Mintos vs Spreadex - BrokerCue
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Broker Comparison

Mintos vs Spreadex

Compare Mintos and Spreadex side by side: fees, regulation, platforms.

Mintos

Mintos

Best for diversified, higher-yield investing beyond a savings account

Europe's largest retail investment marketplace for loans, bonds, ETFs, and Smart Cash. MiFID II regulated in …

VS
Spreadex

Spreadex

Leveraged spread betting and CFD traders

Spreadex is a UK-based broker founded in 1999 offering spread betting, CFDs and options on shares, indices, f…

Head-to-head comparison

Mintos vs Spreadex
Feature Mintos Spreadex
Minimum deposit €50 -
Stock trading fee - -
Regulators Latvijas Banka FCA
Best for Best for diversified, higher-yield investing beyond a savings account Leveraged spread betting and CFD traders
Markets & account
Stocks
-
ETFs
Forex
-
CFDs
-
Crypto
Bonds
Options
-
Loans
-
Notes
-
Money Market Funds
-
Real Estate
-
Margin
-
Spread Betting
-

Pros & cons

Mintos

Mintos

Pros

  • MiFID II investment firm regulated by Latvijas Banka
  • Loans, bonds, ETFs, and Smart Cash in one account
  • Low €50 minimum with automated portfolios
  • Loans historically average around 11% per year

Cons

  • Loans carry real credit and default risk
  • 0.85% fee to sell early on the Secondary Market
  • No bank deposit guarantee; capital at risk
Spreadex

Spreadex

Pros

  • EUR/USD spreads start from 0.6 pts
  • UK 100 and Germany 40 spreads start from 1pt
  • Gold spreads start from 0.3 pts
  • Free price alerts by text, push or email
  • TradingView access alongside the Spreadex platform
  • Advanced charts include over 10 years of price history
  • Out-of-hours trading is available on select shares

Cons

  • 61% of retail investor accounts lose money on spread bets and CFDs
  • Retail clients cannot trade cryptocurrencies
  • Professional clients waive negative balance protection
  • Spreadex Pro requires an existing standard spread betting or CFD account
  • Professional cryptocurrency margin is 18%
  • Shares are traded through spread betting or CFD products
Mintos

Mintos

Europe's largest retail investment marketplace for loans, bonds, ETFs, and Smart Cash. MiFID II regulated in Latvia, from €50.

Your capital is at risk. Other fees apply.

Spreadex

Spreadex

Spreadex is a UK-based broker founded in 1999 offering spread betting, CFDs and options on shares, indices, forex and commodities, with TradingView and mobile apps.

Your capital is at risk. Other fees apply.

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