Updated September 28, 2026 · BrokerCue Editorial Team
Lightspeed Financial vs WH SelfInvest
What sets them apart
| Compare |  Lightspeed Financial |  WH SelfInvest |
|---|---|---|
| Stock trade fee | $4.50 | $1.90Lower |
| Inactivity fee | $25 | €0 |
| Markets | Stocks, ETFs, Options, Futures | Stocks, ETFs, Forex, CFDs, Options, Futures, BondsCovers more |
| Platforms | Lightspeed Trader Pro, Web & Mobile | NanoTrader, TradingView, Trader Workstation, Mobile Apps |
| Minimum deposit | $10,000 | Not confirmed |
| Account fee | Not confirmed | €0 |
| Regulators | FINRA | Not confirmed |
| Investor protection | SIPC up to USD 500,000 | Not confirmed |
| Retail accounts that lose money | Not confirmed | 76% |
| Options contract fee | $0.60 | Not confirmed |
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Key differences
- WH SelfInvest scores higher overall: 9.3 vs 8.6.
- Stock trade fee is lower at WH SelfInvest: $1.90 vs $4.50.
- Markets: only WH SelfInvest offers Forex, CFDs, Bonds.
- Platforms: only Lightspeed Financial offers Lightspeed Trader Pro, Web & Mobile.
- Platforms: only WH SelfInvest offers NanoTrader, TradingView, Trader Workstation.
- Support channels: only Lightspeed Financial offers Help centre.
- Support channels: only WH SelfInvest offers Email.
- Features: only WH SelfInvest offers Fractional shares, Copy trading.
Our verdict on each
Lightspeed Financial
Lightspeed Financial suits experienced traders and day traders who put on a large amount to clear a steep entry bar. Fees of $4.50 a stock trade, $0.60 an options contract and a $10,000 minimum deposit set it well apart from cheaper platforms such as eToro.
WH SelfInvest
WH SelfInvest sits in Luxembourg and covers stocks, ETFs, forex, CFDs, options, futures and bonds under an account fee of €0 and an inactivity fee of €0, which suits investors who want many asset classes without a standing charge. Stock dealing is the cost to watch, at $1.90 a trade.
Score breakdown
| Area | Lightspeed Financial | WH SelfInvest |
|---|---|---|
| Cost | 8.4Minimum deposit of $10,000, stock trade fees of $4.50 and an inactivity fee of $25 put costs well above lighter rivals. | 9.1HigherThe standing fees are flat, at €0 and €0, while the dealing charge of $1.90 a trade pulls the score down. |
| Offer | 9.0 | 9.5Higher |
| Trust | 8.6 | Not confirmed |
Licences and countries
| Country | Lightspeed Financial | WH SelfInvest |
|---|---|---|
| United States | FINRA 104369 | Not confirmed |
What each covers
| Markets | Lightspeed Financial | WH SelfInvest |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | No | Yes |
| CFDs | No | Yes |
| Options | Yes | Yes |
| Futures | Yes | Yes |
| Bonds | No | Yes |
How they place
| Ranking | Lightspeed Financial | WH SelfInvest |
|---|---|---|
| Stock and ETF brokers | 208 of 471 | 86 of 471 |
| Options trading platforms | 67 of 103 | 28 of 103 |
| Futures trading platforms | 47 of 82 | 22 of 82 |
Every fact side by side
| Fact | Lightspeed Financial | WH SelfInvest |
|---|---|---|
| Features | Demo account, Mobile app | Demo account, Fractional shares, Copy trading, Mobile appCovers more |
| Pricing model | Low fees | Not confirmed |
| Audience | Experienced, Day traders | Not confirmed |
| Headquarters | Not confirmed | Luxembourg |
| Support channels | Phone, Help centre | Email, Phone |
Where each stands against the rest
| Fact | Lightspeed Financial | WH SelfInvest | Median |
|---|---|---|---|
| Minimum deposit | $10,000highest quarter | Not confirmed | $25 |
| Stock trade fee | $4.50highest quarter | $1.90highest quarter | $0 |
| Account fee | Not confirmed | €0at the median | €0 |
| Retail accounts that lose money | Not confirmed | 76%highest quarter | 72.13% |
| Options contract fee | $0.60below the median | Not confirmed | $0.625 |
Median across 135 listed brokers.
Pros and cons
Lightspeed Financial
Pros
- Regulated in the US by FINRA, with SIPC cover of SIPC up to USD 500,000
- Trades run across stocks, etfs and options in one account
- A demo account is available to practise before funding
Cons
- A $10,000 minimum deposit is far above the site median of €4.64
- An inactivity fee of $25 applies on dormant accounts
- Support runs on phone and help centre only
WH SelfInvest
Pros
- The account fee is €0 and the inactivity fee is €0, so an account left open or left idle is not billed, and the standing cost sits level with Vantage at $0.
- A single account covers stocks, etfs and forex, so shares, forex, CFDs, options, futures and bonds can be held and traded together.
- The platform choice runs from NanoTrader, TradingView and Trader Workstation, so the same account can be worked from a desktop terminal or from mobile apps.
Cons
- Stock dealing costs $1.90 a trade, where eToro charges $0 for its stock dealing.
- That dealing charge ranks 123 of 161 on our data, while the account fee sits at 1 of 138 and inactivity at 1 of 56, so the standing costs lead the table while dealing sits near the back of it.
- Support runs on email and phone, so a live chat window and a help centre are not part of the contact options.
Who each suits
Lightspeed Financial
Who it suits
- Experienced traders who already trade options and futures
- Day traders who keep a large cash balance
- Anyone who wants a single account across stocks, etfs and options
Who should look elsewhere
- New investors, since no beginner audience is listed
- Small savers put off by a $10,000 minimum deposit
- Anyone wanting a free stock trade, as eToro charges $0
WH SelfInvest
Who it suits
- Investors who want shares and leveraged products side by side, since stocks, etfs and forex puts forex, CFDs, options, futures and bonds in the same account.
- People who split activity between a desktop terminal and mobile apps, since NanoTrader, TradingView and Trader Workstation covers both.
- Traders who want to test before committing, since demo account, fractional shares and copy trading includes a demo account and fractional shares.
Who should look elsewhere
- Anyone who mainly wants cheap stock dealing: eToro charges $0 for stock dealing against $1.90 here.
- Crypto traders, since crypto is missing from stocks, etfs and forex although CFI covers stocks, etfs and forex.
Current offers
Lightspeed Financial
Current offer
Bonus
Get Up To $10,000 Cash Back: Up to $10,000
open an account with a $25,000 deposit and maintain the amount for 3 months
Source, checked September 26, 2026
Country by country
| Country | Lightspeed Financial | WH SelfInvest |
|---|---|---|
| United States | Yes | No |
Questions about each
Lightspeed Financial
What does it cost to trade stocks at Lightspeed Financial?+
A stock trade costs $4.50. That sits well above the site median stock trade fee of €0, and above what the median-ranked broker in this field charges, so the cost only makes sense for high-volume trading.
What is the minimum deposit?+
You need a minimum deposit of $10,000 to open an account. That is far higher than the site median minimum deposit of €4.64, and it rules out the small-balance investor entirely.
WH SelfInvest
Does WH SelfInvest charge an account fee?+
The account fee is €0 and the inactivity fee is €0, so there is nothing to pay for holding the account open and nothing for leaving it idle. That is why the brand ranks 1 of 138 on our data for the account fee and 1 of 56 for inactivity.
What does it cost to buy a stock?+
A stock trade costs $1.90, and that is the charge which scales with how often you trade. It ranks 123 of 161 on our data, so anyone dealing in shares regularly will feel it far more than the flat fees. Multiply it by the number of trades you expect.
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