits a lighter starting balance.
- eToro, whose markets list of stocks, etfs and forex adds futures to the range offered here.
XTB
Who it suits
- Retail traders in the UK and Europe who want stocks, ETFs, forex, CFDs and crypto in one account
- Beginners who want a demo account and a mobile app before committing money
- Cost conscious traders who will not hold a balance large enough to trigger the inactivity fee
Who should look elsewhere
- Vantage, if a small minimum deposit of $5 suits a smaller starting balance better
- CFI, for traders who want forex and CFDs without paying an fx charge of 0.5%
- Anyone who plans to hold an idle balance for a long period, given the inactivity fee of €10
Questions about each
VT Markets
What is the minimum deposit at VT Markets?+
The listed minimum is $100. That is well above the site median of €4.64, and it leaves the broker ranked 148 of 213 on this measure. CFI opens at $0 and Vantage at $5, so smaller balances point elsewhere.
What do deposits and withdrawals cost?+
Deposits and withdrawals carry zero fees on deposits and withdrawals. That removes a steady drip of small charges from the account, which matters more over time than a single low trade price. It applies to the account rather than to a particular payment method.
XTB
What does XTB charge to open and hold an account?+
The account fee is €0, so there is no monthly or annual cost to keeping the account open. A stock trade costs €0 on the same account. The only recurring charge to watch is an inactivity fee of €10 for traders whose balance sits idle.
Is there a minimum deposit at XTB?+
The minimum deposit is €0, which means the account can be opened and funded with a small amount. It is a lower floor than the $5 asked by Vantage, so it suits a trader testing the platform before scaling up.
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