Revolut
Pros
- No minimum deposit
- No inactivity, custody or withdrawal fees
- Fractional shares from GBP/USD 1
- Stocks and Shares ISA available for UK users
- Robo-advisor available in the US, EEA, and Singapore
- Revolut X offers low crypto fees (0% maker, 0.09% taker)
- Integrated banking, payments, and investing in one app
- Multi-currency account with 25+ currencies
Cons
- Limited free trades per month on basic plans (1 on Standard)
- 0.25% commission above free-trade allowance; higher than dedicated discount brokers
- Crypto fees start at 1.49% on Standard/Plus plans (volume-tiered)
- No demo account
- No options or futures trading
- No SIPP (personal pension) available
- Web platform with TradingView charts limited to Ultra and Trading Pro subscribers
- FX conversion fee of up to 0.5% applies when trading in a non-account currency