interactive investor vs Moneybox - BrokerCue
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Broker Comparison

interactive investor vs Moneybox

Compare interactive investor and Moneybox side by side: fees, regulation, platforms.

interactive investor

interactive investor

Flat-fee long-term investors

interactive investor is a UK flat-fee investment platform for shares, funds, ETFs, bonds, ISAs and SIPPs, witโ€ฆ

VS
Moneybox

Moneybox

UK beginners saving for the long term

Moneybox is a UK savings and investing app offering ISAs, a Lifetime ISA, pension, round-up investing and reaโ€ฆ

Head-to-head comparison

interactive investor vs Moneybox
Feature interactive investor Moneybox
Minimum deposit - -
Stock trading fee UK & US Shares (incl. ETFs & Investment trusts): ยฃ3.99 on Core and Plus; ยฃ2.99 on Premium ยฃ0 commission; 0.45% FX fee applies to US stock trades
Regulators FCA FCA
Best for Flat-fee long-term investors UK beginners saving for the long term
Markets & account
Stocks
ETFs
Bonds
-
Funds
Investment Plans
Ready Made Portfolios
Multi Currency
-
Business Account
Isa
Sipp
Fractional Shares
-
Savings Vaults
-

Pros & cons

interactive investor

interactive investor

Pros

  • Flat monthly plans start at ยฃ5.99 instead of a percentage fee
  • Free regular investing across all plans
  • Next-day GBP and EUR withdrawals have no charge
  • Plus includes 1 free monthly trade; Premium includes 2
  • Premium makes fund trades and dividend reinvestments free
  • Trading Account can hold up to 9 currencies
  • Plus includes 5 free family accounts; Premium includes unlimited
  • Transfers in and out have no ii charge

Cons

  • Core portfolios are limited to ยฃ100,000 before Plus applies
  • Core FX conversion fee is 0.75%
  • Other international shares cost ยฃ9.99 on Core
  • Same-day GBP and EUR withdrawals cost ยฃ15
  • Telephone trades cost ยฃ49
  • Junior ISAs are unavailable on the Core plan
  • Premium costs ยฃ39.99 per month
  • Company Account applications must be posted
Moneybox

Moneybox

Pros

  • No commission on buying or selling investments
  • No withdrawal fee and no inactivity fee
  • Lifetime ISA with 25% government bonus available
  • SIPP has no monthly subscription fee
  • Round-up feature automates investing from everyday card purchases
  • Wide account range: Stocks ISA, Cash ISA, LISA, Junior ISA, SIPP, GIA
  • Low ยฃ1 minimum investment
  • FCA regulated with FSCS protection

Cons

  • ยฃ1 monthly subscription fee can disproportionately affect small portfolios
  • 0.45% annual platform fee is higher than some low-cost alternatives
  • Very limited individual stock selection (approximately 20 US stocks)
  • Mobile app only - no full desktop web platform
  • No demo account
  • No advanced charting, research tools or economic calendar
  • Transfers in can take up to 30 days
  • Cash ISA requires ยฃ500 minimum and drops to a lower rate below that threshold
interactive investor

interactive investor

interactive investor is a UK flat-fee investment platform for shares, funds, ETFs, bonds, ISAs and SIPPs, with managed portfolios and multi-currency investing.

Your capital is at risk. Other fees apply.

Moneybox

Moneybox

Moneybox is a UK savings and investing app offering ISAs, a Lifetime ISA, pension, round-up investing and ready-made portfolios, aimed at long-term savers.

Your capital is at risk. Other fees apply.

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