LIQID vs Trading 212 - BrokerCue
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Broker Comparison

LIQID vs Trading 212

Compare LIQID and Trading 212 side by side: fees, regulation, platforms.

LIQID

LIQID

Affluent investors seeking digital wealth management

LIQID is a Berlin-based digital wealth manager offering ETF portfolios, actively managed strategies and privaโ€ฆ

VS
Trading 212

Trading 212

Cost-conscious stock and ETF investors

Trading 212 offers commission-free investing in stocks and ETFs, fractional shares from ยฃ1, multi-currency acโ€ฆ

Head-to-head comparison

LIQID vs Trading 212
Feature LIQID Trading 212
Minimum deposit - ยฃ1, โ‚ฌ1, $1
Stock trading fee - -
Regulators BaFin FCA, BaFin, CySEC, ASIC
Best for Affluent investors seeking digital wealth management Cost-conscious stock and ETF investors
Markets & account
Stocks
-
ETFs
CFDs
-
Bonds
-
Funds
-
Ready Made Portfolios
Money Market Funds
Investment Plans
Business Account
-
Fractional Shares
-
Multi Currency
-
Isa
-
Sipp
-

Pros & cons

LIQID

LIQID

Pros

  • BaFin-regulated with assets held as segregated Sondervermogen
  • Custody at V-Bank with statutory deposit protection up to EUR 100,000
  • Access to private equity, private debt and infrastructure from EUR 20,000 via ELTIF
  • No account opening, deposit, withdrawal or inactivity fees
  • Combination of algorithmic portfolio management and personal advisors
  • 20 investment strategies across passive ETF, sustainable and actively managed approaches
  • Fees up to 60% lower than traditional German wealth management banks

Cons

  • High minimum investment of EUR 100,000 for wealth management strategies excludes most retail investors
  • No demo account available
  • No savings plan or recurring deposit option for wealth management strategies
  • Private markets products carry management and performance fees significantly above ETF strategies
  • Limited to German market - not available to investors outside Germany
  • Select strategy has not consistently outperformed passive alternatives after costs
Trading 212

Trading 212

Pros

  • Free trading commission reduces dealing costs
  • Free custody keeps ongoing account costs low
  • Fractional shares start from ยฃ1
  • 0.15% FX fee on currency conversions
  • Free bank transfer deposits
  • Trading 212 does not charge withdrawal fees
  • Portfolio transfers are automatic, paperless and free
  • ATM withdrawals are free up to ยฃ400 per month

Cons

  • Card and wallet deposits cost 0.7% after ยฃ2,000 cumulative
  • Physical card costs ยฃ4.95
  • ATM withdrawals above ยฃ400 per month cost 1%
  • UK stamp duty is 0.5% on UK share purchases
  • PTM levy is ยฃ1.5 on UK share trades over ยฃ10,000
  • ADR fees may be $0.01-$0.05 per share each year
  • FINRA fee is $0.000195 per share on US share sales
LIQID

LIQID

LIQID is a Berlin-based digital wealth manager offering ETF portfolios, actively managed strategies and private markets access to investors from EUR 100,000.

Your capital is at risk. Other fees apply.

Trading 212

Trading 212

Trading 212 offers commission-free investing in stocks and ETFs, fractional shares from ยฃ1, multi-currency accounts, cash interest, ISA, SIPP and CFD access.

Your capital is at risk. Other fees apply.

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