Vivid Standard review

Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Vivid Standard suits euro business investors who want a corporate account with no account fee, fractional shares and a low entry deposit. Costs stay modest, with a stock trade fee of €1, though the EU ICS up to EUR 20,000 protection ceiling caps how much is covered.

Key facts

Best for
Euro business investors wanting fractional shares, a corporate account and no account fee.
Minimum deposit
€2 (Source, checked September 26, 2026)
Stock trade fee
€1 (Source, checked September 26, 2026)
Account fee
€0 (Source, checked September 26, 2026)
Markets
Stocks, ETFs, Crypto (Source, checked September 26, 2026)
Regulators
Netherlands Authority for the Financial Markets (AFM) (Source, checked September 26, 2026)
Investor protection
EU ICS up to EUR 20,000 (Source, checked September 26, 2026)
Account types
Corporate (Source, checked September 26, 2026)
Legal entity
Vivid Money B.V. (Source, checked September 26, 2026)
Headquarters
Netherlands (Source, checked September 26, 2026)
Founded
2019 (Source, checked September 26, 2026)
Support channels
Email, Chat, Help-centre (Source, checked September 26, 2026)
Features
Crypto, Fractional shares, Mobile app
Official website
vivid.money

Robo-advisors

Management fee
0.5% to 1.5% (Source, checked September 26, 2026)
Minimum investment
€2 (Source, checked September 26, 2026)
Regulators
Netherlands Authority for the Financial Markets (AFM) (Source, checked September 26, 2026)
Investor protection
EU ICS up to EUR 20,000 (Source, checked September 26, 2026)
Account types
Corporate (Source, checked September 26, 2026)
Portfolio types
ETF, Cash, Crypto (Source, checked September 26, 2026)
Legal entity
Vivid Money B.V. (Source, checked September 26, 2026)
Headquarters
Netherlands (Source, checked September 26, 2026)
Founded
2019 (Source, checked September 26, 2026)
Support channels
Email, Chat, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Elsewhere
WikidataLinkedInX

Pros and cons

Pros

  • Account fee of €0 puts it at 1 of 138 brands ranked on that measure
  • Stock trade fee of €1, below the €1.23 upper quartile for stock platforms
  • Minimum deposit of €2 against a €87.70 upper quartile
  • Fractional shares and a mobile app are listed features
  • Management fee of 0.5% to 1.5% on portfolios covering etf, cash and crypto

Cons

  • Stock trade fee of €1 where eToro charges $0
  • Support runs on email, chat and help centre only, with no phone channel listed
  • Listed account type is corporate, so no personal wrapper appears
  • Investor protection is EU ICS up to EUR 20,000, a ceiling rather than full cover
Vivid Standard

Ready to try Vivid Standard?

Scored 8.7 / 10 by BrokerCue.

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Who it suits

  • Small euro business owners who want fractional shares and a corporate account
  • Investors who keep a balance below the EU ICS up to EUR 20,000 protection ceiling
  • Beginners who want to start from a €2 entry deposit and a €0 account fee

Who should look elsewhere

  • Anyone wanting stock dealing without a per-trade charge, where eToro charges $0
  • Traders who need a phone support line, since support runs on email, chat and help centre
  • Investors holding a balance above the EU ICS up to EUR 20,000 protection cap

How it compares on our data

On the measures readers check first, Vivid Standard sits near the top of the list. The account fee of €0 places it at 1 out of 138 brands ranked on that figure, which is the strongest position of the group. The minimum deposit of €2 ranks at 88 out of 213, a low entry point against the €87.70 upper quartile for stock platforms. The stock trade fee of €1 ranks at 116 out of 161. That is a mid-table position rather than a weak one, and it matters more than the ranking alone: the median stock trade fee across the site is €0, and the upper quartile is €1.23, so Vivid Standard charges per trade where a large share of brokers charge nothing. CFI asks for a minimum deposit of $0 and Vantage asks for $5, so neither of those two matches the deposit of €2 here.

How your money is protected

Vivid Standard is regulated by the Netherlands Authority for the Financial Markets (AFM) in the Netherlands. The registered licence reference is MiCA CASP 7245009PWS7YLG3JPF78, and the firm behind the brand is Vivid Money B.V. Investor protection stands at EU ICS up to EUR 20,000. That figure is the key one for anyone weighing safety of money: it sets the ceiling on what a claim would reach, and any balance above it sits outside that cover. No wider protection level is listed, so the practical reading is that the account is suitable for balances within that ceiling rather than for large balances. For a euro business account holding working capital, the regulator and the scheme are the checks to make before funding it.

Fees and costs

The personal plan carries an account fee of €0, so holding the account costs nothing at the plan level. The minimum deposit is €2, and a minimum investment of €2 applies to managed money, which is a low threshold for putting money to work. Trading is charged at €1 per stock trade, and that is the line that matters for anyone dealing often. Set against the alternatives, eToro charges $0 on stock trades, so a regular dealing habit costs more here. Against the broader market, the stock trade fee upper quartile for stock platforms is €1.23 and the site median is €0, which places the charge in the upper part of the field. The managed portfolios carry a management fee of 0.5% to 1.5%, and the account type behind it is corporate. No inactivity charge appears in the fee set.

The company behind it

The legal entity is Vivid Money B.V., registered in the Netherlands, and the firm's stated home country is NL. It was founded in 2019, which makes it a young operation next to long-established brokers. Its MiCA licence reference is MiCA CASP 7245009PWS7YLG3JPF78, recorded against the Netherlands Authority for the Financial Markets (AFM). Support is offered through email, chat and help centre, which is a self-service mix rather than a phone desk. For a business account, the practical questions are the age of the entity, the licence reference and how quickly the listed support channels answer.

How Vivid Standard compares

Where Vivid Standard is available

Available
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Licence in Netherlands
Netherlands Authority for the Financial Markets (AFM) (MiCA CASP 7245009PWS7YLG3JPF78), checked September 26, 2026, also valid in Netherlands, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What does it cost to open and hold a Vivid Standard account?+

The personal plan carries an account fee of €0, so there is no charge for keeping the account open. You can fund it from a minimum deposit of €2, and managed money starts from a minimum investment of €2. No inactivity charge appears in the listed fee set.

What does a stock trade cost?+

A stock trade costs €1 on the personal plan. That sits above the median stock trade fee of €0 across stock platforms and above the $0 charged by eToro. Frequent dealing therefore costs more here than on a rival without a per-trade charge.

Who regulates Vivid Money B.V.?+

The firm is regulated by the Netherlands Authority for the Financial Markets (AFM) in the Netherlands. Its MiCA licence reference is MiCA CASP 7245009PWS7YLG3JPF78, and the legal entity named on the register is Vivid Money B.V.

How much of my money is protected?+

Investor protection is listed at EU ICS up to EUR 20,000. Read it as a ceiling on a claim rather than full cover for a balance, so any holding above that level sits outside the scheme. The regulator and this figure together are the checks worth making before funding a business account.

What can I actually trade on the account?+

Markets cover stocks, etfs and crypto, and the listed features include fractional shares, crypto trading and a mobile app. Managed portfolio types run to etf, cash and crypto, which covers exchange traded fund, cash and crypto strategies. That is a narrow market list compared with a generalist broker.

What account types are available?+

The listed account type is corporate, so the plan set is built around business rather than personal wrappers. If you want a joint, ISA or SIPP style account, this range does not list one. Support is offered through email, chat and help centre.

Who is this account built for?+

The corporate account type, fractional shares and a €2 minimum deposit point to a euro business owner investing a small working balance. An account fee of €0 suits someone who wants to hold the account without a standing charge. Investors holding more than the EU ICS up to EUR 20,000 ceiling should look elsewhere.

How is support handled?+

Support runs on email, chat and help centre, which is a self-service mix rather than a phone desk. There is no phone channel listed, so a trader who needs to talk to someone should account for that. The entity behind the service is Vivid Money B.V., founded in 2019.

Sources

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Inactivity fee, Retail accounts that lose money.

Vivid Standard

Vivid Standard

Euro business investors wanting fractional shares, a corporate account and no account fee.

8.7/10See alternatives

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