Trade Republic vs Trading 212 - BrokerCue
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Broker Comparison

Trade Republic vs Trading 212

Compare Trade Republic and Trading 212 side by side: fees, regulation, platforms.

Trade Republic

Trade Republic

Low-cost ETF and savings plan investors

Trade Republic is a Berlin-based licensed bank and broker offering stocks, ETFs, bonds, crypto and savings plโ€ฆ

VS
Trading 212

Trading 212

Cost-conscious stock and ETF investors

Trading 212 offers commission-free investing in stocks and ETFs, fractional shares from ยฃ1, multi-currency acโ€ฆ

Head-to-head comparison

Trade Republic vs Trading 212
Feature Trade Republic Trading 212
Minimum deposit - ยฃ1, โ‚ฌ1, $1
Stock trading fee EUR 1 external settlement fee per trade -
Regulators BaFin, Deutsche Bundesbank, ECB FCA, BaFin, CySEC, ASIC
Best for Low-cost ETF and savings plan investors Cost-conscious stock and ETF investors
Markets & account
Stocks
ETFs
CFDs
-
Crypto
-
Bonds
-
Fractional Shares
Investment Plans
Savings Vaults
-
Ready Made Portfolios
-
Money Market Funds
-
Multi Currency
-
Isa
-
Sipp
-

Pros & cons

Trade Republic

Trade Republic

Pros

  • EUR 1 flat settlement fee per trade with no further commissions
  • ETF and stock savings plans are completely free
  • No account, custody, withdrawal or inactivity fees
  • Full EU banking licence with EUR 100,000 deposit protection
  • Fractional shares from EUR 1
  • Interest on uninvested cash credited monthly
  • Clean, beginner-friendly mobile app
  • Available in 18 European countries

Cons

  • No demo account
  • All orders execute via a single venue (Lang and Schwarz), limiting price competition
  • Crypto trades carry approximately 1% spread on top of the EUR 1 fee
  • No advanced charting or research tools
  • Customer support is email-only with no phone or live chat
  • Portfolio transfer-out costs EUR 25 per security line
  • Not available outside Europe
  • A conversion fee applies to non-EUR security trades
Trading 212

Trading 212

Pros

  • Free trading commission reduces dealing costs
  • Free custody keeps ongoing account costs low
  • Fractional shares start from ยฃ1
  • 0.15% FX fee on currency conversions
  • Free bank transfer deposits
  • Trading 212 does not charge withdrawal fees
  • Portfolio transfers are automatic, paperless and free
  • ATM withdrawals are free up to ยฃ400 per month

Cons

  • Card and wallet deposits cost 0.7% after ยฃ2,000 cumulative
  • Physical card costs ยฃ4.95
  • ATM withdrawals above ยฃ400 per month cost 1%
  • UK stamp duty is 0.5% on UK share purchases
  • PTM levy is ยฃ1.5 on UK share trades over ยฃ10,000
  • ADR fees may be $0.01-$0.05 per share each year
  • FINRA fee is $0.000195 per share on US share sales
Trade Republic

Trade Republic

Trade Republic is a Berlin-based licensed bank and broker offering stocks, ETFs, bonds, crypto and savings plans at a flat EUR 1 settlement fee per trade.

Your capital is at risk. Other fees apply.

Trading 212

Trading 212

Trading 212 offers commission-free investing in stocks and ETFs, fractional shares from ยฃ1, multi-currency accounts, cash interest, ISA, SIPP and CFD access.

Your capital is at risk. Other fees apply.

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