Stash
Pros
- Low $3/month entry-level subscription
- No trading commissions on stocks or ETFs
- Fractional shares from $0.01
- Smart Portfolio automated investing with quarterly rebalancing
- IRA match of 3% on contributions for Stash+ subscribers
- Stock-Back card earns stock rewards on everyday spending
- Beginner-friendly interface with investment guidance
Cons
- Monthly subscription fee can be disproportionately high for small account balances
- No options, futures, forex, or CFD trading
- Crypto trading discontinued in December 2023
- Smart Portfolio does not support IRAs or tax-loss harvesting
- No human financial adviser access
- $100 outgoing ACAT transfer fee
- Limited advanced charting and research tools