quirion vs Trading 212 - BrokerCue
BrokerCue

Select your country to see eligible brokers

Account eligibility and broker availability depend on your country of residence. Setting this now allows us to hide brokers that do not accept clients from your country.

Broker Comparison

quirion vs Trading 212

Compare quirion and Trading 212 side by side: fees, regulation, platforms.

quirion

quirion

Passive ETF investors in Germany

quirion is a German robo-advisor founded in 2013, offering BaFin-regulated, ETF-based managed portfolios withโ€ฆ

VS
Trading 212

Trading 212

Cost-conscious stock and ETF investors

Trading 212 offers commission-free investing in stocks and ETFs, fractional shares from ยฃ1, multi-currency acโ€ฆ

Head-to-head comparison

quirion vs Trading 212
Feature quirion Trading 212
Minimum deposit - ยฃ1, โ‚ฌ1, $1
Stock trading fee - -
Regulators BaFin FCA, BaFin, CySEC, ASIC
Best for Passive ETF investors in Germany Cost-conscious stock and ETF investors
Markets & account
Stocks
-
ETFs
CFDs
-
Funds
-
Investment Plans
Ready Made Portfolios
Fractional Shares
-
Money Market Funds
-
Multi Currency
-
Isa
-
Sipp
-

Pros & cons

quirion

quirion

Pros

  • BaFin-regulated via Quirin Privatbank AG full banking license
  • No deposit, withdrawal or inactivity fees
  • Low minimum investment of EUR 1 lump-sum or EUR 25/month savings plan
  • Automatic rebalancing included at no extra cost
  • ETF holdings protected as Sondervermรถgen in case of insolvency
  • ESG portfolio variants available alongside standard strategies
  • Multiple service tiers scaling from fully digital to personal advisory
  • Consistently top-rated by Stiftung Warentest and Finanztip

Cons

  • No self-directed stock or ETF trading - managed portfolios only
  • German-language platform; not designed for non-German-speaking investors
  • No demo or paper-trading account
  • Privat tier requires EUR 25,000 minimum investment
  • Withdrawals process over several business days
  • No automated payout plan for the withdrawal phase
  • Mixed Trustpilot reviews with reports of account opening delays
Trading 212

Trading 212

Pros

  • Free trading commission reduces dealing costs
  • Free custody keeps ongoing account costs low
  • Fractional shares start from ยฃ1
  • 0.15% FX fee on currency conversions
  • Free bank transfer deposits
  • Trading 212 does not charge withdrawal fees
  • Portfolio transfers are automatic, paperless and free
  • ATM withdrawals are free up to ยฃ400 per month

Cons

  • Card and wallet deposits cost 0.7% after ยฃ2,000 cumulative
  • Physical card costs ยฃ4.95
  • ATM withdrawals above ยฃ400 per month cost 1%
  • UK stamp duty is 0.5% on UK share purchases
  • PTM levy is ยฃ1.5 on UK share trades over ยฃ10,000
  • ADR fees may be $0.01-$0.05 per share each year
  • FINRA fee is $0.000195 per share on US share sales
quirion

quirion

quirion is a German robo-advisor founded in 2013, offering BaFin-regulated, ETF-based managed portfolios with three service tiers and no minimum investment for the entry tier.

Your capital is at risk. Other fees apply.

Trading 212

Trading 212

Trading 212 offers commission-free investing in stocks and ETFs, fractional shares from ยฃ1, multi-currency accounts, cash interest, ISA, SIPP and CFD access.

Your capital is at risk. Other fees apply.

Not the right match?

Line up any two brokers side by side, or browse the full list to find your next platform.